520 Wheat Field Rd Franklin, NC 28734
Franklin AreaEstimated payment $2,402/month
Highlights
- Deck
- Wooded Lot
- Bonus Room
- Wood Burning Stove
- Main Floor Primary Bedroom
- Living Area on First Floor
About This Home
Welcome to your private mountain retreat in the desirable Wheat Field subdivision of Otto! Nestled in a peaceful setting with only one home above, this property offers privacy, tranquility, and the soothing sounds of nature all around. Enjoy the mountain laurel throughout the subdivision drive to the house. Wildlife lovers will enjoy frequent visits from deer, turkey, and other native wildlife right from their own backyard. The home features a spacious main living area plus a separate basement living space with its own private outside & garage entrance—perfect for rental income, guest quarters, or multi-generational living. Both levels offer a cozy fireplace (upper level) & woodstove (lower level) for colder mountain evenings. A 24x24 wired workshop/garage provides endless possibilities—ideal for hobbies, storage, or future conversion into additional guest quarters or living space. There is also an attached 1-car garage, private well, and plenty of storage throughout. Low HOA fees of just $300 per year make this mountain oasis even more appealing! Easy access. No 4 wheel drive needed. Paved to driveway.
Listing Agent
Berkshire Hathaway Homeservices-Great Smokys Brokerage Email: 8284882200, Anette@4smokys.com License #242772 Listed on: 04/27/2026
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $2,138
Year Built
- Built in 1984
Lot Details
- 1.26 Acre Lot
- Home fronts a stream
- Lot Has A Rolling Slope
- Wooded Lot
HOA Fees
- $25 Monthly HOA Fees
Parking
- 1 Car Attached Garage
Home Design
- Shingle Roof
- Wood Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Wood Burning Stove
- Wood Burning Fireplace
- Window Screens
- Living Area on First Floor
- Bonus Room
- Workshop
Kitchen
- Open to Family Room
- Electric Oven or Range
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
Flooring
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Fireplace in Basement
- Finished Basement Bathroom
Outdoor Features
- Deck
- Outbuilding
Utilities
- Window Unit Cooling System
- Heating System Uses Wood
- Heat Pump System
- Power Generator
- Private Water Source
- Well
- Electric Water Heater
- Septic Tank
Community Details
- Wheat Field Subdivision
Listing and Financial Details
- Assessor Parcel Number 7501509988
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,146 | $269,340 | $31,550 | $237,790 |
| 2025 | $2,146 | $235,240 | $31,550 | $203,690 |
| 2024 | $1,033 | $235,240 | $31,550 | $203,690 |
| 2023 | $1,044 | $235,240 | $31,550 | $203,690 |
| 2022 | $1,044 | $170,480 | $15,940 | $154,540 |
| 2021 | $1,044 | $187,280 | $15,940 | $171,340 |
| 2020 | $938 | $187,280 | $15,940 | $171,340 |
| 2018 | $885 | $190,860 | $19,680 | $171,180 |
| 2017 | $0 | $190,860 | $19,680 | $171,180 |
| 2016 | $796 | $190,860 | $19,680 | $171,180 |
| 2015 | $767 | $169,360 | $19,680 | $149,680 |
| 2014 | $604 | $162,240 | $41,550 | $120,690 |
| 2013 | -- | $162,240 | $41,550 | $120,690 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/29/2026 07/29/26 | Price Changed | $401,000 | -3.8% | -- |
| 06/18/2026 06/18/26 | Price Changed | $417,000 | -1.9% | -- |
| 04/27/2026 04/27/26 | For Sale | $425,000 | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Deed | $80,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | Credit Line Revolving |
Source: Carolina Smokies Association of REALTORS®
MLS Number: 26047039
APN: 7501509988
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Ask me questions while you tour the home.