NOT LISTED FOR SALE

5108 Loch Dr Union, KY 41091

Union Area

Estimated Value: $497,000 - $661,060

4 Beds
5 Baths
3,527 Sq Ft
$170/Sq Ft Est. Value

Sale Details

Date Sold: July 15, 2022

Last sale price $550,000 $156 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $3,824 / mo

45 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • Open Floorplan
  • Valley View
  • Longbranch Elementary School Rated A
  • Clubhouse
  • Cathedral Ceiling

About This Home

As of July 2022

Better than new in Ballyshannon! Nearly 4,000 sq ft on 3 finished levels. This immaculate 4 bed, 3/2 bath, 3-car garage home is well-appointed from the 42'' kitchen cabinets, double ovens, granite, SS appliances & butler's pantry to the formal DR with crown molding, wainscotting & tray ceiling to the luxury owner's suite. This spacious floorplan include 3 other spacious bedrooms with WICs, a 1st floor study, LR with soaring ceilings, wall of windows & stone fireplace + a breakfast bay, mudroom & full, finished, walk-out basement. The nicely landscaped yard offers valley & creek views.

Last Agent to Sell the Property

Lovita Williams

Huff Realty - Florence License #208046 Listed on: 04/22/2022

Huff Realty - Florence

Last Buyer's Agent

Caldwell Group

eXp Realty, LLC

eXp Realty, LLC
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2018

Lot Details

  • 18,295 Sq Ft Lot
  • Lot Dimensions are 84x204x129x158
  • Cul-De-Sac
  • Year Round Access
  • Lot Has A Rolling Slope
  • Cleared Lot

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Composition Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 3,527 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Stone Fireplace
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Pocket Doors
  • French Doors
  • Panel Doors
  • Entryway
  • Family Room
  • Living Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Valley Views
  • Storage In Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Butlers Pantry
  • Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Marble
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Dressing Area
  • Dual Vanity Sinks in Primary Bathroom
  • Soaking Tub in Primary Bathroom
  • Primary Bathroom Bathtub Only
  • Soaking Tub
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Stubbed For A Bathroom
  • Basement Storage

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch

Schools

  • Longbranch Elementary School
  • Ballyshannon Middle School
  • Cooper High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 051.00-15-028.00

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include association fees
  • Towne Association, Phone Number (859) 291-5858

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 2018

Lot Details

0.42 Acres

Parking

3

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.42
  • Year Built: 2018
  • Lot Size: 84x204x129x158
  • Road Frontage Type: City Street
  • Directions: I75 to Union/Florence (Exit42), W on US 42, R on Old Union Rd, R on Orleans Blvd, L on Longbranch Rd, L on Ballyshannon Wy, R on Loch Dr
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Longbranch
  • Location Tax Legal Info:Middle or Junior School: Ballyshannon Middle School
  • Location Tax Legal Info:High School: Cooper High School
  • Location Tax Legal Info:Subdivision2: Ballyshannon
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 84x204x129x158
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Room Type:Office5: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Owen
  • Utilities Gas Company: Duke
  • Water Company: Boone Co.
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.42
  • General Property Description:Living Area: 3527.0
  • General Property Description:Lot Size Square Feet: 18295.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Miscellaneous Home Warranty: No
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: First
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 051.00-15-028.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Composition: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Percent Basement Finished: Yes
  • Security Features:Security System: Yes
  • View:Valley: Yes
  • Entry Features:Plank Flooring6: Yes
  • Laundry Room Features:Luxury Vinyl Flooring12: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Kitchen Island, Walk-In Closet(s), Tray Ceiling(s), Soaking Tub, Open Floorplan, High Speed Internet, Granite Counters, Eat-in Kitchen, Double Vanity, Crown Molding, Chandelier, Attic Storage, Butler's Pantry, Cathedral Ceiling(s), Ceiling Fan(s), French Doors, High Ceilings, Multi Panel Doors, Recessed Lighting, Vaulted Ceiling(s)
  • Basement: Full, Finished, Bath/Stubbed, Storage Space, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Gas Cooktop, Dishwasher, Disposal, Double Oven, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Stone, Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 3527.0
  • Window Features: Double Hung, Insulated Window(s), Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:French Doors: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Primary Bath Features:Shower: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Storage Space: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Carpet Flooring7: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:High Speed Internet: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Interior Features:Attic Storage: Yes
  • Living Room Features:Fireplace(s): Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Living Room Features:High Ceiling(s)4: Yes
  • Dining Room Features:Chandelier: Yes
  • Primary Bath Features:Soaking Tub2: Yes
  • Primary Bedroom Features:High Ceiling(s)6: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Soaking Tub: Yes
  • Kitchen Features:Gourmet Kitchen: Yes
  • Kitchen Features:Recessed Lighting3: Yes
  • Primary Bath Features:Double Vanity: Yes
  • Fireplace Features:Stone4: Yes
  • Interior Features:Butler_squote_s Pantry: Yes
  • Kitchen Features:Butler_squote_s Pantry2: Yes
  • Primary Bath Features:Tub: Yes
  • Primary Bath Features:Shower With Bench: Yes
  • Primary Bedroom Features:Dressing Area: Yes
  • Primary Bath Features:Marble Flooring3: Yes
  • Living Room Features:Recessed Lighting4: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Primary Bedroom Features:Tray Ceiling(s)2: Yes
  • Dining Room Features:Plank Flooring5: Yes
  • Kitchen Features:Plank Flooring11: Yes
  • Interior Features:Pocket Door(s): Yes
  • Primary Bath Features:Window Treatments7: Yes
  • Dining Room Features:See Remarks22: Yes

