NOT LISTED FOR SALE

Estimated Value: $348,000 - $490,942

3 Beds
2.5 Baths
1,348 Sq Ft
$315/Sq Ft Est. Value

Sale Details

Date Sold: April 25, 2025

Last sale price $452,000 $335 Per Sq Ft

Est. 8% decrease in value since last sale

Current estimated payment $3,311 / mo

Highlights

  • Boathouse
  • 285 Feet of Waterfront
  • Fishing
  • Shelby Elementary School Rated A-
  • Private Dock
  • Lake View

About This Home

As of April 2025

Looking for the quintessential lakehouse to relax and make memories with family and friends? The wait is over! 511 Ridge Rd. has it all and then some! With its gorgeous lot, amazing sunset views, new boathouse, deep water, wrap-around porch, updates inside and out, cozy fireplace, and views from every window, it’s the perfect getaway. The main level has 2 bedrooms, 2 full baths, roomy kitchen, cozy den & easy access laundry. Upstairs has a great bunk room that will sleep all the crew & half bath. Located just a short boat ride from the best burgers on the lake, you will LOVE it here! Selling furnished so all you need is a bathing suit to start enjoying!

Last Agent to Sell the Property

Penny Miller

RE/MAX Advantage Listed on: 03/28/2025

RE/MAX Advantage

Last Buyer's Agent

Tami Pickett

Keller Williams Metro South

Keller Williams Metro South

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1965

Lot Details

  • 23,087 Sq Ft Lot
  • 285 Feet of Waterfront

Parking

  • Driveway

Home Design

  • Wood Siding

Interior Spaces

  • 1.5-Story Property
  • Cathedral Ceiling
  • Gas Fireplace
  • Family Room with Fireplace
  • Den
  • Screened Porch
  • Lake Views
  • Crawl Space
  • Walk-In Attic

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Bathtub and Shower Combination in Primary Bathroom
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Water Access
  • Boathouse
  • Private Dock
  • Screened Deck

Schools

  • Shelby Elementary School
  • Columbiana Middle School
  • Shelby County High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Community Details

Overview

  • $23 Other Monthly Fees

Recreation

  • Powered Boats Allowed
  • Fishing

Home Details

Home Type

Single Family

Year Built

Built in 1965

Lot Details

0.53 Acres

Listing Details

  • Class: RESIDENTIAL
  • Property Access: Public Road
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/21413416?w=PubMLS
  • Living Area: 1348
  • Legal Description: Block: Lot: 32 WAXA SUBDIVISION
  • Number Levels: 1.5-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1965
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1965

Interior Features

  • Fireplace Details: Gas Starter
  • Fireplace Location: Family Room (FIREPL)
  • Fireplace Type: Gas (FIREPL)
  • Floors: Carpet, Vinyl
  • Number Fireplaces: 1
  • Bedroom/Bathroom Features: Separate Shower, Tub/Shower Combo
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Concatenated Rooms: |Den1|Kitchen1|MasterBR1|MasterBath1|Bedroom1|FullBath1|Bedroom2|HalfBath2|
  • Room 1: Den/Family, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Master Bedroom, On Level: 1
  • Room 4: Master Bath, On Level: 1
  • Room 5: Bedroom, On Level: 1
  • Room 6: Full Bath, On Level: 1
  • Room 7: Bedroom, On Level: 2
  • Room 8: Half Bath, On Level: 2
  • Rooms Level 1: Bedroom (LVL 1), Den/Family (LVL 1), Full Bath (LVL 1), Kitchen (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Half Bath (LVL 2+)
  • Kitchen Countertops: Solid Surface
  • Kitchen Equipment: Dishwasher Built-In, Microwave Built-In, Refrigerator, Stove-Electric
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Attic Type: Walk-In
  • Main Level Sq Ft: 852
  • Upper Level Sq Ft: 496

