NOT LISTED FOR SALE

518 Calle Montecito Unit 95 Oceanside, CA 92057

North Valley Neighborhood

Estimated Value: $426,000 - $434,422

2 Beds
2 Baths
856 Sq Ft
$340 / mo HOA Fee

Sale Details

Date Sold: September 19, 2022

Last sale price $428,000 $500 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,126 / mo

16 Days on Market

Highlights

  • 6.97 Acre Lot
  • Living Room
  • Level Lot
  • Formal Dining Room

About This Home

As of September 2022

Welcome to 518 Calle Montecito #95 — a cheerful, ground-level 2 bedroom, 2 bathroom condo in the popular Lakeshore Villas community! This inviting home offers a smart, comfortable layout, including a primary suite with a roomy walk-in closet and a bright living area highlighted by a stylish stacked-stone accent wall that adds great texture and personality. Brand-new laminate flooring (installed January 2025) gives the space a fresh, modern feel throughout. The kitchen features stainless steel appliances, and just outside your patio door, you’ll find your own private enclosed laundry closet with a washer and dryer—a huge convenience. This building is wonderfully positioned near the lake, making it easy to step outside and enjoy the open green space, community paths, and the relaxing atmosphere around Libby Lake. Lakeshore Villas offers a pool, hot tub, and quiet setting, along with convenient parking and an active neighborhood vibe. Parks, sports courts, a skate area, playgrounds, and hiking trails are all right here in North Valley—perfect for staying active and enjoying the outdoors. Upbeat, low-maintenance, and surrounded by nature—this is the Oceanside lifestyle at its easiest.

Last Agent to Sell the Property

Ben Braksick

Opendoor Brokerage Inc. License #02120512 Listed on: 07/26/2022

Opendoor Brokerage Inc.

Co-Listed By

MELISSA WESTFALL

OPENDOOR BROKERAGE INC. License #01879498

Last Buyer's Agent

Ian Jensen

eXp Realty of California, Inc. License #02090849

eXp Realty of California, Inc.

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1985

Lot Details

  • 6.97

HOA Fees

  • $340 Monthly HOA Fees

Home Design

  • Entry on the 2nd floor
  • Shingle Roof
  • Stucco Exterior

Interior Spaces

  • 856 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Formal Dining Room
  • Washer Hookup

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Schools

  • Oceanside Unified School District Elementary School

Utilities

  • Heating System Uses Natural Gas
  • Private Water Source

Community Details

  • Association fees include common area maintenance
  • 8 Units
  • Lakeshore Villas HOA, Phone Number (760) 635-1405
  • Lakeshore Villas Community

Listing and Financial Details

  • Assessor Parcel Number 157-560-10-23

Property Details

Home Type

Condominium

Year Built

Built in 1985

Lot Details

6.97 Acres

HOA Fees

$340 per month

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Coastal North
  • Cross Street: San Luis Rey Mission Expy and
  • Neighborhood: unknown
  • LP / Sq Ft: 476.64
  • Price Per Sq Ft: 500.0
  • SP/ Sq Ft: 500.0
  • Stories: 1 Story
  • Stories In Building: 2
  • Ownership: Condominium
  • Total Stories: 1
  • Year Built: 1985
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Microwave, Counter Top
  • Searchable Rooms: Dining Room/Separate, MBR Entry Level, Kitchen, Living Room, Master Bedroom, Master Bathroom
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 11x14
  • Full Bathrooms: 2
  • Estimated Sq Ft: 856
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Stucco
  • Roof: Shingle

Utilities

  • Laundry Utilities: Washer Hookup
  • Sewer/Septic: Sewer Connected
  • Water: Private
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Complex Name: Lakeshore Villas
  • Units In Building: 8
  • Total Number of Units: 150
  • Home Owner Association: Lakeshore Villas HOA
  • Home Owner Association Fee Includes: Common Area Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 340.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 7606351405

Association/Amenities

  • Entry Level Unit: 2

Schools

  • Elementary School: Oceanside Unified School District
  • Elementary School Website: http://www.oside.k12.ca.us/

