NOT LISTED FOR SALE

520 Oak St Palatka, FL 32177

Estimated Value: $270,335 - $391,000

3 Beds
2 Baths
2,210 Sq Ft
$147/Sq Ft Est. Value

Last Sold November 05, 2020

Last sale price $229,000 $104 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $2,062/month

90 Days on Market

Highlights

  • The property is located in a historic district
  • Corner Lot
  • Screened Porch
  • Wood Flooring
  • No HOA
  • Screened Patio

About This Home

As of November 2020

Great investment property! Located in the heart of the business district of the gracious town of Palatka, this lovely home, circa 1900, will simply delight. A wide, chair-rocking porch welcomes you, along with the stunning, custom stained glass front door. Lovingly and meticulously maintained, this 2210 sqft home is a rich blend of classic features combined w/updated features to allow for total enjoyment of it's historic charm. It is filled w/character & detail with ash wood floors downstairs, original pine floors upstairs, French doors, transoms, a luxurious master bath, a soaring entrance & stair rail, gorgeous stained glass tiffany-like light fixtures, tankless gas water heater & 3 bedrooms (2 are non-conforming). The uniqueness of this home allows for a variety of options; single family, rental or home office & is ADA compatible.

Last Agent to Sell the Property

MELANIE DEAN

WATSON REALTY CORP License #3378248 Listed on: 08/02/2020

Last Buyer's Agent

Sandra Smith

WATSON REALTY CORP License #3096415

WATSON REALTY CORP

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1900

Lot Details

  • Lot Dimensions are 55' x 100'
  • Wood Fence
  • Corner Lot
  • Irregular Lot

Parking

  • 1 Car Garage
  • 1 Carport Space
  • On-Street Parking

Home Design

  • Wood Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,210 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Screened Porch

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater

Additional Features

  • Accessibility Features
  • Screened Patio
  • The property is located in a historic district

Community Details

  • No Home Owners Association
  • Palatka Subdivision

Listing and Financial Details

  • Assessor Parcel Number 421027685002800021

Home Details

Home Type

Single Family

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 1900
  • Property Sub Type: Single Family Residence
  • Lot Size: 55' x 100'
  • Road Surface Type: Asphalt
  • Subdivision Name: Palatka
  • General Property Information Living Area2: 2210.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information Carport Spaces2: 1.0
  • General Property Information List PriceSqFt2: 106.33
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: Yes
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Interior Features Primary Bathroom - Tub with Shower: Yes
  • Lot Features Historic Area: Yes
  • Flooring Laminate: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Entrance Foyer, Primary Bathroom - Tub with Shower, Primary Downstairs
  • Major Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Laminate, Tile, Wood
  • Living Area: 2210.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances Dishwasher: Yes
  • Appliances:Gas Range: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Wood
  • Roof: Metal
  • Lot Features: Corner Lot, Historic Area
  • Pool Features: None
  • Construction Type: Frame, Wood Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Porch, Screened, Wrap Around
  • Construction Materials:Frame: Yes
  • Construction Materials:Wood Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Wrap Around: Yes
  • Patio And Porch Features:Screened: Yes
  • Lot Features:Corner Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Garage Spaces: 1.0
  • Parking Features: On Street
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:On Street: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee Frequency: One Time
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No
  • General Property Information:Association Fee Frequency: One Time

Lot Info

  • Current Use: Commercial
  • Parcel #: 421027685002800021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2020
Closed on
Nov 5, 2020
Sold by
Moody Robert C and Moody Artimicia Lavinia
Bought by
Hartley Steven and Hartley Sharon
Seller's Agent
MELANIE DEAN
WATSON REALTY CORP
Buyer's Agent
Sandra Smith
WATSON REALTY CORP
List Price
$243,000
Sold Price
$229,000
Premium/Discount to List
-$14,000
-5.76%
Current Estimated Value
$325,584

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,584
Avg. Annual Appreciation
6.97%
Original Mortgage
$229,000
Outstanding Balance
$202,378
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$123,206

Purchase Details

Closed on
Mar 18, 2019
Sold by
Land Equity Llc
Bought by
Mckee Timothy

Purchase Details

Closed on
Jun 7, 2017
Sold by
Moody Robert C and Lavinia Moody A
Bought by
Moody Robert C and Moody Artimicia Lavinia

Purchase Details

Closed on
Nov 12, 2009
Sold by
Huber Arlene M
Bought by
Moody Robert C and Lavinia Moody A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
4.93%
Mortgage Type
Commercial

Purchase Details

Closed on
Sep 15, 2004
Sold by
Church David J and Church Kimberly E
Bought by
Huber Arlene M and Arlene Mae Huber Revocable Living Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hartley Steven $229,000 Guaranty Title Co Of Palatka
Mckee Timothy $100 None Listed On Document
Moody Robert C -- Attorney
Moody Robert C $175,000 Palatka Abstract & Title Gua
Huber Arlene M $139,000 Palatka Abstract & Title Gua
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hartley Steven $229,000
Previous Owner Moody Robert C $140,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2023 12/17/23 Off Market $229,000 -- --
11/05/2020 11/05/20 Sold $229,000 0.0% $104 / Sq Ft
11/05/2020 11/05/20 Sold $229,000 -5.8% $104 / Sq Ft View Prior Sale
11/03/2020 11/03/20 Pending -- -- --
10/31/2020 10/31/20 Pending -- -- --
08/02/2020 08/02/20 For Sale $243,000 +3.4% $110 / Sq Ft
08/01/2020 08/01/20 For Sale $235,000 -- $106 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,434 $209,390 -- --
2023 $3,991 $197,570 $0 $0
2022 $3,671 $191,820 $0 $0
2021 $3,430 $186,240 $0 $0
2020 $1,655 $93,770 $0 $0
2019 $1,625 $91,670 $89,680 $1,990
2018 $1,390 $89,970 $88,510 $1,460
2017 $1,397 $88,120 $86,660 $1,460
2016 $1,601 $97,330 $0 $0
2015 $1,260 $96,660 $0 $0
2014 $1,404 $97,799 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 986553

realMLS (Northeast Florida Multiple Listing Service)

APN: 42-10-27-6850-0280-0021