5046 Down Ct St. Cloud, FL 34772
Canoe Creek NeighborhoodEstimated payment $3,470/month
Highlights
- Water Views
- Loft
- Window or Skylight in Bathroom
- Traditional Architecture
- Separate Formal Living Room
- Stone Countertops
About This Home
MOVE in READY | 2023 WATERFRONT/BOATING 5BR HOME | Minutes to LAKE NONA! Meticulously maintained and several UPGRADES included in the home. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, CEILING FANS throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, and well placed DROP ZONES near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces that make everyday living feel organized and comfortable.The kitchen has a clean, upgraded look with STONE COUNTERTOPS, and BACKSPLASH, 42" cabinetry, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. STONE countertops continue into EVERY BATHROOM! The primary suite is one of the standout spaces, featuring upgraded cabinetry, GARDEN TUB, GLASS enclosed shower, and a KOHLER digital shower system with programmable controls, RAINFALL SHOWER HEAD, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. The home features STORAGE, smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, and pool bath door for future outdoor living. The OVERSIZED two car garage includes EPOXY flooring and an EXTENDED DEPTH BAY, giving you extra space for storage, tools, or a workshop area while still keeping room for parking. This home features boat access to an expansive chain of lakes, with peaceful water views, fishing, kayaking, and the ability to enjoy your boat right from your own backyard. Hanover Lakes offers a true waterfront community lifestyle with resort style amenities including a ZERO ENTRY POOL, splash pad, sundeck, playground, green spaces, fishing areas, community docks, and expansive canals. Located within minutes of Downtown St. Cloud, Lakefront Park, the Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, UCF, shopping, dining, and major Central Florida destinations, this home brings together waterfront living, meaningful upgrades, and a location that makes everyday life feel connected and convenient.
Listing Agent
OLYMPUS EXECUTIVE REALTY INC Brokerage Email: mls@oerfl.com License #3488693 Listed on: 05/15/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,539
Year Built
- Built in 2023
Lot Details
- 5,663 Sq Ft Lot
- East Facing Home
- Mature Landscaping
- Irrigation Equipment
- Private Yard
HOA Fees
- $112 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Electric Vehicle Home Charger
- Workshop in Garage
- Ground Level Parking
- Garage Door Opener
- Driveway
- Secured Garage or Parking
- Guest Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Florida Architecture
- Mediterranean Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,197 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Shades
- Blinds
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Home Office
- Loft
- Bonus Room
- Inside Utility
- Water Views
- Fire and Smoke Detector
Kitchen
- Cooktop
- Recirculated Exhaust Fan
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom Upstairs
- En-Suite Bathroom
- Walk-In Closet
- 3 Full Bathrooms
- Private Water Closet
- Soaking Tub
- Bathtub With Separate Shower Stall
- Shower
- Rain Shower Head
- Garden Bath
- Multiple Shower Heads
- Window or Skylight in Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Covered Patio or Porch
- Exterior Lighting
- Outdoor Storage
- Private Mailbox
Schools
- Hickory Tree Elementary School
- Harmony Middle School
- Harmony High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Underground Utilities
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 494
- Assessor Parcel Number 20-26-31-0138-0001-4940
- $1,691 per year additional tax assessments
Community Details
Overview
- Association fees include pool, ground maintenance
- Artemis Lifestyles Services/Mary James Association, Phone Number (407) 705-2190
- Visit Association Website
- Hanover Lakes Ph 5 Subdivision
Amenities
- Community Mailbox
Recreation
- Community Playground
- Community Pool
- Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,666 | $488,400 | $100,000 | $388,400 |
| 2024 | $3,287 | $494,000 | $95,000 | $399,000 |
| 2023 | $3,287 | $95,000 | $95,000 | $0 |
| 2022 | $2,477 | $50,000 | $50,000 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/19/2026 09/19/26 | Pending | -- | -- | -- | |
| 09/08/2026 09/08/26 | For Sale | $479,900 | -4.0% | $150 / Sq Ft | |
| 09/04/2026 09/04/26 | Off Market | $499,900 | -- | -- | |
| 08/27/2026 08/27/26 | Price Changed | $499,900 | -3.8% | $156 / Sq Ft | |
| 08/21/2026 08/21/26 | For Sale | $519,900 | 0.0% | $163 / Sq Ft | |
| 08/15/2026 08/15/26 | Off Market | $519,900 | -- | -- | |
| 08/06/2026 08/06/26 | Price Changed | $519,900 | -2.8% | $163 / Sq Ft | |
| 07/14/2026 07/14/26 | Price Changed | $535,000 | -2.5% | $167 / Sq Ft | |
| 07/07/2026 07/07/26 | Price Changed | $548,900 | 0.0% | $172 / Sq Ft | |
| 06/18/2026 06/18/26 | Price Changed | $549,000 | -3.7% | $172 / Sq Ft | |
| 06/04/2026 06/04/26 | Price Changed | $570,000 | -3.4% | $178 / Sq Ft | |
| 05/15/2026 05/15/26 | For Sale | $590,000 | +1.7% | $185 / Sq Ft | |
| 08/24/2023 08/24/23 | Sold | $579,990 | 0.0% | $181 / Sq Ft | View Prior Sale |
| 08/18/2023 08/18/23 | For Sale | $579,990 | -- | $181 / Sq Ft | |
| 08/17/2023 08/17/23 | Pending | -- | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $579,990 | First American Title |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $429,990 | New Conventional |
Source: Stellar MLS
MLS Number: O6406936
APN: 20-26-31-0138-0001-4940
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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