John Reagan
Responds Quickly
@properties Christie's International R.E.
(219) 500-6983
97 Total Sales
2 in Saint Joseph
$197K - $260K Price Range
495 Ridgeway St Saint Joseph, MI 49085
Saint Joseph AreaEstimated Value: $1,105,786
4
Beds
3.5
Baths
3,609
Sq Ft
$306/Sq Ft
Est. Value
Highlights
- Water Access
- Fireplace in Primary Bedroom
- Wooded Lot
- Upton Middle School Rated A
- Recreation Room
- Traditional Architecture
About This Home
As of March 2019Impressive home with beachy overtones. Great location with access to two beaches as well as a short distance to the Yacht Club. Great floor plan with living on three levels with a finished lower level. Offers an open floor plan with hardwood floors, vaulted ceilings, custom finishes throughout plus 4 screened porches for maximum exterior living space. Beautiful chef's kitchen with granite counters that flows into a large great room with gas log fireplace and dining area, perfect for entertaining on a grand scale. Master Bedroom suite with lake views, gas log fireplace with spacious bathroom and closet. Nice exterior kitchen for summer cookouts and entertaining. Located on one of St Joseph's most desirable streets.
Last Agent to Sell the Property
@properties Christie's International R.E. License #6506044879 Listed on: 01/25/2019
Last Buyer's Agent
@properties Christie's International R.E. License #6501406474
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,521
Year Built
- Built in 1998
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 60x108
- Shrub
- Sprinkler System
- Wooded Lot
- Back Yard Fenced
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Composition Roof
- Wood Siding
Interior Spaces
- 3,609 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Family Room
- Living Room with Fireplace
- 2 Fireplaces
- Dining Room
- Den
- Recreation Room
- Screened Porch
Kitchen
- Range
- Dishwasher
- Kitchen Island
- Snack Bar or Counter
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Fireplace in Primary Bedroom
- Whirlpool Bathtub
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Walk-Out Basement
- Natural lighting in basement
Outdoor Features
- Water Access
- Property is near a lake
- Patio
Utilities
- Humidifier
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jan 18, 2019
Sold by
Bought by
Current Estimated Value
Purchase Details
Listed on
Jun 9, 2015
Closed on
Jun 12, 2015
Sold by
Bought by
Seller's Agent
John Montoya
Jaqua REALTORS
Buyer's Agent
Shelle Dragomer
@properties Christie's International R.E.
List Price
$660,000
Sold Price
$625,000
Premium/Discount to List
-$35,000
-5.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.23%
Original Mortgage
$468,750
Interest Rate
2.62%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jun 20, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$453,000
Interest Rate
3.52%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 3, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$460,000
Interest Rate
4.53%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 11, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
6.83%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 17, 2000
Purchase Details
Closed on
Mar 25, 1998
Purchase Details
Closed on
Feb 4, 1988
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint Joseph, MI
-
John Reagan
-
Carol Wight-Barrett
Carol Wight-Barrett
eXp Realty
(269) 468-0210
83 Total Sales
8 in Saint Joseph
$110K - $700K Price Range
-
Dennis Bamber
Dennis Bamber
Cressy & Everett- Elkhart
(574) 307-6776
201 Total Sales
4 in Saint Joseph
$1,775,000 Price Range
-
Kimberly Webb
Kimberly Webb
Responds QuicklyRealty Executives Instant Equity
(269) 468-0813
77 Total Sales
14 in Saint Joseph
$152K - $1.1M Price Range
-
Paul Thurston
Paul Thurston
MI Realty, A Michigan RE Co.
(574) 406-1175
183 Total Sales
1 in Saint Joseph
$332,500 Price
-
Nick Scalise
Nick Scalise
Responds QuicklyListing Leaders
(219) 245-7059
239 Total Sales
1 in Saint Joseph
$825,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Fidelity National Title | ||
| $625,000 | Chicago Title | ||
| -- | Multiple | ||
| $575,000 | Cti | ||
| -- | Meridian Title Corporation | ||
| $469,000 | -- | ||
| $50,000 | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $468,750 | ||
| Previous Owner | $453,000 | ||
| Previous Owner | $460,000 | ||
| Previous Owner | $315,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/22/2019 03/22/19 | Sold | $665,000 | -4.3% | $184 / Sq Ft | |
| 02/28/2019 02/28/19 | Pending | -- | -- | -- | |
| 01/25/2019 01/25/19 | For Sale | $695,000 | +11.2% | $193 / Sq Ft | |
| 06/12/2015 06/12/15 | Sold | $625,000 | -5.3% | $173 / Sq Ft | View Prior Sale |
| 06/09/2015 06/09/15 | For Sale | $660,000 | -- | $183 / Sq Ft | |
| 03/27/2015 03/27/15 | Pending | -- | -- | -- |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $13,576 | $460,200 | $0 | $0 |
| 2025 | $13,251 | $536,500 | $0 | $0 |
| 2024 | $12,854 | $378,900 | $0 | $0 |
| 2023 | $12,329 | $331,900 | $0 | $0 |
| 2022 | $11,768 | $297,500 | $0 | $0 |
| 2021 | $13,852 | $341,200 | $98,000 | $243,200 |
| 2020 | $13,970 | $344,000 | $0 | $0 |
| 2019 | $13,745 | $334,600 | $96,600 | $238,000 |
| 2018 | $13,513 | $334,600 | $0 | $0 |
| 2017 | $12,121 | $336,700 | $0 | $0 |
| 2016 | $12,121 | $317,300 | $0 | $0 |
| 2015 | $12,103 | $319,800 | $0 | $0 |
| 2014 | $11,615 | $317,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Wortman Real Estate Group
Seller's Agent in 2019
Wortman Real Estate Group
@ Properties
(269) 930-2250
378 Total Sales
-
Gretchen Volkenstein
Buyer's Agent in 2019
Gretchen Volkenstein
@ Properties
(269) 281-6889
246 Total Sales
-
J
Seller's Agent in 2015
John Montoya
Jaqua REALTORS
-
Shelle Dragomer
Buyer's Agent in 2015
Shelle Dragomer
@ Properties
(269) 757-3999
171 Total Sales
Map
Source: MichRIC
MLS Number: 19003366
APN: 11-76-1900-0120-00-7
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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