$405,000
SOLD APR 3, 2026

497 Ragan Rd Conowingo, MD 21918

4 Beds
2.5 Baths
1,826 Sq Ft
2.37 Acres Lot

Sale Details

Date Sold: April 3, 2026

$222 Per Sq Ft

2% Below List Price

3 on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • No HOA
  • Wooded Lot
  • Main Floor Bedroom
  • Home Gym

About This Home

As of April 2026

Nestled on a s 2.36 wooded acre lot , this country retreat has so much to offer! 4-bedroom, 2.5-bath home offers the perfect blend of comfort, style, and convenience. You’ll have plenty of room to enjoy the outdoors while still being conveniently located for an easy commute to Harford county , PA and Route 1. This home has been freshly painted throughout, and new carpet , this home is truly move-in ready.

Last Agent to Sell the Property

Rebecca Buckland

(302) 995-1200 cbsoldsisters@gmail.com Coldwell Banker Rowley Realtors Brokerage Phone: 3029951200 License #RBR006017 Listed on: 02/28/2026

Coldwell Banker Rowley Realtors

Co-Listed By

Christina Lee

(302) 995-1200 cbsoldsisters@gmail.com Coldwell Banker Rowley Realtors Brokerage Phone: 3029951200 License #RS324146

Last Buyer's Agent

Annie Barker

(410) 287-8080 integritynortheast@gmail.com Integrity Real Estate License #RSR003597

Integrity Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,966

Year Built

  • Built in 2000

Lot Details

  • 2.37 Acre Lot
  • Landscaped
  • Cleared Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Property is zoned NAR

Parking

  • Off-Street Parking

Home Design

  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Window Screens
  • Sliding Doors
  • Insulated Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Home Gym
  • Storm Doors

Kitchen

  • Country Kitchen
  • Kitchen Island

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Improved Basement

  • Walk-Out Basement
  • Rear and Side Entry
  • Natural lighting in basement

Outdoor Features

  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Utilizes Bottled Gas
  • Heating System Powered By Owned Propane
  • Well
  • Bottled Gas Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Conowingo Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 0808019258

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,966

Year Built

Built in 2000

Lot Details

2.37 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 2/28/2026 12:00:00 AM
  • Year Built: 2000
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only
  • Flooring Type: Carpet, Laminated
  • Interior Amenities: Kitchen - Country, Combination Kitchen/Dining, Kitchen - Island, Entry Level Bedroom, Primary Bath(s), Floor Plan - Open
  • Window Features: Double Pane, Screens
  • Fireplace: No
  • Door Features: Insulated, Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Exercise Room, Laundry, Bedroom 6
  • Basement: Yes
  • Basement Type: Outside Entrance, Side Entrance, Daylight, Full, Improved, Rear Entrance, Walkout Level
  • Total Sq Ft: 1826
  • Living Area Sq Ft: 1826
  • Price Per Sq Ft: 404.48
  • Above Grade Finished Sq Ft: 1026
  • Below Grade Finished Sq Ft: 800
  • Total Below Grade Sq Ft: 800
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Bottled Gas
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs To Trees, Cleared, Landscaping, Trees/Wooded
  • Lot Size Acres: 2.37
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 103237.00
  • Zoning: NAR
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1965.96
  • Assessor Parcel Number: 0808019258
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2005

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2026
Closed on
Mar 25, 2026
Sold by
Smiley Michael
Bought by
Ganzman Kimberly
Seller's Agent
Rebecca Buckland
Coldwell Banker Rowley Realtors
Buyer's Agent
Annie Barker
Integrity Real Estate
List Price
$415,000
Sold Price
$405,000
Premium/Discount to List
-$10,000
-2.41%
Views
125

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.29%
Original Mortgage
$324,000
Outstanding Balance
$324,000
Interest Rate
5.98%
Mortgage Type
New Conventional
Estimated Equity
$84,222

Purchase Details

Closed on
Dec 15, 2000
Sold by
Omasta James M and Omasta Shelly J
Bought by
Smiley Michael C

Purchase Details

Closed on
Mar 28, 2000
Sold by
Free State Realty Llc
Bought by
Omasta James M and Omasta Shelly J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $405,000 Liberty Title
Deed $145,900 --
Deed $50,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $324,000 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/03/2026 04/03/26 Sold $405,000 -2.4% $222 / Sq Ft
03/11/2026 03/11/26 For Sale $415,000 0.0% $227 / Sq Ft
03/03/2026 03/03/26 Pending -- -- --
02/28/2026 02/28/26 For Sale $415,000 -- $227 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,739 $244,800 $93,300 $151,500
2024 $2,326 $239,033 $0 $0
2023 $1,936 $233,267 $0 $0
2022 $2,622 $227,500 $93,300 $134,200
2021 $2,570 $226,700 $0 $0
2020 $2,666 $225,900 $0 $0
2019 $2,656 $225,100 $93,700 $131,400
2018 $2,565 $217,200 $0 $0
2017 $2,474 $209,300 $0 $0
2016 $2,281 $201,400 $0 $0
2015 $2,281 $201,400 $0 $0
2014 $2,163 $201,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC2020412

Bright MLS

APN: 08-019258

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