Seller's Agent in 2025
Richard McDill
FLUID REALTY, LLC.
(904) 994-5081
81 Total Sales
520 Bowles St Neptune Beach, FL 32266
Neptune Beach AreaEstimated Value: $835,000 - $907,000
3
Beds
1
Bath
1,561
Sq Ft
$555/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Vaulted Ceiling
- No HOA
- Duncan U. Fletcher High School Rated A-
- Traditional Architecture
- 3-minute walk to Jarboe Park
About This Home
As of March 2025Welcome to 520 Bowles Street, a beautifully updated beachside retreat in the heart of Neptune Beach—with the potential to expand and add even more value to this incredible property. Just a short walk to the ocean, this charming 3-bedroom, 1-bath home blends coastal charm with modern upgrades for the perfect Florida lifestyle. Step inside to find vaulted ceilings with exposed wooden beams, filling the space with natural light and an open, airy feel. The newly renovated kitchen features white shaker cabinets, quartz countertops, and sleek Samsung Bespoke Smart White Glass appliances. A cozy fireplace adds warmth and character, creating a welcoming space to unwind. Outdoor living is effortless with an in-ground pool and sunshelf, complete with automation and Wi-Fi control, making maintenance a breeze. The backyard also features a cabana-style seating area, turf with a putting green, and lush new landscaping. Additional upgrades include all-new windows, a 2023 metal roof, a new HVAC system, and a water heater replaced in 2022, ensuring modern comfort and efficiency. The flexible bonus room is perfect for a home office or media lounge, while the single-car garage offers ample storage. Located just two blocks from Jarboe Park and a short walk to the lively Beaches Town Center, this coastal oasis is move-in ready and waiting for you!
Last Agent to Sell the Property
FLUID REALTY, LLC. License #3350873 Listed on: 02/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,651
Year Built
- Built in 1955 | Remodeled
Lot Details
- 7,841 Sq Ft Lot
- South Facing Home
- Back Yard Fenced
Parking
- 1 Car Attached Garage
Home Design
- Traditional Architecture
- Metal Roof
Interior Spaces
- 1,561 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Terrazzo Flooring
- Smart Thermostat
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
- Bathtub and Shower Combination in Primary Bathroom
Laundry
- Laundry in Garage
- Dryer
- Washer
Pool
- In Ground Pool
- Saltwater Pool
Schools
- Neptune Beach Elementary School
- Duncan Fletcher Middle School
- Duncan Fletcher High School
Additional Features
- Front Porch
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Merimar By The Sea Subdivision
Listing and Financial Details
- Assessor Parcel Number 1731900000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 12, 2025
Closed on
Mar 20, 2025
Sold by
Bought by
Seller's Agent
Richard McDill
FLUID REALTY, LLC.
Buyer's Agent
LAURA SANDERS
FLUID REALTY, LLC.
List Price
$995,000
Sold Price
$952,700
Premium/Discount to List
-$42,300
-4.25%
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$86,079
Avg. Annual Appreciation
-6.68%
Purchase Details
Listed on
Jun 25, 2022
Closed on
Jul 28, 2022
Sold by
Bought by
Seller's Agent
AMANDA MOORE
4-BEACHES REALTY, LLC
Buyer's Agent
Richard McDill
FLUID REALTY, LLC.
List Price
$550,000
Sold Price
$585,000
Premium/Discount to List
$35,000
6.36%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.21%
Original Mortgage
$299,000
Interest Rate
0.0581%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 12, 2011
Sold by
Bought by
Purchase Details
Closed on
Feb 17, 2010
Sold by
Bought by
Purchase Details
Closed on
Feb 12, 2010
Sold by
Bought by
Purchase Details
Closed on
Oct 21, 1999
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $952,700 | Atlantic Coast Title & Escrow | ||
| $585,000 | Richard T Morehead Title & Esc | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $299,000 | ||
| Previous Owner | $35,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/20/2025 03/20/25 | Sold | $952,700 | -4.3% | $610 / Sq Ft | |
| 03/05/2025 03/05/25 | Off Market | $995,000 | -- | -- | |
| 02/27/2025 02/27/25 | For Sale | $995,000 | 0.0% | $637 / Sq Ft | |
| 02/12/2025 02/12/25 | For Sale | $995,000 | 0.0% | $637 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $1,800 | -- | -- | |
| 12/17/2023 12/17/23 | Off Market | $1,700 | -- | -- | |
| 12/17/2023 12/17/23 | Off Market | $1,550 | -- | -- | |
| 12/17/2023 12/17/23 | Off Market | $585,000 | -- | -- | |
| 07/25/2022 07/25/22 | Sold | $585,000 | +6.4% | $435 / Sq Ft | View Prior Sale |
| 06/29/2022 06/29/22 | Pending | -- | -- | -- | |
| 06/25/2022 06/25/22 | For Sale | $550,000 | 0.0% | $409 / Sq Ft | |
| 07/03/2018 07/03/18 | Rented | $1,875 | +1.4% | -- | |
| 07/03/2018 07/03/18 | Under Contract | -- | -- | -- | |
| 06/13/2018 06/13/18 | For Rent | $1,850 | +2.8% | -- | |
| 06/22/2017 06/22/17 | Rented | $1,800 | 0.0% | -- | |
| 05/17/2017 05/17/17 | Under Contract | -- | -- | -- | |
| 05/01/2017 05/01/17 | For Rent | $1,800 | +5.9% | -- | |
| 10/19/2015 10/19/15 | Rented | $1,700 | -5.6% | -- | |
| 10/19/2015 10/19/15 | Under Contract | -- | -- | -- | |
| 09/30/2015 09/30/15 | For Rent | $1,800 | +16.1% | -- | |
| 07/22/2014 07/22/14 | Rented | $1,550 | 0.0% | -- | |
| 06/29/2014 06/29/14 | Under Contract | -- | -- | -- | |
| 06/22/2014 06/22/14 | For Rent | $1,550 | -- | -- |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $8,347 | $590,735 | $427,000 | $163,735 |
| 2025 | $7,651 | $510,088 | ||
| 2024 | $7,651 | $467,668 | ||
| 2023 | $7,446 | $454,047 | $0 | $0 |
| 2022 | $6,453 | $401,820 | $264,120 | $137,700 |
| 2021 | $5,842 | $332,394 | $231,105 | $101,289 |
| 2020 | $5,458 | $308,683 | $211,296 | $97,387 |
| 2019 | $5,209 | $308,575 | $211,296 | $97,279 |
| 2018 | $0 | $293,111 | $198,090 | $95,021 |
| 2017 | $0 | $232,865 | $132,060 | $100,805 |
| 2016 | $1,049 | $219,913 | $0 | $0 |
| 2015 | -- | $219,313 | $0 | $0 |
| 2014 | $3,344 | $174,390 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Richard McDill
-
Jana McDill
Seller Co-Listing Agent in 2025
Jana McDill
FLUID REALTY, LLC.
(904) 540-5057
46 Total Sales
-
LAURA SANDERS
Buyer's Agent in 2025
LAURA SANDERS
FLUID REALTY, LLC.
(904) 718-1395
45 Total Sales
-
A
Seller's Agent in 2022
AMANDA MOORE
4-BEACHES REALTY, LLC
-
L
Seller Co-Listing Agent in 2022
Larry Cavey
4-BEACHES REALTY, LLC
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2069611
APN: 173190-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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