NOT LISTED FOR SALE

495 E Middle St South Elgin, IL 60177

Estimated Value: $282,000 - $364,000

4 Beds
3 Baths
1,760 Sq Ft
$190/Sq Ft Est. Value

Sale Details

Date Sold: September 12, 2014

Last sale price $147,000 $84 Per Sq Ft

Est. 128% increase in value since last sale

Current estimated payment $2,292 / mo

118 Days on Market

Highlights

  • Main Floor Bedroom
  • 2 Car Detached Garage
  • Laundry Room
  • Fenced Yard
  • Living Room
  • Bathroom on Main Level

About This Home

As of September 2014

Beautifully rehabbed home has large rooms with arched doorways & big windows that let in lots of light.Neutral paint. Kitchen has beautiful cabinets, newer appliances & ceramic tile floors. 3 full bathrooms with ceramic tile. Master bedroom has large master bath. Huge laundry room with lots of windows overlooking big fenced in back yard & 2 car detached garage. Roof & furnace recently replaced. Currently being rented

Last Agent to Sell the Property

Cheryl Miller

Baird & Warner Fox Valley - Geneva Listed on: 02/17/2014

Last Buyer's Agent

Gary Miller

RE/MAX Destiny

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,604

Lot Details

  • 14,201 Sq Ft Lot
  • Lot Dimensions are 92x132
  • Fenced Yard

Parking

  • 2 Car Detached Garage
  • Driveway
  • Parking Space is Owned

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,760 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,604

Lot Details

0.33 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Age: Unknown
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rehab (Y/N): Yes
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 1760
  • Other Equipment: Ceiling Fan(s)
  • Room Type: No additional rooms
  • Basement Description: Unfinished,Exterior Access
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0

Exterior Features

  • Lot Features: Fenced Yard
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.326
  • Lot Dimensions: 92X132
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 4604
  • Tax Year: 2012

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 17, 2014
Closed on
Sep 8, 2014
Sold by
Bought by
Seller's Agent
Cheryl Miller
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Gary Miller
RE/MAX Destiny
List Price
$154,900
Sold Price
$147,000
Premium/Discount to List
-$7,900
-5.1%
Current Estimated Value
$334,541

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$187,541
Avg. Annual Appreciation
7.23%
Original Mortgage
$141,941
Outstanding Balance
$106,431
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$228,110

Purchase Details

Closed on
May 17, 2010
Sold by
Bought by

Purchase Details

Closed on
Feb 1, 2008
Sold by
Bought by

Purchase Details

Closed on
Mar 2, 2006
Sold by
Bought by

Purchase Details

Closed on
Jan 11, 2006
Sold by
Bought by

Purchase Details

Closed on
Aug 5, 2005
Sold by
Bought by

Purchase Details

Closed on
Nov 1, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,380
Interest Rate
6.13%
Mortgage Type
FHA

Purchase Details

Closed on
May 10, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,655
Interest Rate
6.99%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 19, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,765
Interest Rate
7.46%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$147,000 Carrington Title Partners Ll
-- None Available
-- First American Title
$190,000 Law Title Insurance
-- Stewart Title Company
$212,546 --
-- Ticor Title Insurance Compan
$182,500 --
$137,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $141,941
Previous Owner $181,380
Previous Owner $179,655
Previous Owner $134,765
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/12/2014 09/12/14 Sold $147,000 -5.1% $84 / Sq Ft
06/17/2014 06/17/14 Pending -- -- --
06/12/2014 06/12/14 Price Changed $154,900 0.0% $88 / Sq Ft
06/12/2014 06/12/14 For Sale $154,900 +5.4% $88 / Sq Ft
03/25/2014 03/25/14 Off Market $147,000 -- --
03/17/2014 03/17/14 Price Changed $164,900 -2.9% $94 / Sq Ft
03/05/2014 03/05/14 Price Changed $169,900 -2.9% $97 / Sq Ft
02/19/2014 02/19/14 For Sale $175,000 -- $99 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,825 $81,819 $20,838 $60,981
2023 $5,530 $73,918 $18,826 $55,092
2022 $5,284 $67,400 $17,166 $50,234
2021 $4,965 $63,014 $16,049 $46,965
2020 $4,808 $60,156 $15,321 $44,835
2019 $4,623 $57,302 $14,594 $42,708
2018 $4,522 $53,982 $13,748 $40,234
2017 $4,288 $51,033 $12,997 $38,036
2016 $4,070 $47,345 $12,058 $35,287
2015 -- $43,396 $11,052 $32,344
2014 -- $42,861 $10,916 $31,945
2013 -- $43,992 $11,204 $32,788
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2014

    Cheryl Miller

    Baird & Warner Fox Valley - Geneva

  • G

    Buyer's Agent in 2014

    Gary Miller

    RE/MAX Destiny

See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 08538588

Midwest Real Estate Data (MRED)

APN: 06-35-407-039

Illinois Kane County South Elgin 60177

495 E Middle St, South Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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