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 157-560-10-23
  • Estimated Lot Sq Ft: 303705
  • Estimated Number of Acres: 6.97
  • Map Code Column: J
  • Map Code Page: 1066
  • Map Code Row: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 26, 2022
Closed on
Sep 16, 2022
Sold by
Opendoor Property Trust
Bought by
Campanella Samuel Clark
Seller's Agent
Ben Braksick
Opendoor Brokerage Inc.
Buyer's Agent
Ian Jensen
eXp Realty of California, Inc.
List Price
$432,000
Sold Price
$428,000
Premium/Discount to List
-$4,000
-0.93%
Current Estimated Value
$430,856

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,856
Avg. Annual Appreciation
0.18%
Original Mortgage
$437,844
Outstanding Balance
$415,578
Interest Rate
4.99%
Mortgage Type
VA
Estimated Equity
$15,278

Purchase Details

Closed on
Jul 15, 2022
Sold by
Tharp David
Bought by
Opendoor Property Trust

Purchase Details

Listed on
Sep 1, 2021
Closed on
Sep 10, 2021
Sold by
Tharp Sara E
Bought by
Tharp David
Seller's Agent
Anthony Glenn
eXp Realty of California, Inc.
Buyer's Agent
Ian Jensen
eXp Realty of California, Inc.
List Price
$340,000
Sold Price
$345,000
Premium/Discount to List
$5,000
1.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.91%
Original Mortgage
$352,935
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Listed on
Sep 1, 2021
Closed on
Aug 23, 2021
Sold by
Handyduncanson Ryan Emmanuel
Bought by
Tharp David
Seller's Agent
Anthony Glenn
eXp Realty of California, Inc.
Buyer's Agent
Ian Jensen
eXp Realty of California, Inc.
List Price
$340,000
Sold Price
$345,000
Premium/Discount to List
$5,000
1.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,935
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Closed on
Nov 19, 2019
Sold by
Mc Investment Partners Llc
Bought by
Handyduncanson Ryan Emmanuel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,400
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2010
Sold by
Mendoza Carlos A
Bought by
Mc Investment Partners Llc

Purchase Details

Closed on
Aug 18, 2005
Sold by
Guerrero Martha Sanchez
Bought by
Mendoza Carlos A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,910
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 15, 2005
Sold by
Pacifica Libby Lake Lp
Bought by
Mendoza Carlos A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,910
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Campanella Samuel Clark $428,000 --
Opendoor Property Trust $422,500 None Listed On Document
Tharp David -- California Title Company
Tharp David $345,000 California Land Title
Handyduncanson Ryan Emmanuel $260,000 First American Title Company
Mc Investment Partners Llc $83,200 None Available
Mendoza Carlos A -- Stewart Title Of California
Mendoza Carlos A $260,000 Stewart Title Of Ca Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Campanella Samuel Clark $437,844
Previous Owner Tharp David $352,935
Previous Owner Tharp David $352,935
Previous Owner Handyduncanson Ryan Emmanuel $244,400
Previous Owner Mendoza Carlos A $233,910
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2025 11/17/25 For Sale $435,000 +1.6% $508 / Sq Ft
09/19/2022 09/19/22 Sold $428,000 +4.9% $500 / Sq Ft
08/12/2022 08/12/22 Pending -- -- --
08/05/2022 08/05/22 Price Changed $408,000 -5.6% $477 / Sq Ft
07/26/2022 07/26/22 For Sale $432,000 +25.2% $505 / Sq Ft
09/27/2021 09/27/21 Sold $345,000 +1.5% $403 / Sq Ft View Prior Sale
09/01/2021 09/01/21 Pending -- -- --
09/01/2021 09/01/21 For Sale $340,000 -- $397 / Sq Ft
Source: San Diego MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,218 $445,291 $353,736 $91,555
2024 $3,218 $436,560 $346,800 $89,760
2023 $4,775 $428,000 $340,000 $88,000
2022 $3,874 $345,000 $213,953 $131,047
2021 $3,007 $260,672 $161,657 $99,015
2020 $2,915 $258,000 $160,000 $98,000
2019 $1,246 $109,101 $59,718 $49,383
2018 $1,233 $106,963 $58,548 $48,415
2017 $1,210 $104,866 $57,400 $47,466
2016 $1,171 $102,811 $56,275 $46,536
2015 $1,138 $101,267 $55,430 $45,837
2014 $1,095 $99,285 $54,345 $44,940
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 220019330

San Diego MLS

APN: 157-560-10-23

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