Kathy Wolfe
Keller Williams Distinctive RE
(859) 888-1955
51 Total Sales
3 in Downtown Covington
$140K - $375K Price Range
515 W 9th St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $469,000 - $506,000
4
Beds
4
Baths
3,022
Sq Ft
$164/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Wood Flooring
- High Ceiling
- Traditional Architecture
- 3 Fireplaces
- Granite Countertops
About This Home
As of March 2026Welcome to 515 W 9th Street, a truly exceptional home in the heart of Mainstrasse Village—Covington's most sought-after, walkable neighborhood filled with charm, shops, restaurants, and nightlife. Just minutes to downtown Cincinnati and only 12 minutes to CVG, this location is unbeatable.
Offering over 3,000 sq ft of above-grade living space, this home perfectly blends historic character with modern comfort. The updated kitchen features stainless steel appliances and a large bar with seating for up to five, making it the ideal space for entertaining or casual everyday living. Original hardwood floors grace the kitchen and living room, complemented by soaring ceilings across the first and second floors and stunning transom windows above many doorways that showcase the home's timeless architecture.
The owner's wing is a private retreat, complete with a spacious bedroom with fireplace, a gorgeous spa-like bath featuring an incredible shower, and a custom-built closet that is truly a dream come true.
With 4 bedrooms and 4 full baths, there is plenty of space for guests, work-from-home needs, or multi-generational living.
Step outside to your own zen-like backyard oasis—beautiful gardens, a cozy firepit area, full privacy fencing, and a private gate leading directly to the home. Major updates provide peace of mind, including two HVAC systems (2020), new windows (2020), and a water heater (2018).
A rare Mainstrasse gem combining space, style, and unbeatable location—don't miss it! *OPEN HOUSE SATURDAY 2/14/26 12-2*
Last Agent to Sell the Property
eXp Realty, LLC License #221066 Listed on: 02/12/2026
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Home Details
Home Type
- Single Family
Lot Details
- 2,500 Sq Ft Lot
- Property is Fully Fenced
- Wood Fence
- Level Lot
- Private Yard
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Stone Foundation
- Slate Roof
- Membrane Roofing
- Aluminum Siding
Interior Spaces
- 3,022 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Dry Bar
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- 3 Fireplaces
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Double Hung Windows
- Wood Frame Window
- Panel Doors
- Family Room
- Living Room
- Storage
- Neighborhood Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Dressing Area
- 4 Full Bathrooms
- Double Vanity
- Shower
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Basement Storage
Outdoor Features
- Covered Patio or Porch
- Fire Pit
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Multiple cooling system units
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 12, 2026
Closed on
Mar 11, 2026
Sold by
Bought by
Seller's Agent
Shelley Helton
eXp Realty, LLC
Buyer's Agent
Kim Hermann
Huff Realty - CC
List Price
$509,900
Sold Price
$495,000
Premium/Discount to List
-$14,900
-2.92%
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$487
Avg. Annual Appreciation
-0.25%
Purchase Details
Closed on
Jun 17, 2022
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,500
Interest Rate
5.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 11, 2020
Sold by
Bought by
Purchase Details
Closed on
Jul 20, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 14, 2005
Sold by
Bought by
Purchase Details
Closed on
Jun 21, 2004
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Kathy Wolfe
-
Mindy Hearne
Mindy Hearne
Ashcraft Real Estate Services
(859) 888-1408
22 Total Sales
1 in Downtown Covington
$480,000 Price
-
Shelli Stinson
Shelli Stinson
eXp Realty LLC
(859) 757-0169
131 Total Sales
2 in Downtown Covington
$200K - $275K Price Range
-
Doug Mayberry
Doug Mayberry
Huff Realty - Florence
(859) 600-6390
180 Total Sales
1 in Downtown Covington
$470,000 Price
-
Martha Works Larsen
Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
196 Total Sales
1 in Downtown Covington
$255,000 Price
-
Tracy Winkler
Tracy Winkler
Comey & Shepherd
(513) 808-9789
158 Total Sales
2 in Downtown Covington
$400K - $540K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $495,000 | None Listed On Document | ||
| $290,000 | New Title Company Name | ||
| $140,000 | None Available | ||
| $60,000 | Cambridge Land Title Agency | ||
| $45,000 | Lawyers Title Cincinnati Inc | ||
| $30,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $275,500 | ||
| Previous Owner | $8,800 | ||
| Previous Owner | $66,000 | ||
| Previous Owner | $48,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/11/2026 03/11/26 | Sold | $495,000 | -2.9% | $164 / Sq Ft |
| 02/16/2026 02/16/26 | Pending | -- | -- | -- |
| 02/12/2026 02/12/26 | For Sale | $509,900 | -- | $169 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,843 | $290,000 | $5,000 | $285,000 |
| 2024 | $3,814 | $290,000 | $5,000 | $285,000 |
| 2023 | $3,863 | $290,000 | $5,000 | $285,000 |
| 2022 | $2,535 | $190,000 | $5,000 | $185,000 |
| 2021 | $2,168 | $140,000 | $5,000 | $135,000 |
| 2020 | $967 | $60,000 | $5,000 | $55,000 |
| 2019 | $978 | $60,000 | $5,000 | $55,000 |
| 2018 | $997 | $60,000 | $5,000 | $55,000 |
| 2017 | $1,011 | $60,000 | $5,000 | $55,000 |
| 2015 | $1,490 | $60,000 | $5,000 | $55,000 |
| 2014 | $1,318 | $60,000 | $5,000 | $55,000 |
Source: Public Records
Agents Affiliated with this Home
-
Shelley Helton
Seller's Agent in 2026
Shelley Helton
eXp Realty, LLC
(859) 462-7036
18 in this area
226 Total Sales
-
Kim Hermann
Buyer's Agent in 2026
Kim Hermann
Huff Realty - CC
(859) 468-6429
2 in this area
237 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 639822
APN: 040-44-17-003.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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