$849,999

519 Schmidt Rd Middle River, MD 21220

Estimated payment $5,791/month

Total Views 1,594
4 Beds
4 Baths
2,600 Sq Ft
$327 Price per Sq Ft

Highlights

  • 150 Feet of Waterfront
  • 2 Dock Slips
  • Pier or Dock
  • Primary bedroom faces the bay
  • Beach
  • Parking available for a boat

About This Home

Luxury Waterfront Living with Private Deeded Boat Slip in the exclusive gated community of Waters Edge at Seneca Creek! This former model home is just a few years old and loaded with upgrades, premium finishes, and breathtaking water views from nearly every level. This elegant 4-bedroom, 4-bath home offers over four levels of thoughtfully designed living space. The entry level welcomes you with custom built-ins, ceramic flooring, a spacious two-car garage, abundant storage, and a workshop area with walkout access to the yard. The main living level features an open-concept design with hardwood floors, abundant natural light, and spectacular water views. The gourmet kitchen is appointed with granite countertops, stainless steel Energy Star appliances, a gas range, oversized center island, breakfast area, and 42-inch white shaker cabinetry. Step outside to the expansive 26' x 14' composite deck overlooking Seneca Creek—perfect for entertaining or simply enjoying the stunning water views and natural surroundings. Upstairs, the luxurious primary suite includes a private sitting area with water views and a spa-inspired bath. Two additional generously sized bedrooms, a full bath, and conveniently located laundry complete this level. The top-floor loft provides exceptional flexibility as a bedroom, family room, home office, fitness space, or guest retreat. Complete with a wet bar, half bath, and access to a stunning 16' x 12' rooftop deck, this level offers some of the home's most spectacular waterfront views. Boating enthusiasts will appreciate deeded ownership of Slip #2 at the maintenance free community pier. Improvements include four additional pilings creating 2 slips- one with a 15,000-pound Magnum boat lift, and electrical service for both wet and dry dock capabilities, providing direct access to Seneca Creek and the Chesapeake Bay. Never mow another lawn or pull another weed as your HOA takes care of landscaping and lawn maintenance as well as upkeep of the community's private dock and beach area. Rarely does a home combine luxury finishes, panoramic water views, private boating access, and low-maintenance living so seamlessly. Move-in ready and truly one of the area’s premier waterfront offerings.

Listing Agent

Tina Holmes

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033 Listed on: 06/19/2026

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,741

Year Built

  • Built in 2019

Lot Details

  • 2,743 Sq Ft Lot
  • Lot Dimensions are 40x65
  • 150 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Backs To Open Common Area
  • Cul-De-Sac
  • No Through Street
  • Property is in excellent condition

HOA Fees

  • $472 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • Parking available for a boat

Property Views

  • Harbor
  • River

Home Design

  • Colonial Architecture
  • Coastal Architecture
  • Slab Foundation
  • Advanced Framing
  • Blown-In Insulation
  • Batts Insulation
  • Architectural Shingle Roof
  • Metal Roof
  • Cement Siding
  • HardiePlank Type

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Sliding Doors
  • Insulated Doors
  • Mud Room
  • Entrance Foyer
  • Family Room Off Kitchen
  • Formal Dining Room
  • Workshop

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Gas Oven or Range
  • Range Hood
  • Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • ENERGY STAR Qualified Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Home Security

  • Security Gate
  • Exterior Cameras
  • Flood Lights

Eco-Friendly Details

  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Home Energy Management

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Shared Waterfront
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Lake Privileges
  • Balcony
  • Deck
  • Exterior Lighting

Location

  • Flood Risk

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Water Dispenser
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 04152500015876

Community Details

Overview

  • Association fees include common area maintenance, lawn maintenance, security gate
  • Water's Edge At Seneca Creek HOA
  • Built by Caruso Homes
  • Waters Edge Subdivision, Constellation Floorplan
  • Property Manager

Recreation

  • Pier or Dock
  • 1 Community Docks
  • Beach
  • Fishing Allowed

Additional Features

  • Common Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,741

Year Built

Built in 2019

Lot Details

2,743 Sq Ft Lot

HOA Fees

$472 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 6/19/2026 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 2019
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Energy Star Dishwasher, Energy Star Refrigerator, Exhaust Fan, Icemaker, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Dispenser, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Wet/Dry Bar, Window Treatments, Wood Floors
  • Window Features: Double Pane, Insulated, Low-E
  • Fireplace: No
  • Door Features: Insulated, Sliding Glass
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall
  • Foundation Details: Slab
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Breakfast Room, Laundry, Mud Room, Workshop, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3640
  • Living Area Sq Ft: 2600
  • Price Per Sq Ft: 326.92
  • Above Grade Finished Sq Ft: 2600
  • Above Grade Unfinished Sq Ft: 1040
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Half Bathrooms: 1
  • Upper Level 2 Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Advanced Framing, Batts Insulation, Blown-In Insulation, Cement Siding, Hardiplank Type
  • Exterior Features: Boat Storage, Exterior Lighting, Flood Lights, Private Beach
  • Roof: Architectural Shingle, Metal
  • Spa: No
  • View: Harbor, River, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Seneca Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 150

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Exterior Cameras, Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 471.60
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Common Grounds, Gated Community, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Maintenance, Security Gate
  • HOA Name: WATER'S EDGE AT SENECA CREEK
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Green Features

  • Efficiency: Appliances, Hvac, Home Energy Management, Lighting
  • Green Indoor Air Qlty: Moisture Control, Ventilation
  • Green Water Conservation: Low-Flow Fixtures

Lot Info

  • Lot Features: Backs - Open Common Area, Cul-De-Sac, No Thru Street
  • Lot Size Acres: 0.06
  • Lot Dimensions: 40x65
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2743.00
  • Outdoor Living Structures: Balcony, Deck(s), Roof
  • Property Condition: Excellent
  • Zoning: RES
  • In City Limits: No

Building Info

  • Builder Name: Caruso Homes

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 8741.00
  • Assessor Parcel Number: 04152500015876
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

Multi Family

  • Federal Flood Zone: AE
  • Waterfront Features: Private Dock Site, Sandy Beach, Shared

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/19/2026 06/19/26 For Sale $849,999 +18.9% $327 / Sq Ft
10/14/2022 10/14/22 Sold $715,000 -4.5% $275 / Sq Ft View Prior Sale
09/05/2022 09/05/22 Pending -- -- --
07/20/2022 07/20/22 For Sale $748,900 +10.1% $288 / Sq Ft
06/24/2020 06/24/20 Sold $679,990 0.0% $259 / Sq Ft View Prior Sale
05/06/2020 05/06/20 Price Changed $679,990 -2.8% $259 / Sq Ft
02/24/2020 02/24/20 For Sale $699,366 -- $267 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: MDBC2166406

Bright MLS
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