$250,000
$19K PRICE DROP

520 E Main St Ottawa, IL 61350

Estimated payment $1,969/month

Total Views 1,983
6 Beds
4 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Property is near park
  • Forced Air Heating System
  • Paved or Partially Paved Lot

About This Home

Location! Location! Great investment opportunity in this spacious 2- story duplex in Ottawa's historic east side. This charming 2-story duplex offers identical, mirror image layouts for both units. Perfect for comfortable living, each unit provides privacy and space of a single family home. The bright and airy units feature 3 bedrooms, 1.5 bathrooms, living room, dining room, eat-in kitchen, back porch, and main floor laundry. The design offers great separation between living space on the main level and sleeping areas on the upper level. Basement access with both interior and exterior entry-great for storage or workshop. Conveniently located within walking distance to downtown shopping district and dining, public east side park, and the Illinois and Fox Rivers. Enjoy the perfect blend of historic charm, river recreation and vibrant downtown living right outside your door.

Listing Agent

Kimberly Eddy

Windsor Realty Listed on: 05/28/2026

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,415

Year Built

  • Built in 1890

Lot Details

  • Lot Dimensions are 60x128.5
  • Paved or Partially Paved Lot

Home Design

  • Duplex
  • Asphalt Roof
  • Aluminum Siding

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 6 Potential Bedrooms
  • 4 Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Parking

  • 4 Parking Spaces
  • Parking Available
  • Off-Street Parking

Location

  • Property is near park

Schools

  • Ottawa Township High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • 2 Units

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,415

Year Built

Built in 1890

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential Income
  • Property Type: Two to Four Units
  • Ownership: Fee Simple
  • New Construction: No
  • Year Built: 1890
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • General Information: Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Unfinished, Crawl Space, Full
  • Total Bathrooms: 4
  • Total Bedrooms: 6
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Washer,Dryer
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Washer

Exterior Features

  • Construction Materials: Aluminum Siding
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Parking Features: Off Street, Yes
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Park, Sidewalks, Street Paved

Schools

  • High School: Ottawa Township High School

Lot Info

  • Lot Dimensions: 60x128.5
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 7414.98
  • Tax Year: 2024
  • Tax Exemptions: None

Multi Family

  • Units in Building: 2
  • Three Bedroom Number of Units: Yes
  • Type-Multi: Duplex Side by Side

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,971 $79,458 $8,872 $70,586
2024 $7,415 $71,999 $8,039 $63,960
2023 $6,787 $64,440 $7,195 $57,245
2022 $6,244 $58,486 $10,312 $48,174
2021 $5,894 $54,818 $9,665 $45,153
2020 $5,570 $52,074 $9,181 $42,893
2019 $5,703 $51,543 $9,087 $42,456
2018 $5,560 $50,306 $8,869 $41,437
2017 $5,369 $48,765 $8,597 $40,168
2016 $5,158 $46,674 $8,228 $38,446
2015 $4,903 $44,524 $7,849 $36,675
2012 -- $48,674 $8,580 $40,094
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/15/2026 06/15/26 Price Changed $250,000 -7.1% --
05/28/2026 05/28/26 For Sale $269,000 0.0% --
07/27/2018 07/27/18 Rented $850 0.0% --
06/13/2018 06/13/18 Price Changed $850 -5.6% $1 / Sq Ft
05/31/2018 05/31/18 For Rent $900 -- --
Source: Midwest Real Estate Data (MRED)

Source: Midwest Real Estate Data (MRED)

MLS Number: 12662471

Midwest Real Estate Data (MRED)

APN: 21-12-301010

Your Personal Tour Guide

Ask me questions while you tour the home.