Exterior Features

  • View: Valley
  • Roof: Composition
  • Lot Features: Cleared, Cul-De-Sac, Rolling Slope
  • View: Yes
  • Home Warranty: No
  • Construction Type: Brick, Stone, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Porch
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Stone2: Yes
  • Office Features:French Doors5: Yes
  • Window Features:Double Hung: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Rolling Slope: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Off Street, On Street
  • General Property Description:Garage Spaces: 3.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Amenities: Other, Lake Year Round, Playground, Pool, Clubhouse
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Towne
  • Association Information:Association Management Phone 1: 859-291-5858
  • Association Information:Total Yearly Fees: 500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Pool5: Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Amenities:Other14: Yes

Fee Information

  • Association Fee Includes: Association Fees

Schools

  • Elementary School: Longbranch
  • Junior High Dist: Boone Co Public
  • High School: Cooper High School
  • Middle Or Junior School: Ballyshannon Middle School

Lot Info

  • Lot Size Sq Ft: 18295.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 22, 2022
Closed on
Jul 12, 2022
Sold by
Bought by
Seller's Agent
Lovita Williams
Huff Realty - Florence
Buyer's Agent
Caldwell Group
eXp Realty, LLC
List Price
$600,000
Sold Price
$550,000
Premium/Discount to List
-$50,000
-8.33%
Current Estimated Value
$600,265

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,265
Avg. Annual Appreciation
2.18%
Original Mortgage
$494,845
Outstanding Balance
$464,502
Interest Rate
5.09%
Mortgage Type
New Conventional
Estimated Equity
$135,763

Purchase Details

Closed on
Oct 17, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$409,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 9, 2018
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Union, KY

  • Rusty Monahon Real Estate Agent - e-Merge Real Estate Victory

    Rusty Monahon

    Responds Quickly

    e-Merge Real Estate Victory

    (606) 649-0118

    35 Total Sales

    1 in Union

    $353,000 Price

    Rusty Monahon
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  • Aimee Pelletier Real Estate Agent - Sibcy Cline, Inc.

    Aimee Pelletier

    Responds Quickly

    Sibcy Cline, Inc.

    (513) 866-3818

    157 Total Sales

    14 in Union

    $270K - $950K Price Range

    Aimee Pelletier
     Section Image
  • Brit Roberts Real Estate Agent - Coldwell Banker Realty

    Brit Roberts

    Coldwell Banker Realty

    (513) 666-5562

    112 Total Sales

    3 in Union

    $169K - $405K Price Range

    Brit Roberts
     Section Image
  • Mike Wright Real Estate Agent - Hoeting, Realtors

    Mike Wright

    Hoeting, Realtors

    (513) 440-2953

    155 Total Sales

    1 in Union

    $380,000 Price

    Mike Wright
     Section Image
  • Todd Blersch Real Estate Agent - Coldwell Banker Realty

    Todd Blersch

    Coldwell Banker Realty

    (513) 866-7490

    73 Total Sales

    1 in Union

    $330,000 Price

    Todd Blersch
     Section Image
  • Edmund Ferrall Real Estate Agent - Comey & Shepherd

    Edmund Ferrall

    Comey & Shepherd

    (513) 952-8798

    198 Total Sales

    1 in Union

    $330,000 Price

    Edmund Ferrall
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$550,000 Kentucky Land Title
$447,342 Homestead Title Agency Ltd
$75,280 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $494,845
Previous Owner $409,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/15/2022 07/15/22 Sold $550,000 -4.3% $156 / Sq Ft
06/07/2022 06/07/22 Pending -- -- --
06/04/2022 06/04/22 Price Changed $575,000 -1.7% $163 / Sq Ft
05/24/2022 05/24/22 Price Changed $585,000 -1.7% $166 / Sq Ft
04/29/2022 04/29/22 Price Changed $595,000 -0.8% $169 / Sq Ft
04/22/2022 04/22/22 For Sale $600,000 -- $170 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,221 $550,000 $75,300 $474,700
2024 $6,117 $550,000 $75,300 $474,700
2023 $6,259 $550,000 $75,300 $474,700
2022 $5,022 $447,300 $75,300 $372,000
2021 $5,107 $447,300 $75,300 $372,000
2020 $5,121 $447,300 $75,300 $372,000
2019 $5,181 $447,300 $75,300 $372,000
2018 $571 $50,000 $50,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Lovita Williams Real Estate Agent - Huff Realty - Florence

    Seller's Agent in 2022

    Lovita Williams

    Huff Realty - Florence

    (859) 240-6431

    84 Total Sales

    Lovita Williams
    Section Image

  • C

    Buyer's Agent in 2022

    Caldwell Group

    eXp Realty, LLC

    (859) 780-5511

    735 Total Sales

    Caldwell Group
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 603201

Northern Kentucky Multiple Listing Service

APN: 051.00-15-028.00

Kentucky Boone County Union 41091

5108 Loch Dr, Union, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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