NOT LISTED FOR SALE

490 Cardinal Dr Lusby, MD 20657

Estimated Value: $361,173 - $387,000

3 Beds
2.5 Baths
1,850 Sq Ft
$205/Sq Ft Est. Value

Sale Details

Date Sold: August 31, 2021

Last sale price $310,000 $168 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $2,324 / mo

8 Days on Market

Highlights

  • Beach
  • Lake Privileges
  • Community Lake
  • Open Floorplan
  • Colonial Architecture
  • Deck

About This Home

As of August 2021

Tremendous Value! Renovated Two-Level Home in a water privileged community! This immaculate home offers an open floor plan with almost 2,000 sqft of living space, a spacious kitchen with beautiful granite countertops and stainless steel appliances. Multiple sliding glass doors leading to an expansive wraparound deck allows for exceptional lighting throughout. Call today to schedule a time to view this amazing home.

Last Agent to Sell the Property

Michael Foster

(301) 843-5100 mike@mikefosterrealestate.com RE/MAX Realty Group License #0225194838 Listed on: 07/29/2021

RE/MAX Realty Group

Last Buyer's Agent

David Reecher

(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC License #647158

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,177

Year Built

  • Built in 1975

Lot Details

  • 16,945 Sq Ft Lot
  • Property is in excellent condition

HOA Fees

  • $14 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Colonial Architecture
  • Contemporary Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • 1 Fireplace
  • Finished Basement

Kitchen

  • Stove
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Lake Privileges
  • Deck
  • Shed
  • Wrap Around Porch

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 0501067257

Community Details

Overview

  • Association fees include common area maintenance
  • Drum Point Property Owners Assoc. HOA
  • Drum Point Subdivision
  • Community Lake

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,177

Year Built

Built in 1975

Lot Details

0.39 Acres

HOA Fees

$14 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Contemporary
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-07-29
  • Year Built: 1975
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stainless Steel Appliances, Refrigerator, Stove, Dishwasher
  • Interior Amenities: Entry Level Bedroom, Floor Plan - Open
  • Fireplaces Count: 1
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 1850
  • Living Area Sq Ft: 1850
  • Price Per Sq Ft: 335.14
  • Above Grade Finished Sq Ft: 925
  • Below Grade Finished Sq Ft: 925
  • Total Below Grade Sq Ft: 925
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 165.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Lake, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: DRUM POINT PROPERTY OWNERS ASSOC.
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Improvement Assessed Value: 122600.00
  • Land Assessed Value: 67200.00
  • Lot Size Acres: 0.39
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16945.00
  • Outdoor Living Structures: Deck(s), Wrap Around
  • Property Condition: Excellent, Very Good
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14949834
  • Tax Annual Amount: 2177.00
  • Assessor Parcel Number: 0501067257
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2021
Closed on
Aug 30, 2021
Sold by
Bought by
Seller's Agent
Michael Foster
RE/MAX Realty Group
Buyer's Agent
David Reecher
EXP Realty, LLC
List Price
$299,900
Sold Price
$310,000
Premium/Discount to List
$10,100
3.37%
Current Estimated Value
$378,543

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$68,543
Avg. Annual Appreciation
4.24%
Original Mortgage
$294,500
Outstanding Balance
$265,195
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$113,348

Purchase Details

Listed on
Nov 3, 2018
Closed on
Apr 4, 2019
Sold by
Bought by
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Donna DeLay
Redfin Corp
List Price
$189,900
Sold Price
$180,000
Premium/Discount to List
-$9,900
-5.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.30%
Original Mortgage
$174,600
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 24, 2004
Sold by
Bought by

Purchase Details

Closed on
Aug 20, 2002
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$310,000 Home First Title Group Llc
$180,000 Maryland Trust T&E Llc
-- --
$139,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $294,500
Previous Owner $174,600
Closed --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/31/2021 08/31/21 Sold $310,000 0.0% $168 / Sq Ft
08/06/2021 08/06/21 Pending -- -- --
08/06/2021 08/06/21 Price Changed $310,000 +3.4% $168 / Sq Ft
07/29/2021 07/29/21 For Sale $299,900 +66.6% $162 / Sq Ft
04/05/2019 04/05/19 Sold $180,000 -2.7% $97 / Sq Ft View Prior Sale
03/09/2019 03/09/19 Pending -- -- --
02/27/2019 02/27/19 Price Changed $184,900 -2.6% $100 / Sq Ft
11/03/2018 11/03/18 For Sale $189,900 0.0% $103 / Sq Ft
01/03/2013 01/03/13 Rented $1,300 -7.1% --
01/03/2013 01/03/13 Under Contract -- -- --
11/14/2012 11/14/12 For Rent $1,400 -- --
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,235 $263,000 $0 $0
2024 $2,835 $226,400 $0 $0
2023 $2,361 $189,800 $67,200 $122,600
2022 $2,287 $182,967 $0 $0
2021 $4,574 $176,133 $0 $0
2020 $2,088 $169,300 $67,200 $102,100
2019 $1,776 $169,300 $67,200 $102,100
2018 $1,776 $169,300 $67,200 $102,100
2017 $2,104 $171,400 $0 $0
2016 -- $169,733 $0 $0
2015 $2,316 $168,067 $0 $0
2014 $2,316 $166,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Michael Foster

    Seller's Agent in 2021

    Michael Foster

    Remax 100

    (240) 346-9830

    110 Total Sales

    Michael Foster
    Section Image

  • D

    Buyer's Agent in 2021

    David Reecher

    EXP Realty, LLC

    Section Image
  • Jan Kleponis

    Seller's Agent in 2019

    Jan Kleponis

    O'Brien Realty

    (410) 610-2766

    178 Total Sales

    Jan Kleponis
    Section Image
  • Michael Stanton

    Seller's Agent in 2013

    Michael Stanton

    BHHS PenFed (actual)

    (301) 643-5199

    51 Total Sales

    Michael Stanton
    Section Image
  • Anissa Hutchins

    Seller Co-Listing Agent in 2013

    Anissa Hutchins

    Century 21 New Millennium

    (301) 643-5707

    42 Total Sales

    Anissa Hutchins
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCA2000734

Bright MLS

APN: 01-067257

Maryland Calvert County Lusby 20657

490 Cardinal Dr, Lusby, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.