$393,500
$5K PRICE DROP

512 Saddle Pass Cibolo, TX 78108

Estimated payment $2,846/month

Total Views 1,206
5 Beds
3.5 Baths
3,106 Sq Ft
$127 Price per Sq Ft

Highlights

  • Mature Trees
  • Clubhouse
  • Main Floor Bedroom
  • Dobie J High School Rated A-
  • Traditional Architecture
  • Two Living Areas

About This Home

Welcome to Saddle Creek Ranch! Seller offering $5,000 toward buyer closing costs. Spacious 5BR/3.5BA home featuring high ceilings, an abundance of natural light, a private office, formal dining, open-concept living, and a gourmet kitchen with breakfast nook. The main-level primary suite offers dual vanities, an oversized custom shower, and a large walk-in closet. Upstairs includes generously sized secondary bedrooms, two full baths, a game room, and a media room with projector and screen. Enjoy the covered patio, extended patio, garden area, and oversized garage. Community amenities include a pool, clubhouse, basketball court, park, playground, walking trails, exercise stations, and scenic ponds. Conveniently located near shopping, dining, and major highways. Close proximity to Randolph Air Force Base and Fort Sam Houston. Schedule your showing today!

Listing Agent

Wynter Barnes

Phyllis Browning Company Listed on: 05/15/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,991

Year Built

  • Built in 2010

Lot Details

  • 6,621 Sq Ft Lot
  • Fenced
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $67 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Composition Roof
  • Stone Siding

Interior Spaces

  • 3,106 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Two Living Areas
  • Game Room
  • Stone or Rock in Basement
  • Permanent Attic Stairs

Kitchen

  • Breakfast Area or Nook
  • Stove
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Car Garage
  • Oversized Parking
  • Garage Door Opener

Schools

  • Cibolovalley Elementary School
  • Dobie J Middle School
  • Steele High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Water Softener is Owned
  • Cable TV Available

Additional Features

  • Handicap Shower
  • Covered Patio or Porch

Listing and Financial Details

  • Legal Lot and Block 2 / 13
  • Assessor Parcel Number 1G3900401300200000
  • Seller Concessions Not Offered

Community Details

Overview

  • $200 HOA Transfer Fee
  • Scr HOA (Spectrum) Association
  • Built by Bella Vista
  • Saddle Creek Ranch Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Community Basketball Court
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,991

