NOT LISTED FOR SALE

515 165th St Hammond, IN 46324

Estimated Value: $111,000 - $116,159

2 Beds
1 Bath
926 Sq Ft
$122/Sq Ft Est. Value

Sale Details

Date Sold: January 2, 2026

Last sale price $110,000 $119 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $674 / mo

16 Days on Market

Highlights

  • No HOA
  • Crown Molding
  • 1-Story Property
  • Neighborhood Views
  • Living Room
  • Forced Air Heating System

About This Home

As of January 2026

Looking for something affordable without sacrificing charm? This classic bungalow delivers! You'll love the hardwood flooring, crown moulding, and the wide doorway between the living and dining rooms that creates a bright, open feel--perfect for gatherings. The home also includes a dry, unfinished basement and a private backyard, with all appliances included. Conveniently located with quick access to the expressway, it's great for commuters. Whether you're seeking a comfortable home with a low mortgage payment or an addition to your investment portfolio, this one is definitely worth a closer look.

Last Agent to Sell the Property

Michelle Cowling

@properties/Christie's Intl RE License #RB14039517 Listed on: 11/14/2025

@properties/Christie's Intl RE

Last Buyer's Agent

Tamara Radkay

Real People Realty, Inc. License #RB14016105

Real People Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $857

Year Built

  • Built in 1921

Lot Details

  • 4,750 Sq Ft Lot
  • Fenced

Parking

  • 1 Car Garage

Interior Spaces

  • 926 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Living Room
  • Dining Room
  • Neighborhood Views
  • Microwave
  • Basement

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Hype Park Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 450601457028000023
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Est. Annual Taxes

$857

Year Built

Built in 1921

Lot Details

4,750 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1921
  • Reso Property Sub Type: Single Family Residence
  • ResoLotFeatures: Private
  • Reso View: Neighborhood
  • Co List Office Mls Id: NRA2041
  • Subdivision Name: Hype Park Add
  • Above Grade Finished Sq Ft: 926
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • AuctionYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Refrigerator, Range, Microwave
  • Interior Amenities: Crown Molding
  • Basement: Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Exterior Features: Private Yard
  • Fencing: Fenced
  • Acres: 0.109
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 4750
  • Parcel #: 450601457028000023

Tax Info

  • Year: 2024
  • Tax Annual Amount: 857

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2025
Closed on
Jan 2, 2026
Sold by
Ruthven Daniel J
Bought by
Cardona Yesica S Torres and Garcia-Angel Jose D
Seller's Agent
Michelle Cowling
@properties/Christie's Intl RE
Buyer's Agent
Tamara Radkay
Real People Realty, Inc.
List Price
$115,000
Sold Price
$110,000
Premium/Discount to List
-$5,000
-4.35%
Views
55
Current Estimated Value
$113,290

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,290
Avg. Annual Appreciation
9.05%
Original Mortgage
$82,500
Outstanding Balance
$82,422
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$30,868

Purchase Details

Closed on
Jan 14, 2011
Sold by
Jakubas Walter J and Trust #515
Bought by
Ruthven Daniel J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,381
Interest Rate
4.37%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cardona Yesica S Torres -- Proper Title
Ruthven Daniel J -- Northwest Indiana Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cardona Yesica S Torres $82,500
Previous Owner Ruthven Daniel J $58,381
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/02/2026 01/02/26 Sold $110,000 -4.3% $119 / Sq Ft
11/30/2025 11/30/25 Pending -- -- --
11/14/2025 11/14/25 For Sale $115,000 -- $124 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $880 $94,800 $19,600 $75,200
2024 $3,604 $82,500 $19,000 $63,500
2023 $742 $75,400 $19,000 $56,400
2022 $777 $71,800 $19,000 $52,800
2021 $710 $59,900 $9,500 $50,400
2020 $618 $53,500 $9,500 $44,000
2019 $729 $49,300 $11,800 $37,500
2018 $638 $45,500 $11,800 $33,700
2017 $707 $45,500 $11,800 $33,700
2016 $627 $45,300 $11,800 $33,500
2014 $527 $46,800 $11,800 $35,000
2013 $515 $47,200 $11,800 $35,400
Source: Public Records

Agents Affiliated with this Home

  • Michelle Cowling

    Seller's Agent in 2026

    Michelle Cowling

    @ Properties

    (219) 306-0573

    11 in this area

    79 Total Sales

    Michelle Cowling
    Section Image
  • Tamara Radkay

    Buyer's Agent in 2026

    Tamara Radkay

    Real People Realty, Inc.

    (815) 679-0477

    1 in this area

    67 Total Sales

    Tamara Radkay
    Section Image
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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 830802

Northwest Indiana Association of REALTORS®

APN: 45-06-01-457-028.000-023

Indiana Lake County Hammond 46324

515 165th St, Hammond, IN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Copyright 2026 Multiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Northwest Indiana Association of REALTORS® as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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