$359,900
$40K PRICE DROP

515 Bahia Beach Blvd Ruskin, FL 33570

Ruskin Area

Estimated payment $3,568/month

Total Views 2,104
2 Beds
2.5 Baths
1,258 Sq Ft
$286 Price per Sq Ft

Highlights

  • 25 Feet of Salt Water Canal Waterfront
  • Access To Marina
  • Open Floorplan
  • Marina View
  • Fitness Center
  • High Ceiling

About This Home

Welcome to coastal living in the highly sought-after Little Harbor community! This well-appointed 2-bedroom, 2.5-bathroom townhome offers the perfect blend of lifestyle, flexibility, and income potential—ideal as a primary residence, vacation getaway, or short-term rental investment. Wake up to tranquil canal and marina views from your private lanai, where frequent dolphin sightings and breathtaking waterfront scenery create the perfect backdrop for your morning coffee. Just a short stroll away, enjoy Little Harbor's private beach and spectacular sunsets over Tampa Bay. Little Harbor is more than a community—it's a waterfront lifestyle. Residents and guests enjoy an impressive array of resort-style amenities, including a community pool, fitness center, pickleball courts, full-service marina, and access to boat and jet ski rentals. Spend your days lounging by the pool, relaxing on the beach, exploring Tampa Bay by boat, or enjoying the many recreational opportunities throughout the community. On-site dining options include popular waterfront destinations such as Hooks Bar & Grill and Sunset Grill, where you can enjoy waterfront dining, tropical drinks, and live music while taking in beautiful bay views. Important Disclosure (Updated as of March 31, 2026):
The seller has submitted an application for a potential private dock, which is currently under review with the appropriate authorities. The dock is not approved, not permitted, and not constructed. Approval is not guaranteed. Buyers are strongly encouraged to conduct their own independent due diligence with the county and all applicable regulatory agencies to verify the status, requirements, timelines, and feasibility prior to purchase. Whether you're looking to generate rental income, enjoy a personal waterfront retreat, or embrace the coastal resort lifestyle, this property offers exceptional value in one of Tampa Bay's premier waterfront communities.

Listing Agent

Michael Simpkins

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3265232 Listed on: 04/06/2026

LPT REALTY, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $8,243

Year Built

  • Built in 2006

Lot Details

  • 1,356 Sq Ft Lot
  • 25 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • West Facing Home

HOA Fees

Parking

  • 2 Car Garage

Property Views

  • Marina
  • Canal

Home Design

  • Block Foundation
  • Metal Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 1,258 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • High Ceiling
  • Great Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry in unit
  • Dryer

Outdoor Features

  • Access To Marina
  • Access to Saltwater Canal

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, insurance, maintenance structure, ground maintenance, private road, recreational facilities, trash, water
  • Community First Association Management Association
  • Little Harbor Association
  • Bahia Beach Twnhms Ph 1A Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Restaurant

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool
  • Park

Pet Policy

  • No Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$8,243

Year Built

Built in 2006

Lot Details

1,356 Sq Ft Lot

HOA Fees

$926 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Insurance, Maintenance Structure, Maintenance Grounds, Private Road, Recreational Facilities, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 1258
  • Lot Size Acres: 0.03
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 1258
  • Lot Size Sq Ft: 1356
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 116.87
  • Escrow City: tampa
  • Escrow State: FL
  • Escrow Street Name: N Lois Ave Suite 710
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 286.09
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Other
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Dock,Fishing,Water Access,Waterfront
  • Attribution Contact: 877-366-2213
  • Tax Year: 2025
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: High Ceilings, Open Floorplan
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range
  • Foundation Details: Block
  • Total Bedrooms: 2
  • Levels: Two
  • Stories: 3
  • Living Area Meters: 116.87

Exterior Features

  • Direction Faces: West
  • Exterior Features: Sidewalk, Tennis Court(s)
  • Roof: Metal
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater,Marina
  • Water Frontage Feet Canal Salt: 25
  • Water View: Canal,Marina
  • Water View YN: 1
  • Waterfront Feet Total: 25
  • Flood Zone Panel: 12057C0651J

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fitness Center, Golf Carts OK, Park, Pool, Restaurant, Sidewalks
  • Association Amenities: Fitness Center, Pool, Tennis Court(s)
  • Association Fee: 751
  • Association Fee Frequency: Monthly
  • Association Name: Community First Association Management
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 175
  • Association #2 Fee Frequency: Monthly
  • Association: Little Harbor
  • Association 2 YN: 1
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 11112.00
  • Total Monthly Fees: 926.00
  • Monthly HOA Amount: 751.00

Lot Info

  • Zoning: PD
  • Parcel Number: U-02-32-18-63Z-000002-00004.0
  • Additional Parcels: No
  • Lot Features: FloodZone
  • Flood Zone Code: AE

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: No
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 8242.97
  • Tax Block: 2
  • Tax Book Number: 94-32
  • Tax Lot: 4

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,835 $270,223 $27,022 $243,201
2024 $7,835 $312,155 $31,215 $280,940
2023 $7,506 $282,769 $28,277 $254,492
2022 $6,566 $246,137 $24,614 $221,523
2021 $6,109 $197,590 $19,759 $177,831
2020 $5,884 $182,764 $18,276 $164,488
2019 $5,862 $178,566 $17,857 $160,709
2018 $5,733 $169,135 $0 $0
2017 $5,385 $154,579 $0 $0
2016 $5,217 $132,415 $0 $0
2015 $5,143 $120,377 $0 $0
2014 $5,046 $109,434 $0 $0
2013 -- $99,485 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/18/2026 04/18/26 Price Changed $359,900 -10.0% $286 / Sq Ft
04/06/2026 04/06/26 For Sale $399,900 +70.2% $318 / Sq Ft
10/11/2017 10/11/17 Off Market $235,000 -- --
07/12/2017 07/12/17 Sold $235,000 -2.1% $187 / Sq Ft View Prior Sale
05/26/2017 05/26/17 Pending -- -- --
03/11/2017 03/11/17 For Sale $240,000 -- $191 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $235,000 Attorney
Special Warranty Deed $458,800 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $176,250 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8492369

Stellar MLS

APN: U-02-32-18-63Z-000002-00004.0

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