NOT LISTED FOR SALE

491 Main St Cairo, NY 12413

Estimated Value: $292,000 - $399,607

3 Beds
1.5 Baths
1,466 Sq Ft
$247/Sq Ft Est. Value

Last Sold January 05, 2021

Last sale price $265,000 $181 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $2,383/month

57 Days on Market

Highlights

  • Mountain View
  • Radiant Floor
  • Den
  • Deck
  • No HOA
  • 3-minute walk to Angelo Canna Town Park

About This Home

As of January 2021

A Beautiful 2 Story Craftsman Home with 3 Bedrooms & 1 1/2 Baths on 1 Acre adjacent to the Town Park with Amazing Mountain Views! The home features a living room, a dining room, a kitchen with a dining area (or a room off of the kitchen for a home office), a full basement, a 2 car garage with a 2nd floor space for an apartment, studio, or office, a large backyard, & 2nd floor balconies on the home & the garage.The home has been impeccably maintained with its vintage details & new improvements. The improvements include new foam insulation in the walls of the home, Andersen windows, Hardie Board siding, granite countertops, stainless steel appliances, & more. The vintage & hand crafted details include pocket doors, molding, staircase, radiators, & more. The Main St residence offers walking distance & access to the local stores, park, & amenities! View our 3D Virtual Tours of the Home & the Garage.

Last Agent to Sell the Property

Ted Banta

RVW Select Properties License #10311206649 Listed on: 09/15/2020

Co-Listed By

Konrad Roman

RVW Select Properties License #10401297039

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1907

Lot Details

  • 1 Acre Lot
  • Zoning described as 210 - Single Family Residence

Parking

  • 2 Car Garage

Property Views

  • Mountain
  • Park or Greenbelt
  • Neighborhood

Home Design

  • Block Foundation
  • Frame Construction
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 1,466 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Den
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Radiant Floor
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Patio
  • Porch

Utilities

  • Heating System Uses Oil
  • Hot Water Heating System
  • Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 101.09-1-22

Home Details

Home Type

Single Family

Year Built

Built in 1907

Lot Details

0

Parking

2

Listing Details

  • Year Built: 1907
  • Property Sub-Type: Single Family Residence
  • Lot Size Acres: 1.0
  • Road Surface Type: Paved
  • View Type:Pond View: Mountain(s), Neighborhood, Park/Greenbelt, Other
  • Co List Office Mls Id: ripwinkle
  • MLS Status: Closed
  • Entry Level: 697
  • Unit Levels: Two
  • Property Attached Yn: No
  • General Property Information Lot Size Acres: 1.0
  • Flooring:Carpet: Yes
  • Sewer:Public Sewer: Yes
  • Flooring:Hardwood: Yes
  • General Property Information:Bathrooms Half: 1
  • General Property Information Stories2: 2
  • Appliances Dryer: Yes
  • Washers: Yes
  • Appliances Refrigerators: Yes
  • Roof Asphalt3: Yes
  • Roof:Shingle: Yes
  • Water Source:Public: Yes
  • View:Mountain(s): Yes
  • Room Types Den2: Yes
  • Room Types Dining Room2: Yes
  • Room Types Living Room2: Yes
  • General Property Information Basement YN: Yes
  • View ParkGreenbelt: Yes
  • Levels:Two: Yes
  • View Neighborhood4: Yes
  • Foundation Details Block3: Yes
  • Flooring Tile: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Other, Water Heater, Washer, Refrigerator, Range, Dryer, Dishwasher
  • Interior Amenities: High Speed Internet
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Tile
  • Stories: 2
  • Full Basement: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes

Exterior Features

  • Exterior Features: Balcony
  • Roof: Asphalt, Shingle
  • Construction Type: Frame, Other
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch
  • Construction Materials:Frame: Yes
  • Construction Materials:Other8: Yes
  • Patio And Porch Features:Deck2: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Sewer: Public Sewer
  • Electric: 200+ Amp Service
  • Heating: Hot Water, Oil, Radiant Floor
  • HeatingYN: Yes
  • Water Source: Public
  • Water Heater: Yes
  • Heating:Oil: Yes
  • Heating:Hot Water2: Yes
  • Heating:Radiant Floor: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Junior High Dist: Cairo-Durham

Lot Info

  • Lot Size Sq Ft: 43560.0
  • ResoLotSizeUnits: Acres
  • Parcel Number: 101.09-1-22
  • Zoning Description: 210 - Single Family Residence
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 15, 2020
Closed on
Jan 5, 2021
Sold by
Zeh Arthur
Bought by
Covello John P and Covello Ariel
Seller's Agent
Ted Banta
RVW Select Properties
List Price
$274,900
Sold Price
$265,000
Premium/Discount to List
-$9,900
-3.6%
Current Estimated Value
$346,468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,468
Avg. Annual Appreciation
6.42%
Original Mortgage
$165,000
Outstanding Balance
$147,237
Interest Rate
2.7%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$214,915
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Covello John P $265,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Covello John P $165,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/05/2021 01/05/21 Sold $265,000 -3.6% $181 / Sq Ft
11/11/2020 11/11/20 Pending -- -- --
09/15/2020 09/15/20 For Sale $274,900 -- $188 / Sq Ft
Source: Hudson Valley Catskills Region Multiple List Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,869 $160,000 $18,800 $141,200
2023 $6,785 $160,000 $18,800 $141,200
2022 $0 $160,000 $18,800 $141,200
2021 $2,900 $160,000 $18,800 $141,200
2020 $2,735 $84,220 $16,000 $68,220
2019 $2,679 $84,220 $16,000 $68,220
2018 $2,679 $84,220 $16,000 $68,220
2017 $2,677 $84,220 $16,000 $68,220
2016 $2,967 $84,220 $16,000 $68,220
2015 -- $84,220 $16,000 $68,220
2014 -- $81,500 $13,600 $67,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hudson Valley Catskills Region Multiple List Service

MLS Number: 134247

Hudson Valley Catskills Region Multiple List Service

APN: 192400-101-009-0001-022-000-0000