$530,000

Estimated payment $3,636/month

Total Views 436
4 Beds
3 Baths
2,291 Sq Ft
$231 Price per Sq Ft

Highlights

  • 169 Feet of Fresh Water Canal Waterfront
  • Access To Chain Of Lakes
  • Contemporary Architecture
  • Boat Lift
  • Canal View
  • Mature Landscaping

About This Home

Charming single family home with 4 bedrooms and three bathrooms is located in Hanover Lakes, a boating community in beautiful St. Cloud.
The spacious living area is perfect for entertaining guests. The eat in kitchen with modern appliances and ample counter space is open to the family room. There is also a separate living room/dining room. The house has a backyard view of canal that connects to the Osceola Chain of Lakes. The master suite has large walk in closet, and master bath features dual sinks and shower. There are three additional bedrooms and two full baths. Separate laundry room and a two car garage. The community has a pool and playground and is conveniently located in St. Cloud, with easy access to shopping, dining and entertainment options. Also near major highways, including the Florida Turnpike and FL-417.

Listing Agent

Bertrand Bouchenot

PINELOCH INVESTMENTS, INC Brokerage Phone: 407-850-9707 License #446216 Listed on: 01/14/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,251

Year Built

  • Built in 2019

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 46x115x159x115
  • 169 Feet of Fresh Water Canal Waterfront
  • Cul-De-Sac
  • West Facing Home
  • Mature Landscaping
  • Level Lot
  • Irregular Lot

HOA Fees

  • $112 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,291 Sq Ft Home
  • Sliding Doors
  • Family Room
  • Combination Dining and Living Room
  • Inside Utility
  • Laundry Room
  • Canal Views

Kitchen

  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Access To Chain Of Lakes
  • Boat Lift
  • Covered Patio or Porch

Schools

  • Hickory Tree Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Hanover Lakes Hoa/Mary James Association, Phone Number (407) 705-2190
  • Visit Association Website
  • Built by Hanover Family Builders
  • Hanover Lakes Ph 1 Subdivision, Emerson Lakes Floorplan

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,251

Year Built

Built in 2019

Lot Details

0

HOA Fees

$112 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2291
  • Lot Size Acres: 0.27
  • New Construction: No
  • Year Built: 2019
  • Building Area Total: 3005
  • Lot Size Sq Ft: 11761
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 279.17
  • Escrow City: Davenport
  • Escrow State: FL
  • Escrow Street Name: Deer Creek Commerce Ln
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 231.34
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Canal Front,Community Boat Ramp,Lake,Water Access,Waterfront
  • Attribution Contact: 407-850-9707
  • Tax Year: 2025
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Living Room/Dining Room Combo, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Additional Rooms: Inside Utility
  • Living Area Meters: 212.84

Exterior Features

  • Direction Faces: West
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: OSCEOLA CHAIN OF LAKES
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Lift
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 169
  • Flood Zone Panel: 12097C0280G
  • Additional Water Information: Access to chain of lakes
  • Water Frontage Feet Canal Fresh: 169

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: Cable Available, Electricity Available, Phone Available, Public, Sewer Connected, Underground Utilities, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Playground, Pool, Sidewalks, Street Lights
  • Association Amenities: Playground, Pool
  • Association Fee: 335
  • Association Fee Frequency: Quarterly
  • Association Name: Hanover Lakes HOA/Mary James
  • Phone: 407-705-2190
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Confirm all restrictions with HOA
  • Association Fee Requirement: Required
  • Association Email: mjames@artemislifestyles.com
  • Association URL: hanoverlakesfl.com

Fee Information

  • Total Annual Fees: 1340.00
  • Total Monthly Fees: 111.67
  • Monthly HOA Amount: 111.67

Schools

  • Elementary School: Hickory Tree Elem
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: SFR
  • Parcel Number: 20-26-31-3443-0001-0470
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, Irregular Lot, Level, Sidewalk, Paved
  • Lot Dimensions: 46x115x159x115
  • Flood Zone Code: X

Building Info

  • Builder Name: Hanover Family Builders

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Confirm all restrictions with HOA

Tax Info

  • Tax Annual Amount: 9251
  • Tax Block: 0001
  • Tax Book Number: 27-18-23
  • Tax Lot: 47
  • Tax Other Annual Assessment Amount: 1713

Multi Family

  • Waterfront Features: Canal - Freshwater

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,804 $420,900 $105,000 $315,900
2024 $8,264 $420,800 $99,800 $321,000
2023 $8,264 $351,747 $0 $0
2022 $7,475 $343,900 $84,000 $259,900
2021 $6,937 $290,700 $86,200 $204,500
2020 $6,983 $291,000 $63,000 $228,000
2019 $2,659 $57,000 $57,000 $0
2018 $194 $13,000 $13,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/14/2026 01/14/26 For Sale $530,000 0.0% $231 / Sq Ft
03/22/2024 03/22/24 Rented $2,595 0.0% --
03/15/2024 03/15/24 For Rent $2,595 +22.1% --
07/31/2020 07/31/20 Rented $2,125 0.0% --
07/01/2020 07/01/20 Under Contract -- -- --
05/29/2020 05/29/20 For Rent $2,125 -1.2% --
06/01/2019 06/01/19 Rented $2,150 0.0% --
05/01/2019 05/01/19 Under Contract -- -- --
03/20/2019 03/20/19 For Rent $2,150 0.0% --
03/14/2019 03/14/19 Under Contract -- -- --
03/08/2019 03/08/19 For Rent $2,150 -- --
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Special Warranty Deed $403,516 Trinity Ttl Co Of Ctrl Fl Ll
Source: Public Records

Source: Stellar MLS

MLS Number: O6345627

Stellar MLS

APN: 20-26-31-3443-0001-0470