$800,000
$50K PRICE DROP

521 Peeples Dr Punta Gorda, FL 33950

Estimated payment $4,910/month

Total Views 1,603
3 Beds
2.5 Baths
1,923 Sq Ft
$416 Price per Sq Ft

Highlights

  • 120 Feet of Salt Water Canal Waterfront
  • White Water Ocean Views
  • Water access To Gulf or Ocean
  • Sallie Jones Elementary School Rated A-
  • Dock has access to electricity and water
  • Boat Ramp

About This Home

EXCEPTIONAL WATERFRONT LUXURY IN THE HEART OF PUNTA GORDA Welcome to 521 Peeples Drive, an extraordinary 3 BEDROOM + DEN, 2.5 BATH, OVERSIZED 2-CAR GARAGE estate offering the ultimate FLORIDA BOATING LIFESTYLE on an EXPANSIVE OVERSIZED LOT in one of Punta Gorda’s most desirable non-deed-restricted locations. Perfectly positioned just MINUTES TO ALLIGATOR CREEK WITH DIRECT OPEN WATER ACCESS, this residence is a dream for boaters and outdoor enthusiasts, featuring TWO PRIVATE DOCKS, a COVERED BOAT LIFT, and a KAYAK LAUNCH—delivering effortless access to Charlotte Harbor and beyond. Designed for both luxury and functionality, the home showcases a thoughtfully curated interior highlighted by a CHEF’S KITCHEN with QUARTZ COUNTERTOPS, SHAKER-STYLE CABINETRY, and seamless flow into the main living spaces—ideal for both everyday living and entertaining. The PRIMARY SUITE is a private retreat, offering HIS & HERS WALK-IN CLOSETS, a spa-inspired en-suite with a SOAKING TUB, and a WALK-IN SHOWER designed for total relaxation. Step outside to your own resort-style oasis. The SALTWATER POOL is complemented by a fully equipped OUTDOOR KITCHEN, OUTDOOR SHOWER, and a cozy FIREPIT, creating the perfect setting for entertaining or unwinding under the Florida skies. ROLL-DOWN HURRICANE SHUTTERS protect the front door, windows, and rear lanai, providing both peace of mind and ease of use. Adding to the home’s versatility are TWO SHEDS, one of which has been beautifully transformed into a PRIVATE OFFICE SPACE—offering endless possibilities for a home office, studio, gym, or creative retreat. Additional highlights include an OVERSIZED GARAGE, ample storage throughout, and the rare advantage of NO DEED RESTRICTIONS, allowing freedom for boat, RV, or lifestyle flexibility rarely found in waterfront luxury. This is a RARE OPPORTUNITY to own a WATERFRONT MASTERPIECE that seamlessly blends luxury, privacy, and unmatched boating access—just minutes from downtown Punta Gorda, dining, shopping, and world-class waterways. SCHEDULE YOUR PRIVATE SHOWING TODAY AND EXPERIENCE THE PINNACLE OF FLORIDA WATERFRONT LIVING.

Listing Agent

Christopher Grant

GRANT TEAM REAL ESTATE, LLC Brokerage Phone: 941-205-8481 License #3238094 Listed on: 02/05/2026

GRANT TEAM REAL ESTATE, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,512

Year Built

  • Built in 2007

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 80x120
  • 120 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • North Facing Home
  • Fenced
  • Oversized Lot
  • Irrigation Equipment
  • Property is zoned RSF3.5

Parking

  • 2 Car Attached Garage
  • Oversized Parking

Property Views

  • White Water Ocean
  • Intracoastal
  • Canal

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,923 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Den
  • Tile Flooring
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Gunite Pool
  • Saltwater Pool
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • No Fixed Bridges
  • Access to Saltwater Canal
  • Boat Lift
  • Covered Boat Lift
  • Boat Ramp
  • Dock has access to electricity and water
  • Dock made with concrete
  • Dock made with Composite Material
  • Screened Patio
  • Outdoor Kitchen
  • Exterior Lighting
  • Shed
  • Private Mailbox
  • Front Porch

Schools

  • Sallie Jones Elementary School
  • Punta Gorda Middle School
  • Charlotte High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Rio Villa Community
  • Rio Villa 1St Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,512

Year Built

Built in 2007

Lot Details

0.33 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1923
  • Lot Size Acres: 0.33
  • New Construction: No
  • Year Built: 2007
  • Building Area Total: 3229
  • Lot Size Sq Ft: 14400
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 299.98
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 416.02
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock - Concrete,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 941-205-8481
  • Tax Year: 2025
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Fire Pit, Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 178.65

Exterior Features

  • Direction Faces: North
  • Other Structures: Shed(s), Storage
  • Pool Features: Gunite, Heated, Salt Water, Screen Enclosure
  • Exterior Features: Fire Pit, Hurricane Shutters, Lighting, Outdoor Kitchen, Outdoor Shower, Private Mailbox
  • Roof: Metal
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch, Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Bay/Harbor,Canal - Saltwater,Gulf/Ocean,Intracoastal Waterway
  • Water Extras: Boat Ramp - Private,Bridges - No Fixed Bridges,Lift - Covered,Sailboat Water
  • Water Frontage Feet Canal Salt: 120
  • Water View: Bay/Harbor - Full,Canal,Gulf/Ocean - Full,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 120
  • Flood Zone Panel: 12015C0243G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Oversized

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Sallie Jones Elementary
  • High School: Charlotte High
  • Middle Or Junior School: Punta Gorda Middle

Lot Info

  • Zoning: RSF3.5
  • Parcel Number: 412319129003
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Oversized Lot
  • Lot Dimensions: 80x120
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Contact Charlotte County for additional Leasing Restrictions.

Tax Info

  • Tax Annual Amount: 9512
  • Tax Block: D
  • Tax Book Number: 4-10
  • Tax Lot: 3

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,735 $612,662 $232,254 $380,408
2023 $10,959 $579,395 $0 $0
2022 $9,880 $626,697 $181,764 $444,933
2021 $8,653 $468,791 $100,980 $367,811
2020 $8,045 $431,211 $100,980 $330,231
2019 $5,031 $290,650 $0 $0
2018 $4,685 $285,231 $0 $0
2017 $4,650 $279,364 $0 $0
2016 $3,383 $199,210 $0 $0
2015 $3,388 $197,825 $0 $0
2014 $3,174 $196,255 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/27/2026 02/27/26 Price Changed $800,000 -5.8% $416 / Sq Ft
02/05/2026 02/05/26 For Sale $849,500 +6.9% $442 / Sq Ft
03/03/2023 03/03/23 Sold $795,000 -0.6% $413 / Sq Ft View Prior Sale
01/12/2023 01/12/23 Pending -- -- --
01/09/2023 01/09/23 For Sale $799,500 -- $416 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $795,000 Hometown Title & Closing Servi
Warranty Deed $490,000 Security Ttl & Abstract Llc
Warranty Deed -- None Available
Warranty Deed -- None Available
Personal Reps Deed $355,000 None Available
Warranty Deed $35,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $299,975 New Conventional
Previous Owner $23,000 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: C7521554

Stellar MLS

APN: 412319129003

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