$1,260,000

515 Useppa Useppa Island, FL 33924

Estimated payment $7,556/month

Total Views 111
3 Beds
2 Baths
1,708 Sq Ft
$738 Price per Sq Ft

Highlights

  • Marina
  • Community Boat Dock
  • Fitness Center
  • Sanibel Elementary School Rated A-
  • Attached Guest House
  • Mangrove Front

About This Home

Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space and the relaxed elegance synonymous with island living. This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing. The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, and replacement of the water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future. The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida. Laguna Cottage offers an opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.

Listing Agent

Jim Fischer

Century 21 Sunbelt Realty License #258007152 Listed on: 05/26/2026

Century 21 Sunbelt Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,839

Year Built

  • Built in 1980

Lot Details

  • 2,614 Sq Ft Lot
  • Lot Dimensions are 33 x 92 x 28 x 91
  • Home has North and South Exposure
  • Sprinkler System
  • Property is zoned RM-2

Property Views

  • Bay
  • Woods

Home Design

  • Villa
  • Entry on the 1st floor
  • Pillar, Post or Pier Foundation
  • Raised Foundation
  • Wood Frame Construction
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,708 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Built-In Features
  • Fireplace
  • Combination Dining and Living Room
  • Home Office
  • Tile Flooring

Kitchen

  • Gas Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Wine Cooler
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Split Bedroom Floorplan
  • Guest Quarters
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only
  • Separate Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • High Impact Door
  • Fire and Smoke Detector

Parking

  • Driveway
  • Unpaved Parking
  • Golf Cart Parking

Outdoor Features

  • Mangrove Front
  • Balcony
  • Deck
  • Open Patio
  • Outdoor Gas Grill
  • Porch

Additional Homes

  • Attached Guest House

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Not Available

Listing and Financial Details

  • Legal Lot and Block 15 / 3
  • Assessor Parcel Number 09-44-21-02-00003.0000

Community Details

Overview

  • No Home Owners Association
  • Association fees include road maintenance, street lights, trash
  • Private Membership Available
  • Association Phone (239) 283-1061
  • Useppa Island Subdivision

Amenities

  • Restaurant

Recreation

  • Community Boat Dock
  • Marina
  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,839

Year Built

Built in 1980

Lot Details

2,614 Sq Ft Lot

Listing Details

  • Property Sub Type: Attached
  • Prop. Type: Residential
  • Lot Size Acres: 0.06
  • Lot Size: 33 x 92 x 28 x 91
  • Ownership: Single Family
  • Subdivision Name: USEPPA ISLAND
  • Directions: This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
  • Architectural Style: Two Story, Duplex
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: No
  • Unit Levels: Two
  • Property Attached Yn: Yes
  • Building Stories: 2
  • Structure Type: Duplex
  • Year Built: 1980
  • Property Sub Type Additional: Attached,Duplex,Villa
  • Exposures: North
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dryer, Dishwasher, Freezer, Gas Cooktop, Disposal, Microwave, Refrigerator, Wine Cooler, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Flooring: Other, Tile
  • Interior Amenities: Built-in Features, Bedroom on Main Level, Fireplace, Living/Dining Room, Other, See Remarks, Shower Only, Separate Shower, Tub Shower, Window Treatments, Home Office, Split Bedrooms
  • Living Area: 1708.0
  • Dining Room Type: Bathroom, Den, Guest Quarters, Office, Other
  • Stories: 2
  • Window Features: Other, Impact Glass, Window Coverings

Exterior Features

  • Lot Features: Other, Sprinklers Automatic
  • Pool Features: Community
  • Pool Private: No
  • View: Bay, Landscaped, Mangroves, Trees/Woods, Water
  • View: Yes
  • Waterfront Features: Bayfront, Across the Road Water Frontage
  • Waterfront: Yes
  • Disclosures: Deed Restriction, Owner Has Flood Insurance, RV Restriction(s)
  • Construction Type: Vinyl Siding, Wood Frame
  • Direction Faces: South
  • Exterior Features: Deck, Security/High Impact Doors, Sprinkler/Irrigation, Outdoor Grill, Other, Patio, Gas Grill
  • Foundation Details: Pillar/Post/Pier, Raised
  • Other Structures: Guest House Attached
  • Patio And Porch Features: Balcony, Deck, Open, Patio, Porch
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Parking Features: Driveway, Golf Cart Garage, Unpaved

Utilities

  • Laundry Features: Inside
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Zoned
  • Cooling Y N: Yes
  • Heating: Central, Electric, Zoned
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Not Available, Natural Gas Available, High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Boat Facilities, Street Lights
  • Senior Community: No
  • Amenities: Bocce Court, Boat Dock, Marina, Fitness Center, Other, Pickleball, Private Membership, Pool, Restaurant, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s)
  • Phone: 239-283-1061
  • Association: No
  • Pets Allowed: Call, Conditional

Fee Information

  • Association Fee Includes: Other, Road Maintenance, Street Lights, Trash

Lot Info

  • Parcel #: 09-44-21-02-00003.0000
  • Zoning Description: RM-2

Multi Family

  • Number Of Units In Community: 2

Tax Info

  • Tax Annual Amount: 8838.87
  • Tax Block: 3
  • Tax Lot: 15
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/26/2026 05/26/26 For Sale $1,260,000 -- $738 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 2026022591

Florida Gulf Coast Multiple Listing Service
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