Evelyn Emerson
Responds Quickly
Howard Hanna Real Estate
(315) 640-4115
112 Total Sales
2 in Oneida
$111,000 Price Range
521 Main St Oneida, NY 13421
Oneida Area
4
Beds
2
Baths
2,096
Sq Ft
7,405
Sq Ft Lot
Highlights
- Deck
- Balcony
- 1.5 Car Garage
- Wood Flooring
- Forced Air Heating and Cooling System
- Rectangular Lot
About This Home
As of June 2026Charming and spacious, this two family home is situated in a convenient location, offering a great opportunity for both investors and owner occupants. The first floor unit features NEW central air conditioning, beautiful hardwood floors, a spacious living room with a decorative fireplace, formal dining room, functional kitchen with a NEW stove & NEW refrigerator, two comfortable bedrooms and a full bath. A rear mudroom leads to a NEW private deck, perfect for relaxing or entertaining. The second floor unit welcomes you with a unique foyer highlighted by a stained glass window, adding character and charm. This unit includes a bright living room, kitchen with NEW refrigerator & NEW dishwasher, two bedrooms and a full bath with the convenience of a stackable washer and dryer. Enjoy outdoor space from the rear balcony. Additional features include a third floor walk-up attic, providing ample storage space. This property combines classic details with practical living spaces - ideal for rental income or multi-generational living.
Last Agent to Sell the Property
Listing by Kay Real Estate License #31WE0778117 Listed on: 04/01/2026
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,367
Year Built
- Built in 1900
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 50x150
- Rectangular Lot
Parking
- 1.5 Car Garage
Home Design
- Stone Foundation
- Blown-In Insulation
- Aluminum Siding
- Vinyl Siding
- Copper Plumbing
Interior Spaces
- 2,096 Sq Ft Home
- 2-Story Property
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Balcony
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Community Details
- 2 Units
- 2 Separate Gas Meters
Listing and Financial Details
- Tenant pays for all utilities
- Tax Lot 63
- Assessor Parcel Number 251201-038-041-0001-063-000-0000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2026
Closed on
Jun 12, 2026
Sold by
Abel Jr Franklin
Bought by
Seller's Agent
Jayne Wentworth
Kay Real Estate
Buyer's Agent
Erica Laquidara
Hunt Real Estate ERA
List Price
$234,500
Sold Price
$229,500
Premium/Discount to List
-$5,000
-2.13%
Views
26
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.81%
Original Mortgage
$190,500
Outstanding Balance
$190,500
Interest Rate
6.36%
Mortgage Type
New Conventional
Estimated Equity
$35,481
Purchase Details
Listed on
Sep 13, 2024
Closed on
Oct 25, 2024
Sold by
Mallinder Nathan P
Bought by
Abel Franklin A
Seller's Agent
Jayne Wentworth
Kay Real Estate
Buyer's Agent
Jayne Wentworth
Kay Real Estate
List Price
$174,500
Sold Price
$186,000
Premium/Discount to List
$11,500
6.59%
Views
22
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.41%
Purchase Details
Listed on
Jul 8, 2016
Closed on
Oct 17, 2016
Sold by
Wood Wanda
Bought by
Mallinder Nathan
Seller's Agent
Janet Mautner
Kay Real Estate
Buyer's Agent
Jayne Wentworth
Kay Real Estate
List Price
$124,900
Sold Price
$124,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.08%
Original Mortgage
$122,637
Interest Rate
3.25%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Oneida, NY
-
Evelyn Emerson
-
Ryan Millard
Ryan Millard
Coldwell Banker Prime Prop,Inc
(315) 400-6445
269 Total Sales
1 in Oneida
$134,000 Price
-
Adrian Nugent
Adrian Nugent
Berkshire Hathaway CNY Realty
(914) 743-7953
162 Total Sales
2 in Oneida
$140,000 Price Range
-
Zachary Johnson
Zachary Johnson
Hunt Real Estate ERA
(315) 766-2324
196 Total Sales
2 in Oneida
$75,000 Price Range
-
Heather Perko
Heather Perko
Warren Real Estate - Watkins Glen
(607) 275-5806
58 Total Sales
1 in Oneida
$435,000 Price
-
Barbara Owens
Barbara Owens
Hunt Real Estate Era Cl
(680) 219-5478
223 Total Sales
4 in Oneida
$151K - $195K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $229,500 | Chicago Title | |
| Warranty Deed | $186,000 | None Listed On Document | |
| Deed | $118,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $190,500 | New Conventional | |
| Previous Owner | $122,637 | FHA | |
| Previous Owner | $80,000 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/25/2026 06/25/26 | Sold | $229,500 | -2.1% | $109 / Sq Ft | |
| 04/30/2026 04/30/26 | Pending | -- | -- | -- | |
| 04/01/2026 04/01/26 | For Sale | $234,500 | +26.1% | $112 / Sq Ft | |
| 10/25/2024 10/25/24 | Sold | $186,000 | +6.6% | $89 / Sq Ft | View Prior Sale |
| 09/23/2024 09/23/24 | Pending | -- | -- | -- | |
| 09/13/2024 09/13/24 | For Sale | $174,500 | +39.7% | $83 / Sq Ft | |
| 10/17/2016 10/17/16 | Sold | $124,900 | 0.0% | $60 / Sq Ft | View Prior Sale |
| 08/09/2016 08/09/16 | Pending | -- | -- | -- | |
| 07/08/2016 07/08/16 | For Sale | $124,900 | -- | $60 / Sq Ft |
Source: Central New York Information Services
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,448 | $109,500 | $10,700 | $98,800 |
| 2024 | $5,439 | $109,500 | $10,700 | $98,800 |
| 2023 | $5,227 | $109,500 | $10,700 | $98,800 |
| 2022 | $5,087 | $109,500 | $10,700 | $98,800 |
| 2021 | $5,010 | $109,500 | $10,700 | $98,800 |
| 2020 | $4,914 | $109,500 | $10,700 | $98,800 |
| 2019 | $2,631 | $109,500 | $10,700 | $98,800 |
| 2018 | $4,782 | $109,500 | $10,700 | $98,800 |
| 2017 | $5,174 | $109,500 | $10,700 | $98,800 |
| 2016 | $4,069 | $109,500 | $10,700 | $98,800 |
| 2015 | -- | $109,500 | $10,700 | $98,800 |
| 2014 | -- | $109,500 | $10,700 | $98,800 |
Source: Public Records
Agents Affiliated with this Home
-
Jayne Wentworth
Seller's Agent in 2026
Jayne Wentworth
Kay Real Estate
(315) 363-5516
141 Total Sales
-
Erica Laquidara
Buyer's Agent in 2026
Erica Laquidara
Hunt Real Estate
(214) 597-8269
199 Total Sales
-
Janet Mautner
Seller's Agent in 2016
Janet Mautner
Kay Real Estate
(315) 762-8683
318 Total Sales
Map
Source: Central New York Information Services
MLS Number: S1667623
APN: 251201-038-041-0001-063-000-0000
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