Year Built

Built in 2010

Lot Details

6,621 Sq Ft Lot

HOA Fees

$67 per month

Listing Details

  • Year Built: 2010
  • Property Sub Type: SFD
  • Prop. Type: RE
  • Lot Size Acres: 0.152
  • Lot Size: 55x120
  • Subdivision Name: SADDLE CREEK RANCH
  • Directions: Turn right onto FM1103 S 0.5 mi Slight left onto FM1103 S 0.4 mi Turn left onto Saddle Creek 213 ft Turn left onto Morgan Run 404 ft Turn right onto Wildcat Run 292 ft Turn left onto Saddle
  • Unit Levels: _2
  • SAB_EnergyEfficiency: DPWIN, CFANS
  • Cooling_RR: _2CNTR
  • SAB_Exterior_RR: BRICK, SDING, ROCKSTONE
  • SAB_Fireplace_RR: NA
  • FoundationDetails_RR: SLAB
  • SAB_HeatingFuel_RR: ELEC
  • SAB_Inclusions_RR: CLFNS, WSHCN, DRYCN, MCOVN, STVRN, REFRI, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, ELWTR, GARDR, SMCK, CODETECTOR, CITYGARBAGE
  • SAB_Interior_RR: _2LVAR, SPDIN, STUDY, GAMRM, MEDIA, UTINS, HGHCL, OPEN, CABLE, INTRN, LDYMAIN, WIC, ATCPULLSTAIRS
  • PoolFeatures_RR: NONE
  • Roof_RR: COMP
  • SAB_WindowCoverings: SOME
  • SAB_Construction_RR: PRE_OWNED
  • Listoffceaddressstreetname: S. Seguin Avenue
  • HotsheetDate: 2026-06-23T17:33:37Z
  • Price_ Sq Ft: 126.69
  • ArchitecturalStyle_RR: _2STRY, TRDNL
  • SAB_HoaMandatory: MAND
  • SAB_AssocTransferFee: 200.0
  • Cooling_CM: _2CNTR
  • SAB_Water_sewer_CM: WTRSY, SWRSY
  • SAB_Construction_RINC: PRE_OWNED
  • Cooling_RINC: _2CNTR
  • SAB_Exterior_RINC: BRICK, SDING, ROCKSTONE
  • FoundationDetails_RINC: SLAB
  • SAB_HeatingFuel_RINC: ELEC
  • ArchitecturalStyle_RINC: _2STRY, TRDNL
  • Cooling_RLSE: _2CNTR
  • SAB_Exterior_RLSE: BRICK, SDING, ROCKSTONE
  • SAB_Fireplace_RLSE: NA
  • FoundationDetails_RLSE: SLAB
  • SAB_HeatingFuel_RLSE: ELEC
  • SAB_Inclusions_RLSE: CLFNS, WSHCN, DRYCN, MCOVN, STVRN, REFRI, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, ELWTR, GARDR, SMCK, CODETECTOR, CITYGARBAGE
  • SAB_Interior_RLSE: _2LVAR, SPDIN, STUDY, GAMRM, MEDIA, UTINS, HGHCL, OPEN, CABLE, INTRN, LDYMAIN, WIC, ATCPULLSTAIRS
  • PoolFeatures_RLSE: NONE
  • Roof_RLSE: COMP
  • SAB_Water_sewer_RLSE: WTRSY, SWRSY
  • SAB_Construction_RLSE: PRE_OWNED
  • ArchitecturalStyle_RLSE: _2STRY, TRDNL
  • Cooling_CO: _2CNTR
  • SAB_Exterior_CO: BRICK, SDING, ROCKSTONE
  • SAB_HeatingFuel_CO: ELEC
  • SAB_Inclusions_CO: CLFNS, WSHCN, DRYCN, MCOVN, STVRN, REFRI, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, ELWTR, GARDR, SMCK, CODETECTOR, CITYGARBAGE
  • SAB_Construction_CO: PRE_OWNED
  • SAB_Exterior_FR: BRICK, SDING, ROCKSTONE
  • SAB_Water_sewer_FR: WTRSY, SWRSY
  • ArchitecturalStyle_FR: _2STRY, TRDNL
  • Cooling_COMS: _2CNTR
  • Cooling_RESI: _2CNTR
  • SAB_Exterior_RESI: BRICK, SDING, ROCKSTONE
  • Flooring_RESI: CRPT, CTILE
  • FoundationDetails_RESI: SLAB
  • SAB_HeatingFuel_RESI: ELEC
  • SAB_Inclusions_RESI: CLFNS, WSHCN, DRYCN, MCOVN, STVRN, REFRI, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, ELWTR, GARDR, SMCK, CODETECTOR, CITYGARBAGE
  • SAB_Interior_RESI: _2LVAR, SPDIN, STUDY, GAMRM, MEDIA, UTINS, HGHCL, OPEN, CABLE, INTRN, LDYMAIN, WIC, ATCPULLSTAIRS
  • PoolFeatures_RESI: NONE
  • Roof_RESI: COMP
  • SAB_Water_sewer_RESI: WTRSY, SWRSY
  • SAB_Construction_RESI: PRE_OWNED
  • ArchitecturalStyle_RESI: _2STRY, TRDNL
  • SAB_AirConditioning: _2CNTR
  • SAB_Exterior_RE: BRICK, SDING, ROCKSTONE
  • SAB_Fireplace: NA
  • Flooring_RE: CRPT, CTILE
  • FoundationDetails_RE: SLAB
  • SAB_HeatingFuel_RE: ELEC
  • SAB_Heating: CNTRL
  • SAB_Inclusions_RE: CLFNS, WSHCN, DRYCN, MCOVN, STVRN, REFRI, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, ELWTR, GARDR, SMCK, CODETECTOR, CITYGARBAGE
  • SAB_Interior_RE: _2LVAR, SPDIN, STUDY, GAMRM, MEDIA, UTINS, HGHCL, OPEN, CABLE, INTRN, LDYMAIN, WIC, ATCPULLSTAIRS
  • PoolFeatures_RE: NONE
  • Roof_RE: COMP
  • SAB_Water_sewer_RE: WTRSY, SWRSY
  • SAB_Construction_RE: PRE_OWNED
  • SAB_NumberOfFireplaces: _0
  • ArchitecturalStyle_RE: _2STRY, TRDNL
  • Cooling_COML: _2CNTR
  • SAB_Exterior_FARM: BRICK, SDING, ROCKSTONE
  • SAB_Water_sewer_FARM: WTRSY, SWRSY
  • ArchitecturalStyle_FARM: _2STRY, TRDNL
  • SAB_Construction_MF: PRE_OWNED
  • Cooling_MF: _2CNTR
  • SAB_Exterior_MF: BRICK, SDING, ROCKSTONE
  • FoundationDetails_MF: SLAB
  • SAB_HeatingFuel_MF: ELEC
  • ArchitecturalStyle_MF: _2STRY, TRDNL
  • Special Features: None