Exterior Features

  • Waterfront Name: LAY LAKE
  • Construction: Siding-Wood
  • Decks: Yes
  • Decks Type: Open (DECK), Screened (DECK)
  • Exterior Features: Boat House Private, Dock Private, Porch Screened
  • Foundation: Crawl Space
  • Waterfront: Yes
  • Waterfront Frontage: 285
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Parking Features: Driveway Parking

Utilities

  • Heating: Central (HEAT), Electric (HEAT), Propane Gas
  • Cooling: Central (COOL), Electric (COOL), Heat Pump (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 1348
  • Internet Service Availability: Yes
  • Internet Service Provider: ATT

Condo/Co-op/Association

  • Amenities: Boats-Motorized Allowed, Fishing, Water Access

Fee Information

  • Garbage Fee: Yes
  • Garbage Fee Amount: 70
  • Garbage Fee Per: Quarterly

Lot Info

  • Assessor Parcel Number: 33-7-35-0-001-035.000
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 0.53

Tax Info

  • Tax District: COUNTY

MLS Schools

  • Elementary School: SHELBY
  • High School: SHELBY COUNTY
  • Jr Middle School: COLUMBIANA

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2025
Closed on
Apr 25, 2025
Sold by
Barrett Michael R and Barrett Jaimee K
Bought by
Seller's Agent
Penny Miller
RE/MAX Advantage
Buyer's Agent
Tami Pickett
Keller Williams Metro South
List Price
$445,000
Sold Price
$452,000
Premium/Discount to List
$7,000
1.57%
Views
35
Current Estimated Value
$417,708

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$34,292
Avg. Annual Appreciation
-4.66%
Original Mortgage
$352,000
Outstanding Balance
$347,531
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$76,455

Purchase Details

Listed on
May 15, 2019
Closed on
Aug 20, 2019
Sold by
Cowsar Donald R and Cowsar Carol C
Bought by
Barrett Michael R and Barrett Jaimee K
Seller's Agent
Brian Thomas
RE/MAX Advantage
Buyer's Agent
Susan Wiggonton
Keller Williams Metro South
List Price
$236,500
Sold Price
$229,000
Premium/Discount to List
-$7,500
-3.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.74%
Original Mortgage
$206,100
Interest Rate
3.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2002
Sold by
Marcus Roger D and Marcus Cheryl F
Bought by
Cowsar Donald R and Cowsar Carol C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,000
Interest Rate
3.5%

Purchase Details

Closed on
Sep 25, 1998
Sold by
Mae Tucker Ida
Bought by
Marcus Roger D and Marcus Cheryl F
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in South Shelby, AL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$452,000 None Listed On Document
Barrett Michael R $229,000 None Available
Cowsar Donald R $114,000 --
Marcus Roger D $80,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $352,000
Previous Owner Barrett Michael R $206,100
Previous Owner Cowsar Donald R $114,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/25/2025 04/25/25 Sold $452,000 +1.6% $335 / Sq Ft
03/28/2025 03/28/25 Pending -- -- --
03/28/2025 03/28/25 For Sale $445,000 +94.3% $330 / Sq Ft
08/26/2019 08/26/19 Sold $229,000 -3.2% $170 / Sq Ft View Prior Sale
05/15/2019 05/15/19 For Sale $236,500 -- $175 / Sq Ft
Source: Greater Alabama MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $12,215 $1,026,273 $780,861 $245,412
2025 $12,215 $1,006,150 $765,550 $240,600
2024 $12,068 $986,423 $750,540 $235,883
2023 $11,833 $967,082 $735,824 $231,258
2022 $11,281 $948,121 $721,397 $226,724
2021 $11,141 $929,531 $707,252 $222,279
2020 $11,254 $920,000 $700,000 $220,000
2019 $10,689 $885,000 $708,000 $177,000
2018 $7,317 $592,262 $473,811 $118,451
2017 $7,156 $580,650 $464,521 $116,129
2016 $6,991 $569,265 $455,413 $113,852
2015 $6,890 $560,715 $448,573 $112,142
2014 $6,916 $549,733 $439,787 $109,946
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 21413416

Greater Alabama MLS

APN: 33-7-35-0-001-035-000

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