Margaret Reynolds
RE/MAX Aerospace Realty
(833) 310-6519
65 Total Sales
1 in North Merritt Island
$564,300 Price
520 Apache Trail Merritt Island, FL 32953
North Merritt Island AreaEstimated Value: $912,092 - $953,000
4
Beds
3.5
Baths
3,259
Sq Ft
$287/Sq Ft
Est. Value
Highlights
- Docks
- Home fronts navigable water
- Boat Lift
- Lewis Carroll Elementary School Rated A-
- River Access
- Community Boat Launch
About This Home
As of April 2026Hard to find spacious over 3,000 sq ft WATERFRONT POOL home w/ DIRECT access to the Intercoastal! NO bridges! Custom home surrounded by meticulous homes in the sought after neighborhood of Indian Bay! Roof 2023 new exterior paint & IMPACT windows & doors! Full private suite on the first floor & huge primary suite upstairs w/ river views! 3rd garage bay is under A/C for a perfect gym or hobby/workshop! Beautiful screened pool area w/ new refreshed decking overlooking the sprawling backyard & water! Covered boat dock currently set up to handle a 27' boat & 10,000# lift (but could potentially modify it for an even larger boat) Large foyer entry w/ soaring ceilings & an abundance of natural light greets you as you enter! Large living / dining combo room w/ gas fireplace! Massive kitchen w/ a breakfast bar that can seat all of the family & more! Plus a wonderful nook overlooking the pool & water! Options for laundry upstairs or down! Newer appliances too! Community boat launch! Come see!
Last Agent to Sell the Property
Daignault Realty Inc License #588007 Listed on: 03/28/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,592
Year Built
- Built in 1992
Lot Details
- 17,424 Sq Ft Lot
- Home fronts navigable water
- Property fronts an intracoastal waterway
- Home fronts a canal
- Street terminates at a dead end
- South Facing Home
- Back Yard Fenced
- Chain Link Fence
- Front and Back Yard Sprinklers
HOA Fees
- $54 Monthly HOA Fees
Parking
- 2 Car Garage
Property Views
- River
- Canal
- Pool
Home Design
- Contemporary Architecture
- Shingle Roof
- Block Exterior
- Asphalt
- Stucco
Interior Spaces
- 3,259 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Screened Porch
- High Impact Windows
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- Primary bedroom located on second floor
- Walk-In Closet
- In-Law or Guest Suite
- Separate Shower in Primary Bathroom
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Pool
- Screened Pool
- In Ground Pool
Outdoor Features
- River Access
- No Fixed Bridges
- Boat Lift
- Boat Slip
- Docks
- Patio
Schools
- Carroll Elementary School
- Jefferson Middle School
- Merritt Island High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 23-36-34-51-0000a.0-0004.00
Community Details
Overview
- Sentry Management Association
- Indian Bay Estates Ph II Stage 2 Subdivision
Recreation
- Community Boat Launch
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 28, 2026
Closed on
Apr 21, 2026
Sold by
Ramsey Jeffery and Ramsey Family Trust
Bought by
Seller's Agent
Michelle Daignault-Ives
Daignault Realty Inc
Buyer's Agent
Eleanor Armstrong
Keller Williams at the Parks
List Price
$925,000
Sold Price
$940,000
Premium/Discount to List
$15,000
1.62%
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,096
Avg. Annual Appreciation
-1.12%
Original Mortgage
$490,000
Outstanding Balance
$489,062
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$447,461
Purchase Details
Closed on
Nov 12, 2018
Sold by
Ramsey Jeffery A and Ramsey Michelle L
Bought by
Ramsey Jefrfery A and Ramsey Michelle L
Purchase Details
Listed on
Mar 25, 2010
Closed on
Oct 24, 2012
Sold by
Oliva Carmela
Bought by
Ramsey Jeffery A and Ramsey Michelle L
Seller's Agent
Jason Shinpaugh
Island Tradition Properties
Buyer's Agent
Michelle Daignault-Ives
Daignault Realty Inc
List Price
$549,900
Sold Price
$381,800
Premium/Discount to List
-$168,100
-30.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.69%
Original Mortgage
$381,800
Interest Rate
3.53%
Purchase Details
Closed on
Aug 12, 2002
Sold by
Champon Kathryn J
Bought by
Oliva Jack and Oliva Carmela
Purchase Details
Closed on
Apr 25, 2002
Sold by
Champon Richard A and Champon Kathryn J
Bought by
Champon Kathryn J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
7.18%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
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Margaret Reynolds
-
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Leigh Wartella
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David Hartigan
David Hartigan
Responds QuicklyJASON MITCHELL REAL ESTATE
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $940,000 | International Title & Escrow | ||
| Ramsey Jefrfery A | -- | Attorney | |
| Ramsey Jeffery A | $381,800 | Fidelity Natl Title Fl Inc | |
| Oliva Jack | $410,000 | -- | |
| Champon Kathryn J | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $490,000 | ||
| Previous Owner | Ramsey Jeffery A | $414,000 | |
| Previous Owner | Ramsey Jeffery A | $381,800 | |
| Previous Owner | Oliva Jack | $250,000 | |
| Previous Owner | Oliva Jack | $20,000 | |
| Previous Owner | Champon Kathryn J | $125,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/27/2026 04/27/26 | Sold | $940,000 | +1.6% | $288 / Sq Ft |
| 03/28/2026 03/28/26 | For Sale | $925,000 | -- | $284 / Sq Ft |
Source: Space Coast MLS (Space Coast Association of REALTORS®)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,592 | $438,250 | ||
| 2025 | $5,225 | $426,730 | ||
| 2024 | $5,183 | $414,710 | ||
| 2023 | $5,183 | $402,640 | $0 | $0 |
| 2022 | $4,850 | $390,920 | $0 | $0 |
| 2021 | $5,094 | $379,540 | $0 | $0 |
| 2020 | $5,036 | $374,300 | $0 | $0 |
| 2019 | $5,003 | $365,890 | $0 | $0 |
| 2018 | $5,027 | $359,070 | $0 | $0 |
| 2017 | $5,095 | $351,690 | $0 | $0 |
| 2016 | $5,199 | $344,460 | $160,000 | $184,460 |
| 2015 | $5,374 | $342,070 | $160,000 | $182,070 |
| 2014 | $5,418 | $339,360 | $125,000 | $214,360 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Daignault-Ives
Seller's Agent in 2026
Michelle Daignault-Ives
Daignault Realty Inc
(321) 591-8493
211 Total Sales
-
Eleanor Armstrong
Buyer's Agent in 2026
Eleanor Armstrong
Keller Williams at the Parks
(760) 221-2477
42 Total Sales
-
JS
Seller's Agent in 2012
Jason Shinpaugh
Island Tradition Properties
Map
Source: Space Coast MLS (Space Coast Association of REALTORS®)
MLS Number: 1073177
APN: 23-36-34-51-0000A.0-0004.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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