NOT LISTED FOR SALE

491 River Estates Rd Mineral Bluff, GA 30559

Estimated Value: $567,000 - $620,000

3 Beds
3.5 Baths
2,142 Sq Ft
$274/Sq Ft Est. Value

Sale Details

Date Sold: October 3, 2025

Last sale price $585,000 $273 Per Sq Ft

Current estimated payment $3,267 / mo

6 Days on Market

Highlights

  • Spa
  • View of Trees or Woods
  • Wood Flooring
  • River Front
  • Cathedral Ceiling
  • Main Floor Primary Bedroom

About This Home

As of October 2025

Escape to this stunning 3-bedroom, 3.5-bathroom haven nestled in a private wooded setting with serene views of the surrounding woods from the expansive wrap-around porches, perfect for sipping coffee or watching the sunset. Enjoy deeded access to the Toccoa River that has a nice gazebo and easy steps to launch your tubes and rafts. Cozy up by the fire pit on chilly evenings, or relax in the hot tub to unwind. The level front yard is perfect for outdoor activities, and there's ample storage for all your needs. Additional features include a full finished basement for extra living space, a warm and inviting wood-burning fireplace, beautiful log siding exterior, potential for rental income, and abundant wildlife viewing opportunities. The custom kitchen cabinets make this a dream kitchen, and the outdoor space is a paradise waiting to be explored.

Last Agent to Sell the Property

Amber Sisson

Tru Mountain Realty, LLC Brokerage Email: 7066320367, louannewatkins@tds.net License #376318 Listed on: 09/02/2025

Last Buyer's Agent

Non NON-MLS MEMBER

NON-MLS OFFICE License #0

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2005

Lot Details

  • 2 Acre Lot
  • River Front
  • Level Lot

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Cabin
  • Metal Roof
  • Log Siding

Interior Spaces

  • 2,142 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Insulated Windows
  • Wood Frame Window
  • Window Screens
  • Views of Woods

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • Driveway
  • Open Parking

Outdoor Features

  • Spa
  • Covered Patio or Porch
  • Fire Pit

Utilities

  • Central Heating and Cooling System
  • Well
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 0046 11L5K

Home Details

Home Type

Single Family

Year Built

Built in 2005

Lot Details

2 Acres

HOA Fees

$42 per month

Listing Details

  • Prop. Type: Residential
  • Year Built: 2005
  • Property Sub Type: Residential
  • Road Frontage Type: River, Deeded Access
  • Lot Size Acres: 2
  • Road Surface Type: Gravel
  • Architectural Style: Cabin
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 3
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Refrigerator, Range, Microwave, Dishwasher
  • Has Basement: Finished, Full
  • Furnished: Furnished
  • Spa Features: Heated
  • Private Spa: Yes
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Vented, Wood Burning
  • Fireplace: Yes
  • Flooring: Wood, Tile
  • Interior Amenities: Ceiling Fan(s), Cathedral Ceiling(s), Wood, Loft
  • Living Area: 2142
  • Window Features: Insulated Windows, Wood Frames, Screens
  • Master Bedroom Master Bedroom Level: Main

Exterior Features

  • Roof: Metal
  • View: Trees/Woods
  • Topography: Level
  • View: Yes
  • Waterfront Features: River Front
  • Waterfront: No
  • Construction Type: Log
  • Exterior Features: Private Yard, Fire Pit
  • Patio And Porch Features: Covered, Patio, Wrap Around
  • Property Condition: Resale

Garage/Parking

  • Open Parking: Yes
  • Parking Features: Driveway, Gravel

Utilities

  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Sewer: Septic Tank
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Community, Well

Condo/Co-op/Association

  • Community Features: River Access
  • Senior Community: No
  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 87120
  • Parcel #: 0046 11L5K

Multi Family

  • Above Grade Finished Area Units: Square Feet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2025
Closed on
Oct 3, 2025
Sold by
Troutman Christopher David
Bought by
Jarnagin Hugh Dean and Jarnagin Luann Craft
Seller's Agent
Amber Sisson
Tru Mountain Realty, LLC
Buyer's Agent
Non NON-MLS MEMBER
NON-MLS OFFICE
List Price
$599,000
Sold Price
$585,000
Premium/Discount to List
-$14,000
-2.34%
Views
51
Current Estimated Value
$587,845

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,845
Avg. Annual Appreciation
0.90%

Purchase Details

Listed on
Apr 22, 2023
Closed on
Sep 14, 2023
Sold by
Young Joseph E
Bought by
Troutman Christopher
Seller's Agent
LH Real Estate Group
Engel & Volkers North Georgia Mountains
Buyer's Agent
Amber Sisson
Tru Mountain Realty, LLC
List Price
$536,200
Sold Price
$510,000
Premium/Discount to List
-$26,200
-4.89%
Views
247

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.92%
Original Mortgage
$459,000
Interest Rate
7.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 20, 2005
Sold by
Lance Anthony D
Bought by
Young Joseph E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,600
Interest Rate
5.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 6, 2004
Sold by
Davis Bobby J
Bought by
Lance Anthony D
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jarnagin Hugh Dean $585,000 --
Troutman Christopher $510,000 --
Young Joseph E $177,000 --
Lance Anthony D $35,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Troutman Christopher $459,000
Previous Owner Young Joseph E $141,600
Previous Owner Young Joseph E $17,650
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/03/2025 10/03/25 Sold $585,000 -2.3% $273 / Sq Ft
09/09/2025 09/09/25 Pending -- -- --
09/02/2025 09/02/25 For Sale $599,000 +17.5% $280 / Sq Ft
09/14/2023 09/14/23 Sold $510,000 -4.9% $238 / Sq Ft View Prior Sale
08/02/2023 08/02/23 Pending -- -- --
04/22/2023 04/22/23 For Sale $536,200 -- $250 / Sq Ft
Source: Northeast Georgia Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,562 $172,157 $13,600 $158,557
2024 $1,578 $172,157 $13,600 $158,557
2023 $1,444 $141,650 $13,600 $128,050
2022 $1,475 $144,725 $13,600 $131,125
2021 $1,088 $77,580 $13,600 $63,980
2020 $1,106 $77,580 $13,600 $63,980
2019 $1,127 $77,580 $13,600 $63,980
2018 $1,226 $79,609 $13,600 $66,009
2017 $1,421 $80,328 $13,600 $66,728
2016 $1,313 $77,336 $13,600 $63,736
2015 $1,385 $78,037 $13,600 $64,437
2014 $1,624 $90,344 $13,600 $76,744
2013 -- $74,109 $13,600 $60,509
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Georgia Board of REALTORS®

MLS Number: 418492

Northeast Georgia Board of REALTORS®

APN: 0046-11L5K

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