$279,900

520 Bay St Berlin, MD 21811

Estimated payment $1,642/month

Total Views 8,966
3 Beds
2 Baths
960 Sq Ft
$292 Price per Sq Ft

Highlights

  • Traditional Floor Plan
  • Main Floor Bedroom
  • No HOA
  • Buckingham Elementary School Rated A-
  • Attic
  • Double Door Entry

About This Home

This lovely one-level duplex is located in Berlin, Maryland — a charming small town just minutes from Ocean City and Assateague Island! This 3-bedroom, 2-bath home offers a comfortable and efficient layout with approximately 960 square feet of living space, perfect for year-round living, a vacation getaway, or investment property. Step inside to an cozy and inviting floor plan featuring a living area filled with natural light. The primary bedroom includes a private ensuite bath, offering a quiet retreat at the end of the day. Two additional bedrooms and a full hall bath provide space for guests, a home office, or hobbies. Enjoy the outdoors in the fenced backyard, ideal for small pets, gardening, or relaxing in privacy. A storage shed adds convenience for beach gear, bikes, or lawn tools. Located just outside historic downtown Berlin — voted “America’s Coolest Small Town” — this home provides easy access to shopping, dining, local parks, and area beaches. Don’t miss your opportunity to own an affordable, low-maintenance home in one of the Eastern Shore’s most desirable communities!

Listing Agent

Veronica Bishop

veronica@veronicabishop.com Coastal Resort Sales and Rent License #581658 Listed on: 11/01/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,154

Year Built

  • Built in 1994 | Remodeled in 2023

Lot Details

  • 8,646 Sq Ft Lot
  • Northeast Facing Home
  • Wood Fence
  • Property is in good condition

Parking

  • Off-Street Parking

Home Design

  • Semi-Detached or Twin Home
  • Side-by-Side
  • Entry on the 1st floor
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 960 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Ceiling Fan
  • Double Door Entry
  • Living Room
  • Combination Kitchen and Dining Room
  • Vinyl Flooring
  • Crawl Space
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Home Security

Outdoor Features

  • Shed

Schools

  • Berlin Elementary School
  • Stephen Decatur Middle School
  • Stephen Decatur High School

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • 120/240V
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1B-1
  • Assessor Parcel Number 2403163997

Community Details

Overview

  • No Home Owners Association
  • Non Development Subdivision

Pet Policy

  • Pets Allowed

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,154

Year Built

Built in 1994 | Remodeled in 2023

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Side-By-Side
  • Ownership: Fee Simple
  • Exclusions: All personal items, including gas fireplace and indoor/outdoor potted plants. Furniture is negotiable.
  • Historic: No
  • Inclusions: Furniture is negotiable.
  • New Construction: No
  • Story List: Main
  • Expected On Market: 11/1/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1994
  • Year Renovated: 2023
  • Building Winterized: No
  • Special Features: NewHome
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dryer - Electric, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Entry Floor: 1
  • Flooring Type: Vinyl
  • Interior Amenities: Attic, Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Primary Bath(s)
  • Fireplace: No
  • Door Features: Double Entry
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 960
  • Living Area Sq Ft: 960
  • Price Per Sq Ft: 291.56
  • Above Grade Finished Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Previous Twelve Months Electric Expense: 660.00
  • Electric Service: 120/240V
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Water Available, Sewer Available, Phone Available, Electric Available, Cable Tv Available
  • Water Previous Twelve Months: 1320.00
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • Elementary School: BERLIN
  • High School: STEPHEN DECATUR
  • Middle Or Junior School: STEPHEN DECATUR

Lot Info

  • Horses: No
  • Fencing: Wood
  • Lot Size Acres: 0.20
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8646.00
  • Property Condition: Good
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2154.00
  • Assessor Parcel Number: 2403163997
  • Tax Lot: 1B-1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,229 $127,633 $0 $0
2024 $2,144 $120,700 $38,800 $81,900
2023 $2,101 $118,267 $0 $0
2022 $2,043 $115,833 $0 $0
2021 $2,008 $113,300 $38,700 $74,600
2020 $1,921 $111,567 $0 $0
2019 $1,921 $109,833 $0 $0
2018 $1,751 $108,100 $38,700 $69,400
2017 $1,759 $108,100 $0 $0
2016 $1,812 $108,100 $0 $0
2015 $1,939 $112,400 $0 $0
2014 $1,939 $112,400 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/11/2025 11/11/25 Price Changed $279,900 -6.7% $292 / Sq Ft
11/01/2025 11/01/25 For Sale $299,900 +20.0% $312 / Sq Ft
11/30/2023 11/30/23 Sold $249,900 0.0% $260 / Sq Ft View Prior Sale
10/12/2023 10/12/23 Price Changed $249,900 -3.7% $260 / Sq Ft
10/01/2023 10/01/23 Price Changed $259,500 -0.2% $270 / Sq Ft
09/06/2023 09/06/23 For Sale $259,900 +4.0% $271 / Sq Ft
09/01/2023 09/01/23 Off Market $249,900 -- --
02/15/2023 02/15/23 Price Changed $259,900 -7.1% $271 / Sq Ft
12/22/2022 12/22/22 Price Changed $279,900 -6.4% $292 / Sq Ft
12/09/2022 12/09/22 For Sale $299,000 +100.4% $311 / Sq Ft
08/22/2022 08/22/22 Sold $149,200 0.0% $155 / Sq Ft View Prior Sale
04/26/2022 04/26/22 Off Market $149,200 -- --
03/15/2022 03/15/22 Pending -- -- --
03/11/2022 03/11/22 Pending -- -- --
02/12/2022 02/12/22 For Sale $159,990 +7.2% $167 / Sq Ft
02/11/2022 02/11/22 Off Market $149,200 -- --
01/26/2022 01/26/22 Price Changed $159,990 -1.8% $167 / Sq Ft
12/08/2021 12/08/21 Price Changed $163,000 -0.5% $170 / Sq Ft
11/20/2021 11/20/21 Price Changed $163,900 -0.6% $171 / Sq Ft
11/15/2021 11/15/21 Price Changed $164,900 +10.7% $172 / Sq Ft
08/31/2021 08/31/21 For Sale $149,000 0.0% $155 / Sq Ft
07/27/2021 07/27/21 Pending -- -- --
03/03/2021 03/03/21 Price Changed $149,000 -3.2% $155 / Sq Ft
02/11/2021 02/11/21 For Sale $154,000 -- $160 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $249,900 None Listed On Document
Deed $269,000 Community Title Network
Warranty Deed $200 --
Deed $149,200 Bright Arlette K
Deed $149,200 Bright Arlette K
Deed $110,000 --
Deed $110,000 --
Deed $200,000 --
Deed $135,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $249,900 VA
Previous Owner $110,000 Future Advance Clause Open End Mortgage
Previous Owner $110,000 Future Advance Clause Open End Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDWO2034452

Bright MLS

APN: 03-163997