Interior Features

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: NA
  • Living Area: 3106.0
  • Window Features: SOME

Exterior Features

  • Builder Name: Bella Vista
  • Pool Private: No
  • Other Structures: NONE
  • AccessibilityFeatures_RR: _1STBD, STALL
  • ExteriorFeatures_RR: PTSLB, CVPAT, PVFNC, SPSYS, TREES
  • LotFeatures_RR: MATURETREES
  • AccessibilityFeatures_CM: _1STBD, STALL
  • LotFeatures_CM: MATURETREES
  • AccessibilityFeatures_RINC: _1STBD, STALL
  • ExteriorFeatures_RINC: PTSLB, CVPAT, TREES
  • AccessibilityFeatures_RLSE: _1STBD, STALL
  • ExteriorFeatures_RLSE: PTSLB, CVPAT, PVFNC, SPSYS, TREES
  • LotFeatures_RLSE: MATURETREES
  • AccessibilityFeatures_CO: _1STBD, STALL
  • AccessibilityFeatures_FR: _1STBD, STALL
  • AccessibilityFeatures_COMS: _1STBD, STALL
  • LotFeatures_COMS: MATURETREES
  • AccessibilityFeatures_RESI: _1STBD, STALL
  • ExteriorFeatures_RESI: PTSLB, CVPAT, PVFNC, SPSYS, TREES
  • LotFeatures_RESI: MATURETREES
  • ExteriorFeatures_RE: PTSLB, CVPAT, PVFNC, SPSYS, TREES
  • LotFeatures_RE: MATURETREES
  • AccessibilityFeatures_COML: _1STBD, STALL
  • LotFeatures_COML: MATURETREES
  • AccessibilityFeatures_FARM: _1STBD, STALL
  • AccessibilityFeatures_MF: _1STBD, STALL
  • ExteriorFeatures_MF: PTSLB, CVPAT, TREES

Garage/Parking

  • SAB_AdditionalOtherParking: NONE
  • SAB_GarageParking: _2GAR, OVRSZ

Utilities

  • Heating_RR: CNTRL
  • Heating_CM: CNTRL
  • Heating_RLSE: CNTRL
  • Heating_CO: CNTRL
  • Heating_COMS: CNTRL
  • Heating_RESI: CNTRL
  • Heating_COML: CNTRL

Condo/Co-op/Association

  • Amenities: POOL, CLBHS, PARK, BBALLCT
  • Association Fee: 200.0
  • Association Fee Frequency: Q
  • Association Name: SCR HOA (SPECTRUM)

Schools

  • Elementary School: CIBOLOVALLEY
  • High School: STEELE
  • Middle Or Junior School: DOBIE_J

Lot Info

  • Parcel #: 1G3900401300200000

Tax Info

  • Tax Annual Amount: 7990.73
  • Tax Block: 13
  • Tax Lot: 2
  • Tax Year: 2026

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,881 $397,799 $42,117 $355,682
2024 $7,881 $403,632 $40,898 $362,734
2023 $8,841 $457,543 $55,952 $401,591
2022 $7,922 $368,102 $41,907 $326,195
2021 $7,486 $328,410 $29,483 $298,927
2020 $7,285 $317,374 $34,825 $282,549
2019 $7,187 $307,217 $28,257 $278,960
2018 $7,345 $316,960 $25,200 $291,760
2017 $5,920 $297,677 $29,400 $268,277
2016 $6,481 $281,482 $25,286 $256,196
2015 $5,920 $265,976 $25,286 $240,690
2014 $5,420 $250,688 $21,000 $229,688
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/23/2026 06/23/26 Price Changed $393,500 -1.3% $127 / Sq Ft
05/15/2026 05/15/26 For Sale $398,500 +9.2% $128 / Sq Ft
12/31/2020 12/31/20 Sold -- -- -- View Prior Sale
12/01/2020 12/01/20 Pending -- -- --
09/16/2020 09/16/20 For Sale $365,000 0.0% $118 / Sq Ft
02/07/2018 02/07/18 For Rent $2,100 +7.7% --
02/07/2018 02/07/18 Rented $1,950 -- --
Source: San Antonio Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Special Warranty Deed -- Chacko Charles
Warranty Deed -- None Available
Vendors Lien -- Stewart Ttile
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $357,109 FHA
Previous Owner $265,882 VA
Source: Public Records

Source: San Antonio Board of REALTORS®

MLS Number: 1967228

San Antonio Board of REALTORS®

APN: 1G3900-4013-00200-0-00

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