5 Cross Point Dr Owings, MD 20736
Estimated payment $6,626/month
Highlights
- Second Kitchen
- Gourmet Kitchen
- Commercial Range
- Windy Hill Elementary School Rated A-
- View of Trees or Woods
- Open Floorplan
About This Home
Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees. The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets. Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath. The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath—ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential. See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed—this home offers endless possibilities!
Listing Agent
(410) 286-9632 leads@hometowneteam.com Home Towne Real Estate Brokerage Phone: 4102869632 License #595255 Listed on: 03/13/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,630
Year Built
- Built in 1999
Lot Details
- 1.22 Acre Lot
- Landscaped
- Premium Lot
- Corner Lot
- Level Lot
- Cleared Lot
- Partially Wooded Lot
- Backs to Trees or Woods
- Back, Front, and Side Yard
- Property is in excellent condition
Parking
- 2 Car Attached Garage
- 7 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Traditional Architecture
- Shingle Roof
- Stone Siding
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 4 Levels
- Open Floorplan
- Central Vacuum
- Dual Staircase
- Built-In Features
- Chair Railings
- Crown Molding
- Wainscoting
- Two Story Ceilings
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Window Treatments
- Window Screens
- Mud Room
- Entrance Foyer
- Family Room Off Kitchen
- Sitting Room
- Living Room
- Formal Dining Room
- Home Office
- Library
- Recreation Room
- Bonus Room
- Storage Room
- Home Gym
- Views of Woods
- Exterior Cameras
Kitchen
- Gourmet Kitchen
- Second Kitchen
- Breakfast Room
- Built-In Oven
- Gas Oven or Range
- Commercial Range
- Six Burner Stove
- Range Hood
- Built-In Microwave
- Extra Refrigerator or Freezer
- Freezer
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- In-Law or Guest Suite
- Hydromassage or Jetted Bathtub
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Front Loading Dryer
- Front Loading Washer
Finished Basement
- Heated Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Exterior Basement Entry
- Basement Windows
Outdoor Features
- Deck
- Patio
- Exterior Lighting
- Wrap Around Porch
Schools
- Windy Hill Elementary And Middle School
- Northern High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Propane
- Electric Water Heater
- Septic Tank
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Built by Kaine Homes
- Cross Point Subdivision, Buchanan Floorplan
Listing and Financial Details
- Tax Lot 49R
- Assessor Parcel Number 0503154297
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,382 | $761,800 | $192,200 | $569,600 |
| 2024 | $7,932 | $720,533 | $0 | $0 |
| 2023 | $7,212 | $679,267 | $0 | $0 |
| 2022 | $6,780 | $638,000 | $192,200 | $445,800 |
| 2021 | $6,534 | $625,000 | $0 | $0 |
| 2020 | $6,534 | $612,000 | $0 | $0 |
| 2019 | $6,426 | $599,000 | $192,200 | $406,800 |
| 2018 | $6,413 | $599,000 | $192,200 | $406,800 |
| 2017 | $6,499 | $599,000 | $0 | $0 |
| 2016 | -- | $605,900 | $0 | $0 |
| 2015 | $6,407 | $605,900 | $0 | $0 |
| 2014 | $6,407 | $605,900 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/04/2026 05/04/26 | Price Changed | $1,100,000 | -8.3% | $181 / Sq Ft |
| 03/13/2026 03/13/26 | For Sale | $1,200,000 | -- | $197 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $639,990 | -- | |
| Deed | $64,500 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDCA2025536
APN: 03-154297
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