NOT LISTED FOR SALE

514 W Coolidge Ave Charleston, IL 61920

Charleston Area

Estimated Value: $406,040

4 Beds
3 Baths
2,973 Sq Ft
$137/Sq Ft Est. Value

Sale Details

Date Sold: September 5, 2025

Last sale price $415,000 $140 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $3,035 / mo

3 Days on Market

Highlights

  • Lake View
  • 0.76 Acre Lot
  • Deck
  • Waterfront
  • Lake Privileges
  • Traditional Architecture

About This Home

As of September 2025

Welcome home to this thoughtfully designed and well-maintained waterfront property! From the moment you arrive, you'll appreciate the home's charming curb appeal, updated landscaping, and scenic views. Entering from the open front porch, the foyer welcomes you into the bright, open living area featuring stylish flooring, custom shelving, and abundant natural light. The formal dining room is ideal as a dining space or a convenient home office. The kitchen offers durable tile flooring, plenty of cabinetry, stainless-steel appliances, a pantry, and a breakfast nook. The main-level primary suite provides privacy, complete with an en-suite bathroom, walk-in closet, and peaceful views of the backyard. One of the home's standout features is the spacious sunroom, with vaulted ceilings and large windows providing panoramic views of the waterfront. Double doors lead from this tranquil space to the composite deck, perfect for outdoor entertaining, grilling, or relaxing by the water. Two additional bedrooms (one featuring sliders leading to the deck), a full bath, and a laundry room with storage cabinets complete the main level. Upstairs, a generous bedroom and additional full bath create an excellent guest suite or private living area. The flexible bonus room easily serves as a fifth bedroom, recreation area, or hobby space. Outside, you'll enjoy the maintenance-free deck, featuring a relaxing swing ideal for quiet moments or large gatherings. The stamped-concrete patio extends your outdoor living space even further. Additional highlights include walk-in closets, walk-in attic storage, attached three-car garage, and ample driveway parking. Updates since 2021 include freshly painted interior, exterior, and garage; updated flooring throughout much of the main level; replaced interior and exterior light fixtures; new guest bathroom toilet on the main level; newly added stamped concrete patio; refreshed landscaping; updated electrical outlets throughout; new GE stainless-steel appliances; custom closet door and shelving in the main-level bedrooms; and custom shelving in the living room. Don't miss the opportunity to make this picturesque waterfront property your new home!

Last Agent to Sell the Property

Emily Floyd

Coldwell Banker Classic Real Estate License #471019199 Listed on: 06/23/2025

Coldwell Banker Classic Real Estate

Last Buyer's Agent

Emily Floyd

Coldwell Banker Classic Real Estate License #471019199 Listed on: 06/23/2025

Coldwell Banker Classic Real Estate
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,946

Year Built

  • Built in 1991

Lot Details

  • 33,106 Sq Ft Lot
  • Waterfront
  • Property has an invisible fence for dogs

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding
  • Stone

Interior Spaces

  • 2,973 Sq Ft Home
  • 1-Story Property
  • Sun or Florida Room
  • Lake Views
  • Crawl Space
  • Pull Down Stairs to Attic
  • Laundry on main level

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Lake Privileges
  • Deck
  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Fox Lake Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 02-2-15132-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,946

Year Built

Built in 1991

Lot Details

0.76 Acres

HOA Fees

$21 per month

Parking

3

Listing Details

  • Above Grade Finished Sq Ft: 2973.0
  • Lot Size Acres: 0.76
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Subdivision Name: Fox Lake Estates
  • Year Built: 1991
  • Road Frontage Type: Waterfront
  • Water Body Name: Fox Lake
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Built-In, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
  • Has Basement: Crawl Space
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Area, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Pantry, Pull Down Attic Stairs, Walk-In Closet(s)
  • Fireplace: No
  • Stories: 1

Exterior Features

  • Construction Type: Stone, Wood Siding
  • Exterior Features: Deck
  • Roof: Asphalt, Shingle
  • Fencing: Pet Fence
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake Privileges
  • Waterfront: No
  • Foundation Details: Crawlspace
  • Patio And Porch Features: Enclosed, Front Porch, Four Season, Open, Patio, Deck

Garage/Parking

  • Garage Spaces: 3.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas, Solar
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 21.0

Schools

  • Junior High Dist: Charleston Dist. 1

Lot Info

  • Lot Size Sq Ft: 33106.0
  • Parcel #: 02-2-15132-000
  • Zoning: RES

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6946.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 23, 2025
Closed on
Sep 4, 2025
Sold by
Bought by
Seller's Agent
Emily Floyd
Coldwell Banker Classic Real Estate
Buyer's Agent
Emily Floyd
Coldwell Banker Classic Real Estate
List Price
$415,000
Sold Price
$415,000
Views
20
Current Estimated Value
$406,040

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,960
Avg. Annual Appreciation
-2.37%

Purchase Details

Closed on
Feb 25, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
0.45%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$415,000 None Listed On Document
$230,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $184,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/05/2025 09/05/25 Sold $415,000 0.0% $140 / Sq Ft
06/26/2025 06/26/25 Pending -- -- --
06/23/2025 06/23/25 For Sale $415,000 -- $140 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,379 $134,806 $16,365 $118,441
2024 $6,946 $89,515 $14,850 $74,665
2023 $6,855 $81,749 $13,562 $68,187
2022 $6,855 $80,398 $13,338 $67,060
2021 $6,099 $77,157 $12,800 $64,357
2020 $6,432 $82,560 $15,880 $66,680
2019 $6,292 $79,684 $15,327 $64,357
2018 $6,225 $79,684 $15,327 $64,357
2017 $6,143 $79,684 $15,327 $64,357
2016 $6,091 $79,684 $15,327 $64,357
2015 $6,044 $79,684 $15,327 $64,357
2014 $6,044 $79,684 $15,327 $64,357
2013 $6,044 $79,684 $15,327 $64,357
Source: Public Records

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6252360

APN: 02-2-15132-000

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