$679,000
$71K PRICE DROP

Estimated payment $4,412/month

Total Views 37,682
5 Beds
3.5 Baths
3,750 Sq Ft
$181 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Fitness Center
  • Fishing
  • Freeport Middle School Rated A-
  • In Ground Pool
  • Primary Bedroom Suite

About This Home

At 3,750 square feet with a private saltwater pool, preserve-backed homesite, and an exceptional amount of flexible living space, 49 Harmony Way offers a level of home and lifestyle that is increasingly difficult to duplicate at this value on Florida's Emerald Coast.
Located within Harmony, an intimate 19-home cul-de-sac inside Hammock Bay, this residence sits on .36 acres with the rare advantage of a protected natural backdrop. An oversized courtyard driveway and side-load garage create an impressive arrival, while the setting delivers something equally valuable: privacy, space, and a sense of separation from the ordinary.
Inside, generous proportions and thoughtful design create a home that lives beautifully. The open-concept main living area is complemented by a dedicated office, formal dining room, bonus craft/flex room, abundant storage, and an extraordinary 26' x 13' fifth bedroom--giving you the freedom to create a media lounge, game room, fitness studio, guest retreat, or second living space. Luxury vinyl plank flooring, granite countertops, crown molding accents, and spacious rooms provide a polished foundation for both everyday living and entertaining.
Then step outside, because this is where the Florida lifestyle takes center stage. A new in-ground saltwater pool anchors a private backyard surrounded by fencing, lush lawn, preserve views, a covered lanai, and additional storage. Morning coffee overlooking the water. Long afternoons by the pool. Dinner under the lanai. Weekends spent entertaining without ever leaving home. This outdoor space wasn't simply added--it transforms the way the property lives.
And beyond your backyard is the lifestyle that has made Hammock Bay one of Freeport's signature communities. Resort-style zero-entry pools, three clubhouses, a fitness center, tennis, pickleball and basketball courts, miles of trails, playgrounds, dog parks, community green spaces, a General Store, and bay access create an environment where recreation and convenience are woven into everyday life.
The value here is in the complete package: approximately 3,750 square feet, five bedrooms, multiple flex spaces, .36 acres, a private pool, preserve-backed privacy, and access to an amenity-rich community--all within reach of Choctawhatchee Bay, Scenic Highway 30A, the beaches of the Emerald Coast, dining, shopping, and everything Northwest Florida has to offer.
If you have been waiting for a home that gives you more space, more privacy, more amenities, and more ways to enjoy the Florida lifestyle, 49 Harmony Way deserves to be seen in person.
The sellers are ready to make a move--and they are ready to negotiate. Bring your offer and discover just how much lifestyle your next address can deliver.

Listing Agent

Beverly Buck

Coldwell Banker Realty License #3444968 Listed on: 05/14/2026

Coldwell Banker Realty

Co-Listing Agent

Michelle Thierwechter

Coldwell Banker Realty License #3555005

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,767

Year Built

  • Built in 2012

Lot Details

  • 15,682 Sq Ft Lot
  • Lot Dimensions are 115x154
  • Cul-De-Sac
  • Back Yard Fenced
  • Level Lot
  • Sprinkler System
  • Lawn Pump

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 3,750 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Family Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Bonus Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Microwave
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub Includes Tile Surround
  • Primary Bathroom includes a Walk-In Shower
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Sewer Tap Fee
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 17-1S-19-23020-000-0020

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include land recreation, recreational faclty, TV cable, master, cable TV
  • Hammock Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Meeting Room
  • Community Storage Space

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Exercise Course
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,767

Year Built

Built in 2012

Lot Details

0.36 Acres

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.36
  • Lot Size: 115X154
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECU2
  • Co List Office Phone: 850-650-4563
  • Subdivision Name: HAMMOCK BAY
  • Directions: Take Hwy 20 to the main entrance of Hammock Bay, take Great Hammock Bend south to the 4th neighborhood entrance on the left ''Harmony'' The home is the second home on the left.
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2012
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Tile, Vinyl, Carpet
  • Interior Amenities: Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Pantry, Split Bedroom

