$625,000

498 Main St Sterling, NY 13156

Estimated payment $4,002/month

4 Beds
2.5 Baths
3,200 Sq Ft
$195 Price per Sq Ft

Highlights

  • Sauna
  • Colonial Architecture
  • Vaulted Ceiling
  • 1.17 Acre Lot
  • Deck
  • 4-minute walk to Phillips Park

About This Home

WELCOME TO 498 MAIN STREET IN THE SOUGHT AFTER PICTURESQUE VILLAGE OF FAIR HAVEN! YOU WILL FALL IN LOVE THE MOMENT YOU ARRIVE BY THE LOVELY SETTING; YOU WILL ALSO APPRECIATE HOW WELL THIS HOME HAS BEEN CARED FOR BY THE OWNERS...THEY HAVE TRULY TAKEN PRIDE IN EVERY DETAIL. FROM THE WRAP AROUND FRONT PORCH YOU HAVE A BEAUTIFUL VIEW.... WHAT A GREAT PLACE TO VISIT WITH GUESTS. AS YOU ENTER THE HOME, YOU WILL BE GREETED BY A SPACIOUS FOYER...CONTINUE ON INTO THE PARLOR THAT IS SIMPLY BREATHTAKING WITH GLEAMING HARDWOOD FLOORS WITH CUSTOM INLAY AND A COZY WOODSTOVE FOR THOSE CHILLY NIGHTS. THE HEART OF THE HOME, THE KITCHEN, OFFERS KITCHENAID SHAKER-STYLE CABINETRY, NEWER APPLIANCES, A BREAKFAST BAR AND GRANITE COUNTERS. JUST AROUND THE CORNER IS AN EXCELLENT PANTRY AND A CLEANING CLOSET ALONG WITH A TWO-PERSON SAUNA AND A HALF BATH FOR ADDED CONVENIENCE. ALSO ON THIS LEVEL IS A HOME OFFICE AND AN AREA TO CONVERSE WITH CLIENTS SHOULD YOU HAVE A HOME BUSINESS, SPA SERVICES OR ANY OTHER PROFESSIONAL INTERESTS. THERE ARE TWO STAIRCASES THAT LEAD TO THE SECOND LEVEL - ONE LEADING TO THE STEP DOWN MAIN BEDROOM SUITE, COMPLETE WITH A SITTING AREA THAT DOUBLES AS A 2ND LIVING ROOM, PLENTY OF CLOSET SPACE AND A VAULTED BEAM CEILING. THE BATHROOMS HAVE BEEN FULLY UPDATED WITH ONE ADORNED IN MARBLE AND THE OTHER WITH TASTEFUL CHERRY CABINETRY. ALSO ON THIS LEVEL ARE THREE ADDITIONAL SPACIOUS BEDROOMS ALONG WITH A 2ND FLOOR LAUNDRY FOR ADDED CONVENIENCE. THE MECHANICALS OF THE HOME HAVE BEEN UPDATED AND INCLUDE 4 MINI-SPLIT UNITS FOR CONTROLLED ZONED COOLING AND AN UPDATED HIGH EFFICIENCY BOILER. ALSO, THE OWNER HAS ADDED SOLAR PANELS TO ASSURE AFFORDABILITY IN THE FUTURE! STEP OUTSIDE AND YOU WILL APPRECIATE THE LANDSCAPING THAT SURROUNDS, THE PAVED PARKING AND THE MAINTENANCE FREE VINYL SIDING. HAVE NEED FOR A STUDIO OR AN IN-LAW APARTMENT?? THE 24X32 GARAGE HAS A FULL FINISHED 2ND STORY, (PREVIOUSLY USED AS A YOGA STUDIO), HARDWOOD FLOORS AND IS HEATED AND COOLED. THE HOME IS ALSO ZONED RESIDENTIAL WITH COMMERCIAL USE SHOULD YOU HAVE A HOME BUSINESS! A WHOLE HOUSE GENERATOR AND AN UPDATED ARCHITECTURAL SHINGLED ROOF COMPLETE THIS AMAZING FIND!

