NOT LISTED FOR SALE

517 Water St Otsego, MI 49078

Estimated Value: $211,000 - $251,000

3 Beds
2 Baths
1,033 Sq Ft
$229/Sq Ft Est. Value

Last Sold January 10, 2025

Last sale price $222,900 $216 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $1,405/month

5 Days on Market

Highlights

  • Deck
  • Gazebo
  • Eat-In Kitchen
  • Otsego High School Rated 9+
  • 1 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of January 2025

Welcome to this cozy 3-bedroom, 2-bath home in the City of Otsego. Located on a dead-end street this ranch style home is ready for you to move right in and make it your own! Outside offers fenced backyard with a deck and gazebo storage shed and a one-car garage. Kitchen is open to living room and includes all appliances. The main floor laundry is an added bonus. Home is just a short distance to schools and is close to shopping/dining in town. It's perfect for anyone seeking comfort and easy access to everything. Schedule your showing today!

Last Agent to Sell the Property

Amie Proctor

eXp Realty LLC License #6501335296 Listed on: 12/04/2024

eXp Realty LLC

Last Buyer's Agent

Ron Webb

Coldwell Banker Woodland Schmidt License #6501204162

Coldwell Banker Woodland Schmidt

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,177

Year Built

  • Built in 1996

Lot Details

  • 7,754 Sq Ft Lot
  • Lot Dimensions are 79 x 98
  • Back Yard Fenced

Parking

  • 1 Car Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,033 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Gazebo
  • Shed
  • Storage Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,177

Year Built

Built in 1996

Lot Details

7,754 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1996
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 212.88
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 79 x 98
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1033.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 2177.45
  • Waterfront Options:Water Access YN: No
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 1033.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Fencing:Fenced Back: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • LivingArea: 1033.0
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 219900.0
  • Other Structures: Shed(s)
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Gazebo: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.18
  • Lot Size Area: 0.18
  • Lot Dimensions: 79 x 98
  • Lot Size Sq Ft: 7754.0

Tax Info

  • Tax Annual Amount: 2177.45
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2024
Closed on
Jan 10, 2025
Sold by
Mendoza David
Bought by
Mendoza David and Mendoza Ivelis L
Seller's Agent
Amie Proctor
eXp Realty LLC
Buyer's Agent
Ron Webb
Coldwell Banker Woodland Schmidt
List Price
$219,900
Sold Price
$222,900
Premium/Discount to List
$3,000
1.36%
Views
11
Current Estimated Value
$236,851

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,951
Avg. Annual Appreciation
5.67%
Original Mortgage
$218,862
Outstanding Balance
$216,503
Interest Rate
6.69%
Mortgage Type
FHA
Estimated Equity
$20,348

Purchase Details

Closed on
Nov 26, 2003
Sold by
Voi Group Llc
Bought by
Lively Billy and Stam Sandy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,120
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 3, 2003
Sold by
Hud
Bought by
Voi Group Llc

Purchase Details

Closed on
Mar 12, 2003
Sold by
Countrywide Home Loans Inc
Bought by
Hud

Purchase Details

Closed on
Sep 5, 2002
Sold by
Oxford Bobby A and Oxford Melissa D
Bought by
Countrywide Home Loans Inc

Purchase Details

Closed on
Sep 10, 1998
Sold by
Glaspie Robert L
Bought by
Oxford Bobby A and Oxford Melissa D

Purchase Details

Closed on
Sep 8, 1998
Sold by
Glaspie Robert L
Bought by
Oxford Bobby and Oxford Melissa

Purchase Details

Closed on
Jun 5, 1997
Sold by
Vandenberg Dale E and Vandenberg Theresa A
Bought by
Glaspie Robert L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mendoza David -- Lakeshore Title
Mendoza David $222,900 Chicago Title
Lively Billy $96,000 Devon Title Agency
Voi Group Llc -- --
Hud -- --
Countrywide Home Loans Inc $81,735 --
Oxford Bobby A $79,900 --
Oxford Bobby $79,900 --
Glaspie Robert L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mendoza David $218,862
Previous Owner Lively Billy $93,120
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/10/2025 01/10/25 Sold $222,900 +1.4% $216 / Sq Ft
12/09/2024 12/09/24 Pending -- -- --
12/04/2024 12/04/24 For Sale $219,900 -- $213 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,214 $113,000 $7,500 $105,500
2024 $1,897 $101,700 $4,500 $97,200
2023 $2,112 $91,500 $4,200 $87,300
2022 $1,897 $82,300 $4,200 $78,100
2021 $1,891 $78,000 $4,200 $73,800
2020 $1,864 $66,500 $4,200 $62,300
2019 $1,813 $57,500 $4,200 $53,300
2018 $1,767 $43,400 $4,200 $39,200
2017 $0 $42,400 $6,400 $36,000
2016 $0 $42,200 $6,400 $35,800
2015 -- $42,200 $6,400 $35,800
2014 $1,700 $40,900 $11,200 $29,700
2013 $1,700 $38,200 $11,400 $26,800
Source: Public Records

Agents Affiliated with this Home

  • Amie Proctor

    Seller's Agent in 2025

    Amie Proctor

    eXp Realty LLC

    (269) 806-9218

    9 in this area

    41 Total Sales

    Amie Proctor
    Section Image
  • Ron Webb

    Buyer's Agent in 2025

    Ron Webb

    Coldwell Banker Woodland Schmidt

    (616) 291-2782

    3 in this area

    223 Total Sales

    Ron Webb
    Section Image
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Map

Source: MichRIC

MLS Number: 24061721

MichRIC

APN: 54-022-030-10

Michigan Allegan County Otsego 49078

517 Water St, Otsego, MI

Not Listed for Sale

Detached

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MichRIC Information is deemed reliable but not guaranteed.
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