Exterior Features

  • Fencing: Privacy
  • Lot Features: Covenants, Cul-De-Sac, Curb & Gutter, Level, Restrictions, Sidewalk
  • Pool Features: In Ground
  • Construction Type: Brick
  • Exterior Features: Private Yard, Lawn Pump, Sprinkler System
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Oversized, Garage
  • Total Parking Spaces: 6

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central, Gas - Natural
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Picnic Area, Playground, Pool, Separate Storage, TV Cable, Tennis Court(s), Pets Allowed, Pickleball
  • Association: Yes

Fee Information

  • Association Fee Includes: Land Recreation, Recreational Faclty, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 15681.6
  • Parcel #: 17-1S-19-23020-000-0020
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 7767.13
  • Tax Year: 2025

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,767 $565,053
2024 $8,463 $549,128 $78,750 $470,378
2023 $8,463 $559,008 $78,750 $480,258
2022 $7,667 $508,513 $87,412 $421,101
2021 $4,340 $286,499 $0 $0
2020 $4,339 $328,807 $31,724 $297,083
2019 $4,241 $276,191 $0 $0
2018 $4,181 $271,041 $0 $0
2017 $4,115 $265,466 $0 $0
2016 $3,988 $260,006 $0 $0
2015 $4,260 $258,199 $0 $0
2014 $4,264 $256,150 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/08/2026 09/08/26 Price Changed $679,000 -2.9% $181 / Sq Ft
07/06/2026 07/06/26 Price Changed $699,000 -4.2% $186 / Sq Ft
06/16/2026 06/16/26 Price Changed $729,900 -2.7% $195 / Sq Ft
05/14/2026 05/14/26 For Sale $749,900 +31.6% $200 / Sq Ft
08/11/2023 08/11/23 Sold $570,000 -3.4% $180 / Sq Ft View Prior Sale
08/09/2023 08/09/23 Pending -- -- --
07/08/2023 07/08/23 Price Changed $589,900 -1.7% $186 / Sq Ft
06/25/2023 06/25/23 Price Changed $599,900 -4.0% $189 / Sq Ft
06/13/2023 06/13/23 Price Changed $624,900 -3.8% $197 / Sq Ft
05/24/2023 05/24/23 For Sale $649,900 +36.8% $205 / Sq Ft
06/29/2021 06/29/21 Sold $475,000 0.0% $152 / Sq Ft View Prior Sale
05/10/2021 05/10/21 Pending -- -- --
05/03/2021 05/03/21 For Sale $475,000 +67.1% $152 / Sq Ft
03/29/2012 03/29/12 Sold $284,225 0.0% $91 / Sq Ft View Prior Sale
11/19/2011 11/19/11 Pending -- -- --
11/19/2011 11/19/11 For Sale $284,225 -- $91 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $570,000 Bright Light Land Title
Warranty Deed $475,000 Bright Light Land Ttl Co Llc
Corporate Deed $284,225 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $133,000 New Conventional
Previous Owner $366,387 VA
Previous Owner $368,113 VA
Previous Owner $375,000 VA
Previous Owner $306,100 VA
Previous Owner $305,531 VA
Previous Owner $290,335 VA
Source: Public Records

About the Listing Agent

Beverly Buck

Coldwell Banker Realty

(850) 750-9528

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Beverly Buck leads the Beverly Buck Team, bringing 38 years of marketing and contract experience along with more than 12 years of real estate expertise to serve buyers and sellers across Northwest Florida. As a 3rd-generation REALTOR®, Beverly combines strong negotiation skills, market knowledge, and a client-first approach tailored to each person’s unique goals. Known for integrity, clear communication, and exceptional service, the team helps clients buy, sell, and invest with confidence.

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Source: Emerald Coast Association of REALTORS®

MLS Number: 1003078

Emerald Coast Association of REALTORS®

APN: 17-1S-19-23020-000-0020

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