Listing Agent

Teri Beckwith

Listing by Hunt Real Estate ERA License #40BE0846273 Listed on: 06/01/2026

Hunt Real Estate ERA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,224

Year Built

  • Built in 1880

Lot Details

  • 1.17 Acre Lot
  • Lot Dimensions are 246x208
  • Corner Lot
  • Rectangular Lot

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Blown-In Insulation
  • Vinyl Siding

Interior Spaces

  • 3,200 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Vaulted Ceiling
  • 1 Fireplace
  • Entrance Foyer
  • Separate Formal Living Room
  • Formal Dining Room
  • Den
  • Sauna
  • Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Oven
  • Gas Range
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Studio bedroom
  • En-Suite Primary Bedroom
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Walk-Up Access
  • Exterior Basement Entry
  • Sump Pump

Eco-Friendly Details

  • Solar Heating System

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Margaret W Cuyler Elementary School
  • Red Creek Middle School
  • Red Creek High School

Utilities

  • Ductless Heating Or Cooling System
  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Propane
  • Baseboard Heating
  • Hot Water Heating System
  • Propane Water Heater
  • Water Softener is Owned
  • High Speed Internet
  • Cable TV Available

Community Details

  • Cottage Farm Prop Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 055601-011-008-0002-001-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,224

Year Built

Built in 1880

Lot Details

1.17 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1880
  • ResoLaundryFeatures: Upper Level
  • Lot Features: Corner Lot, Rectangular, Rectangular Lot
  • Subdivision Name: Cottage Farm Prop
  • Architectural Style: Colonial
  • Flooring: Ceramic Tile, Hardwood, Marble, Varies
  • Garage Yn: Yes
  • Interior Features: Attic, Breakfast Bar, Den, Separate/Formal Dining Room, Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Granite Counters, Kitchen Island, Pantry, See Remarks, Sauna, Natural Woodwork, Convertible Bedroom, In-Law Floorplan, Bath in Primary Bedroom
  • Unit Levels: Two
  • Year Built Details: Existing
  • Power Production Type: Photovoltaics
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Propane Water Heater, Refrigerator, Washer, Water Softener Owned
  • Basement: Exterior Entry, Partial, Walk-Up Access, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 1.1731
  • Waterfront: No
  • Construction Type: Blown-In Insulation, Vinyl Siding
  • Exterior Features: Blacktop Driveway, Deck
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Deck, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Storage, Garage Door Opener

Utilities

  • Cooling: Ductless, Zoned, Central Air
  • Cooling Y N: Yes
  • Heating: Ductless, Propane, Solar, Zoned, Baseboard, Hot Water
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Red Creek
  • Ninth Grade High School: Red Creek High
  • Middle Or Junior School: Red Creek Middle

Lot Info

  • Parcel Number: 055601-011-008-0002-001-000-0000
  • Lot Dimensions: 246X208
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8224.0
  • Tax Lot: 1

MLS Schools

  • Elementary School: Margaret W Cuyler Elementary

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,445 $399,900 $39,500 $360,400
2024 $6,104 $230,000 $28,500 $201,500
2023 $6,406 $230,000 $28,500 $201,500
2022 $3,821 $225,000 $28,500 $196,500
2021 $6,101 $225,000 $28,500 $196,500
2020 $5,818 $225,000 $28,500 $196,500
2019 $673 $225,000 $28,500 $196,500
2018 $5,747 $225,000 $28,500 $196,500
2017 $2,976 $225,000 $28,500 $196,500
2016 $5,544 $225,000 $28,500 $196,500
2015 -- $145,700 $20,700 $125,000
2014 -- $145,700 $20,700 $125,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/01/2026 06/01/26 For Sale $625,000 -- $195 / Sq Ft
Source: Central New York Information Services

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $127,500 None Available
Deed $287,277 --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $102,000 Commercial
Source: Public Records

Source: Central New York Information Services

MLS Number: S1685368

Central New York Information Services

APN: 055601-011-008-0002-001-000-0000

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