NOT LISTED FOR SALE

493 Debra Cir SW Concord, NC 28025

Concord Area

Estimated Value: $315,890 - $317,000

3 Beds
2 Baths
1,558 Sq Ft
$203/Sq Ft Est. Value

Sale Details

Date Sold: December 18, 2025

Last sale price $320,000 $205 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,979 / mo

12 Days on Market

Highlights

  • Deck
  • Wooded Lot
  • Traditional Architecture
  • J.N. Fries Middle School Rated A-
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of December 2025

The original owner is relocating, so this presents a great opportunity to own a home in Willow Bend! There is no HOA!! The home has been updated with a new 30-year roof (just completed), an updated kitchen with new cabinetry and solid surface countertops, both bathrooms have updates as well. Home needs painting, but the owner wants the new owner to select their choice of colors, so he is providing a painting allowance. Hardwood and laminate flooring in most areas, vaulted ceilings in several rooms, and the home has a beautiful screened porch for relaxation! Beautiful mature trees in front and rear yards...rear yard is mostly a natural area with very little grass to maintain. Seller will also provide a flooring allowance for the carpeted areas that are damaged.

Last Agent to Sell the Property

Keith Stewart

Berkshire Hathaway HomeServices Carolinas Realty Brokerage Email: Stewart1971@carolina.rr.com License #26199 Listed on: 11/06/2025

Berkshire Hathaway HomeServices Carolinas Realty

Last Buyer's Agent

Joshua Starnes

Savvy + Co Real Estate License #282243

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1990

Lot Details

  • Lot Dimensions are 67x131x75x130
  • Wooded Lot
  • Property is zoned Res Medium Density RV, R-V

Parking

  • 2 Car Attached Garage
  • 2 Open Parking Spaces

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,558 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Den with Fireplace
  • Screened Porch
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Electric Range
  • Microwave

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Outdoor Features

  • Deck

Schools

  • Rocky River Elementary School
  • J.N. Fries Middle School
  • West Cabarrus High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Willow Bend Subdivision

Listing and Financial Details

  • Assessor Parcel Number 5529-72-5790-0000

Home Details

Home Type

Single Family

Year Built

Built in 1990

Lot Details

10,019 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1990
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 205.39
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: Stewart1971@carolina.rr.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Hardwood, Tile
  • Interior Amenities: Attic Stairs Pulldown
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1558
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Electric Range, Gas Water Heater, Microwave, Refrigerator with Ice Maker, Washer/Dryer
  • Above Grade Finished Sq Ft: 1558
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Den
  • Living Area: 1558
  • Bedroom Main: 3
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Storage
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Deck, Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: In Hall, Laundry Closet
  • Cooling: Central Air
  • Utilities: Cable Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Hoa Subject To Dues: No
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: J.N. Fries
  • HOA Subject To: None

Lot Info

  • Lot Features: Wooded
  • Lot Size Units: Acres
  • Parcel Number: 5529-72-5790-0000
  • Zoning: R-V
  • Plat Reference Section Pages: 113
  • Development Status: Completed
  • Lot Size: 67x131x75x130
  • Additional Parcels: No
  • Zoning Specification: Res Medium Density RV

MLS Schools

  • Elementary School: Rocky River
  • High School: West Cabarrus

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2025
Closed on
Dec 18, 2025
Sold by
Bought by
Seller's Agent
Keith Stewart
Berkshire Hathaway HomeServices Carolinas Realty
Buyer's Agent
Joshua Starnes
Savvy + Co Real Estate
List Price
$320,000
Sold Price
$320,000
Views
37
Current Estimated Value
$316,223

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,777
Avg. Annual Appreciation
-1.87%
Original Mortgage
$304,000
Interest Rate
0.0622%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 1, 1990
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$320,000 Investors Title
$98,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $304,000
Previous Owner $100,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/18/2025 12/18/25 Sold $320,000 0.0% $205 / Sq Ft
11/18/2025 11/18/25 Pending -- -- --
11/06/2025 11/06/25 For Sale $320,000 -- $205 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,906 $291,770 $65,000 $226,770
2024 $2,906 $291,770 $65,000 $226,770
2023 $2,146 $175,890 $40,000 $135,890
2022 $2,146 $175,890 $40,000 $135,890
2021 $2,146 $175,890 $40,000 $135,890
2020 $2,146 $175,890 $40,000 $135,890
2019 $1,491 $122,190 $17,000 $105,190
2018 $1,466 $122,190 $17,000 $105,190
2017 $1,442 $122,190 $17,000 $105,190
2016 $855 $115,280 $17,000 $98,280
2015 $1,360 $115,280 $17,000 $98,280
2014 $1,360 $115,280 $17,000 $98,280
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2025

    Keith Stewart

    Berkshire Hathaway HomeServices Carolinas Realty

    (704) 621-6045

    15 Total Sales

    Keith Stewart
    Section Image
  • Joshua Starnes

    Buyer's Agent in 2025

    Joshua Starnes

    Savvy + Co Real Estate

    (704) 681-1815

    34 Total Sales

    Joshua Starnes
    Section Image
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Map

Source: Canopy MLS

MLS Number: 4314257

Canopy MLS

APN: 5529-72-5790-0000

North Carolina Cabarrus County Concord 28025

493 Debra Cir SW, Concord, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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