$519,900
$70K PRICE DROP

Estimated payment $3,775/month

Total Views 1,294
5 Beds
3 Baths
3,197 Sq Ft
$163 Price per Sq Ft

Highlights

  • Water Views
  • Loft
  • Window or Skylight in Bathroom
  • Traditional Architecture
  • Separate Formal Living Room
  • Stone Countertops

About This Home

**** Now Offered at $519,900 & Seller Will CONTRIBUTE up to $15,000 toward the Buyer’s CLOSING COSTS!!! **** BUILT IN EQUITY FROM DAY ONE!! Backyard Boat Access | 2023 WATERFRONT HOME | Minutes to LAKE NONA- The BEST PRICED waterfront home in the Saint Cloud - Lake Nona area!! Located in FEMA Flood Zone X and OUTSIDE the FEMA designated high risk Special Flood Hazard Area, providing you with peace of mind!! : ) Meticulously maintained and several UPGRADES included in the home. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, CEILING FANS throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, and well placed DROP ZONES near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces that make everyday living feel organized and comfortable.The kitchen has a clean, upgraded look with STONE COUNTERTOPS, and BACKSPLASH, 42 inch cabinets, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. QUARTZ countertops continue into EVERY BATHROOM! The primary suite is one of the standout spaces, featuring upgraded cabinetry, GARDEN TUB, GLASS enclosed shower, and a KOHLER digital shower system with programmable controls, RAINFALL SHOWER HEAD, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. The home features STORAGE, smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, pool bath door for future outdoor living, and a 240V EV CHARGER. The OVERSIZED two car garage includes EPOXY flooring and an EXTENDED DEPTH BAY, giving you extra space for storage, tools, or a workshop area while still keeping room for parking. This home features boat access to an expansive chain of lakes, with peaceful water views, fishing, kayaking, and the ability to enjoy your boat right from your own backyard. Hanover Lakes offers a true waterfront community lifestyle with resort style amenities including a ZERO ENTRY POOL, splash pad, sundeck, playground, green spaces, fishing areas, community docks, and expansive canals. Located within minutes of Downtown St. Cloud, Lakefront Park, the Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, UCF, shopping, dining, and major Central Florida destinations, this home brings together waterfront living, meaningful upgrades, and a location that makes everyday life feel connected and convenient.

Listing Agent

David Hijar

OLYMPUS EXECUTIVE REALTY INC Brokerage Email: mls@oerfl.com License #3488693 Listed on: 05/15/2026

Co-Listing Agent

Jasmine Clinton

DALTON WADE INC Brokerage Email: mls@oerfl.com License #3656179

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,666

Year Built

  • Built in 2023

Lot Details

  • 5,663 Sq Ft Lot
  • East Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Private Yard

HOA Fees

  • $112 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Electric Vehicle Home Charger
  • Workshop in Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway
  • Secured Garage or Parking
  • Guest Parking
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Florida Architecture
  • Mediterranean Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,197 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Shades
  • Blinds
  • Sliding Doors
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Loft
  • Bonus Room
  • Inside Utility
  • Water Views
  • Fire and Smoke Detector

Kitchen

  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Private Water Closet
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Shower
  • Rain Shower Head
  • Garden Bath
  • Multiple Shower Heads
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Storage
  • Private Mailbox

Schools

  • Hickory Tree Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, ground maintenance
  • Artemis Lifestyles Services/Mary James Association, Phone Number (407) 705-2190
  • Visit Association Website
  • Hanover Lakes Ph 5 Subdivision

Amenities

  • Community Mailbox

Recreation

  • Community Playground
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,666

Year Built

Built in 2023

Lot Details

5,663 Sq Ft Lot

HOA Fees

$112 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Mediterranean, Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3197
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2023
  • Building Area Total: 3756
  • Lot Size Sq Ft: 5663
  • Status: Active
  • Co List Office Mls Id: MFR260031661
  • Co List Office Phone: 888-668-8283
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 348.94
  • Escrow State: FL
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 162.62
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Canal Front,Community Boat Ramp,Private Boat Ramp,Water Access,Waterfront
  • Attribution Contact: mls@oerfl.com
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Irrigation Equipment, Private Yard
  • Stories: 2
  • Window Features: Blinds, Double Pane Windows, Shades, Window Treatments
  • Additional Rooms: Bonus Room,Den/Library/Office,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility,Loft
  • Living Area Meters: 297.01

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Playground, Pool, Sidewalks
  • Association Amenities: Park, Playground, Pool
  • Association Fee: 335
  • Association Fee Frequency: Quarterly
  • Association Name: Artemis Lifestyles Services/Mary James
  • Phone: 407-705-2190
  • Association: Yes
  • Security: Fire Alarm, Secured Garage/Parking, Smoke Detector(s), Touchless Entry
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Buyer to verify pet restrictions with HOA and/or city/county.
  • Association Fee Requirement: Required
  • Association Email: mjames@artemislifestyles.com
  • Association URL: www.artemislifestyles.com

Fee Information

  • Total Annual Fees: 1340.00
  • Total Monthly Fees: 111.67
  • Monthly HOA Amount: 111.67

Schools

  • Elementary School: Hickory Tree Elem
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: RES
  • Parcel Number: 20-26-31-0138-0001-4940
  • Additional Parcels: No
  • Lot Features: Landscaped, Private, Sidewalk, Paved
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify leasing restrictions with HOA and/or city/county.

Tax Info

  • Tax Annual Amount: 9665.87
  • Tax Block: 0
  • Tax Book Number: 32-42-43
  • Tax Lot: 494
  • Tax Other Annual Assessment Amount: 1691

Multi Family

  • Approval Process: Buyer to verify any approval process with HOA and/or city/county.

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,754 $488,400 $100,000 $388,400
2024 $3,287 $494,000 $95,000 $399,000
2023 $3,287 $95,000 $95,000 $0
2022 $2,477 $50,000 $50,000 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/06/2026 08/06/26 Price Changed $519,900 -2.8% $163 / Sq Ft
07/14/2026 07/14/26 Price Changed $535,000 -2.5% $167 / Sq Ft
07/07/2026 07/07/26 Price Changed $548,900 0.0% $172 / Sq Ft
06/18/2026 06/18/26 Price Changed $549,000 -3.7% $172 / Sq Ft
06/04/2026 06/04/26 Price Changed $570,000 -3.4% $178 / Sq Ft
05/15/2026 05/15/26 For Sale $590,000 +1.7% $185 / Sq Ft
08/24/2023 08/24/23 Sold $579,990 0.0% $181 / Sq Ft View Prior Sale
08/18/2023 08/18/23 For Sale $579,990 -- $181 / Sq Ft
08/17/2023 08/17/23 Pending -- -- --
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $579,990 First American Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $429,990 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: O6406936

Stellar MLS

APN: 20-26-31-0138-0001-4940

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