$180,111
SOLD MAY 19, 2025

514 Smith Dr Ruther Glen, VA 22546

2 Beds
1 Bath
960 Sq Ft
1989 Built

Recently Sold

$188 Per Sq Ft

25% Below List Price

24 Days on Market

Highlights

  • Beach
  • Community Lake
  • Community Pool
  • Gated Community
  • Rambler Architecture
  • Eat-In Kitchen

About This Home

As of May 2025

This previously income producing house is located in a gated community with many amenities to include private lake privileges. This established community is just off of US Rt 1 and minutes away from the convenience of I-95 exit 110 and I-95 Exit 104. The house is need of some work but boast a fair sized shed and tree buffer along the front of property. Future investment potential, being sold "AS IS".

Last Agent to Sell the Property

Mark Bissoon

(804) 363-2052 markbissoon05@gmail.com American All Star Realty, LLC Listed on: 03/08/2025

Co-Listed By

Keith Chatman

(804) 572-9995 kchatman120@gmail.com American All Star Realty, LLC

Last Buyer's Agent

Carol Strasfeld

(301) 806-8871 carolstrasfeld@gmail.com Unrepresented Buyer Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,008

Year Built

  • Built in 1989

Lot Details

  • Property is in average condition
  • Property is zoned R1

HOA Fees

  • $134 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 960 Sq Ft Home
  • Property has 1 Level
  • Living Room
  • Crawl Space
  • Eat-In Kitchen
  • Laundry on main level

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Shed

Schools

  • Caroline Middle School
  • Caroline High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 1459
  • Assessor Parcel Number 67A4-1-1459

Community Details

Overview

  • $1,200 Other One-Time Fees
  • Lake Caroline Property Owners Association
  • Lake Caroline Subdivision
  • Community Lake

Recreation

  • Beach
  • Community Pool

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,008

Year Built

Built in 1989

Lot Details

0

HOA Fees

$134 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Kitchen - Table Space
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Kitchen, Bedroom 1, Bathroom 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 960
  • Living Area Sq Ft: 960
  • Price Per Sq Ft: 249.90
  • Above Grade Finished Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1612.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Gated Community, Lake, Security, Swimming Pool
  • HOA Name: LAKE CAROLINE PROPERTY OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 1200.00
  • Other Fees Frequency: One Time

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: CAROLINE
  • Middle Or Junior School: CAROLINE

Lot Info

  • Lot Size Units: Square Feet
  • Property Condition: Average
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1008.00
  • Assessor Parcel Number: 67A4-1-1459
  • Tax Lot: 1459
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 31, 2025
Sold by
Envision Improve Llc
Bought by
Szabo Scott
Current Estimated Value
$247,530

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,434
Outstanding Balance
$293,184
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
-$45,654

Purchase Details

Listed on
Mar 8, 2025
Closed on
May 19, 2025
Sold by
Hall Chris M and Hall Christopher M
Bought by
Envision Improve Llc
Seller's Agent
Mark Bissoon
American All Star Realty, LLC
Buyer's Agent
Carol Strasfeld
Unrepresented Buyer Office
List Price
$239,900
Sold Price
$180,111
Premium/Discount to List
-$59,789
-24.92%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
65.65%
Original Mortgage
$240,000
Interest Rate
6.62%
Mortgage Type
Construction

Purchase Details

Closed on
Jun 1, 2009
Sold by
Fannie Mae
Bought by
Hall Chris M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,370
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 13, 2009
Sold by
Blackington Brian
Bought by
Federal National Mortgage Association
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $310,000 Universal Title
Bargain Sale Deed $180,111 Old Republic National Title
Special Warranty Deed $105,000 J T Title & Escrow Llc
Trustee Deed $179,244 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $293,434 New Conventional
Previous Owner $240,000 Construction
Previous Owner $95,370 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/19/2025 05/19/25 Sold $180,111 -24.9% $188 / Sq Ft
04/01/2025 04/01/25 Pending -- -- --
03/08/2025 03/08/25 For Sale $239,900 -- $250 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $182,606 $237,150 $42,000 $195,150
2024 $995 $129,200 $42,000 $87,200
2023 $995 $129,200 $42,000 $87,200
2022 $995 $129,200 $42,000 $87,200
2021 $995 $129,200 $42,000 $87,200
2020 $803 $96,800 $26,000 $70,800
2019 $803 $96,800 $26,000 $70,800
2018 $803 $96,800 $26,000 $70,800
2017 $803 $96,800 $26,000 $70,800
2016 $794 $96,800 $26,000 $70,800
2015 $746 $103,600 $36,000 $67,600
2014 $746 $103,600 $36,000 $67,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACV2007762

Bright MLS

APN: 67A4-1-1459