Tracy Winkler
Comey & Shepherd
(513) 808-9789
158 Total Sales
1 in Union
$640,000 Price
5013 Loch Dr Union, KY 41091
Union AreaEstimated Value: $520,150
5
Beds
4
Baths
3,941
Sq Ft
$132/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Deck
- Cathedral Ceiling
- Clubhouse
- Traditional Architecture
- Wood Flooring
About This Home
As of November 2025All the space you will need in this 5 bedroom, 2- story home in Ballyshannon community! Finished basement w/ walkout, family room, bonus room, storage room, and wet bar! Hardwood floors throughout the main level. Large open concept layout. Living room w/ fireplace and built ins. Kitchen w/ granite countertops, pantry, island, and stainless-steel appliances. Spacious dining area w/ walkout to back deck. Office w/ French doors. Master bedroom w/ cathedral ceiling, adjoining master bath w/ double vanity, soaking tub, shower, and walk- in closet. 3/4 additional bedrooms include walk-in closets! Laundry room on 2nd level for easy accessibility. Flat, fenced in backyard featuring deck and covered patio space. 2 car garage leads into convenient mudroom for additional and hidden storage. Enjoy the many neighborhood amenities including pool, playground, pickleball/basketball court and walking trails. You won't want to wait to call this ''home''!
Last Agent to Sell the Property
Simple Fee Realty License #222810 Listed on: 10/01/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 2016
Lot Details
- 10,850 Sq Ft Lot
- Year Round Access
- Property is Fully Fenced
HOA Fees
- $46 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 3,941 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wet Bar
- Built-In Features
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Insulated Windows
- French Doors
- Mud Room
- Entryway
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Home Office
- Bonus Room
- Storage
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 5 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Double Vanity
- Soaking Tub
- Shower
Laundry
- Laundry Room
- Laundry on upper level
Finished Basement
- Walk-Out Basement
- Basement Storage
Outdoor Features
- Deck
- Patio
Schools
- Longbranch Elementary School
- Ballyshannon Middle School
- Cooper High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 051.00-15-075.00
Community Details
Overview
- Association fees include association fees
- Towne Properties Association, Phone Number (513) 489-4059
Amenities
- Clubhouse
Recreation
- Community Playground
- Community Pool
- Trails
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2025
Closed on
Nov 14, 2025
Sold by
Bought by
Seller's Agent
Melissa Van Treeck
Simple Fee Realty
Buyer's Agent
Morgan McLeish
Haven Homes Group
List Price
$539,000
Sold Price
$509,000
Premium/Discount to List
-$30,000
-5.57%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,150
Avg. Annual Appreciation
3.06%
Original Mortgage
$499,780
Outstanding Balance
$495,983
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$24,167
Purchase Details
Listed on
May 4, 2021
Closed on
Jun 23, 2021
Sold by
Bought by
Seller's Agent
Ted Arlinghaus
A+ Realty LLC
Buyer's Agent
Derik Lewis
eXp Realty, LLC
List Price
$424,900
Sold Price
$451,000
Premium/Discount to List
$26,100
6.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.79%
Original Mortgage
$326,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 18, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 21, 2015
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,920
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 24, 2014
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Union, KY
-
Tracy Winkler
-
Marie N. Cook
Marie N. Cook
Coldwell Banker Realty
(513) 854-1284
54 Total Sales
6 in Union
$290K - $490K Price Range
-
Stacy Meece
Stacy Meece
Berkshire Hathaway HomeService
(513) 586-7002
254 Total Sales
7 in Union
$275K - $395K Price Range
-
Dennis Kenner
Dennis Kenner
RE/MAX Creative Realty
(859) 800-2711
76 Total Sales
1 in Union
$465,465 Price
-
Felicia Huesman
Felicia Huesman
Huff Realty - CC
(513) 854-7862
130 Total Sales
2 in Union
$129K - $440K Price Range
-
Alex Wagner
Alex Wagner
Coldwell Banker Realty
(513) 854-1091
248 Total Sales
2 in Union
$360K - $615K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $509,000 | None Listed On Document | ||
| $451,000 | Springdale Title Llc | ||
| $375,000 | None Available | ||
| $314,900 | None Available | ||
| $45,400 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $499,780 | ||
| Previous Owner | $326,000 | ||
| Previous Owner | $221,000 | ||
| Previous Owner | $251,920 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/14/2025 11/14/25 | Sold | $509,000 | 0.0% | $129 / Sq Ft | |
| 10/25/2025 10/25/25 | Pending | -- | -- | -- | |
| 10/20/2025 10/20/25 | Price Changed | $509,000 | -3.8% | $129 / Sq Ft | |
| 10/13/2025 10/13/25 | Price Changed | $529,000 | -1.9% | $134 / Sq Ft | |
| 10/01/2025 10/01/25 | For Sale | $539,000 | +19.5% | $137 / Sq Ft | |
| 06/25/2021 06/25/21 | Sold | $451,000 | +6.1% | $152 / Sq Ft | View Prior Sale |
| 05/05/2021 05/05/21 | Pending | -- | -- | -- | |
| 05/04/2021 05/04/21 | For Sale | $424,900 | -- | $143 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,163 | $455,300 | $65,000 | $390,300 |
| 2024 | $5,076 | $455,300 | $65,000 | $390,300 |
| 2023 | $5,132 | $451,000 | $50,000 | $401,000 |
| 2022 | $5,063 | $451,000 | $50,000 | $401,000 |
| 2021 | $4,294 | $375,000 | $45,000 | $330,000 |
| 2020 | $3,605 | $314,900 | $45,400 | $269,500 |
| 2019 | $3,647 | $314,900 | $45,400 | $269,500 |
| 2018 | $3,668 | $314,900 | $45,400 | $269,500 |
| 2017 | $3,593 | $314,900 | $45,400 | $269,500 |
| 2015 | $512 | $45,400 | $45,400 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Van Treeck
Seller's Agent in 2025
Melissa Van Treeck
Simple Fee Realty
(859) 393-6469
76 Total Sales
-
Morgan McLeish
Buyer's Agent in 2025
Morgan McLeish
Haven Homes Group
(859) 547-9283
74 Total Sales
-
Ted Arlinghaus
T
Seller's Agent in 2021
Ted Arlinghaus
A+ Realty LLC
(859) 392-8900
45 Total Sales
-
D
Buyer's Agent in 2021
Derik Lewis
eXp Realty, LLC
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636762
APN: 051.00-15-075.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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