Seller's Agent in 2025
Kim Davis
CROSBY & ASSOCIATES, INC.
(850) 625-8855
7 in this area
43 Total Sales
521 Terranova Cir Winter Haven, FL 33884
Southeast Winterhaven NeighborhoodEstimated Value: $302,242
3
Beds
2
Baths
1,661
Sq Ft
$182/Sq Ft
Est. Value
Highlights
- Screened Pool
- Florida Architecture
- Window or Skylight in Bathroom
- Gated Community
- Main Floor Primary Bedroom
- High Ceiling
About This Home
As of December 2025One or more photo(s) has been virtually staged. Picture this: you roll through the gates of Terranova, wave at a neighbor walking their dog, and pull into your own driveway knowing the day’s chaos is officially behind you. This 3-bed, 2-bath pool home is the one you’ve been daydreaming about—the perfect canvas to splash your style all over.
Step inside and the big front window pours light into the open living room, whispering “make me yours.” The kitchen’s ready for your gourmet upgrades or cozy family meals, and the separate dining room is just waiting for your personal touch on those holiday gatherings.
The primary suite is your private retreat: dual sinks for smooth mornings, a garden tub for soaking away the day, and a walk-in shower that’s all set for your spa-inspired tweaks. Two more bedrooms give everyone room to grow, dream, and decorate however they like.
Out back is where the magic happens. West-facing means your screened pool and porch stay blissfully shaded through those steamy Florida afternoons—ideal for lazy floats, poolside chats, or evening dips under the stars. That 10x12 bonus room? Add a door for a fourth bedroom, or transform it into your dream office, playroom, or hobby haven.
With a brand-new roof (September 2025) and fresh exterior paint (October 2025), the big stuff’s handled—so you can dive into the fun cosmetic updates that’ll truly make this house your home. Think fresh paint in your favorite hues, updated fixtures, or whatever vision you’ve got brewing. The walking path to Chain of Lakes Elementary is the ultimate family perk—no more school rush stress.
This pool home in a gated gem of a neighborhood is brimming with potential. Come envision your updates, dive into the pool, and start turning it into your forever story. It’s ready when you are.
Last Agent to Sell the Property
CROSBY & ASSOCIATES, INC. Brokerage Phone: 863-293-5600 License #3510081 Listed on: 10/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,253
Year Built
- Built in 2002
Lot Details
- 7,800 Sq Ft Lot
- West Facing Home
- Vinyl Fence
- Property is zoned R1
HOA Fees
- $67 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,661 Sq Ft Home
- High Ceiling
- Ceiling Fan
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Dining Room
- Den
- Pool Views
- Walk-Up Access
- Range
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Bathroom
- 2 Full Bathrooms
- Soaking Tub
- Window or Skylight in Bathroom
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Pool
- Screened Pool
- In Ground Spa
- Private Pool
- Fence Around Pool
Outdoor Features
- Covered Patio or Porch
- Private Mailbox
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Air
- Heating Available
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 12 / 30,31
- Assessor Parcel Number 26-29-14-687804-000120
Community Details
Overview
- Association fees include common area taxes, ground maintenance, private road
- Dlg Management Service Association, Phone Number (813) 254-1600
- Terranova Subdivision
- On-Site Maintenance
- The community has rules related to building or community restrictions, fencing, vehicle restrictions
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 2, 2025
Closed on
Dec 2, 2025
Sold by
Bought by
Seller's Agent
Kim Davis
CROSBY & ASSOCIATES, INC.
Buyer's Agent
Sarah Garner
COLDWELL BANKER REALTY
List Price
$299,990
Sold Price
$309,000
Premium/Discount to List
$9,010
3%
Views
170
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,758
Avg. Annual Appreciation
-3.40%
Original Mortgage
$303,403
Outstanding Balance
$301,253
Interest Rate
5.99%
Mortgage Type
FHA
Estimated Equity
$989
Purchase Details
Listed on
Mar 8, 2012
Closed on
May 15, 2012
Sold by
Bought by
Seller's Agent
Gloria Bragg
TOWN & COUNTRY REAL ESTATE
Buyer's Agent
Michael Krigelski
A+ REALTY LLC
List Price
$105,000
Sold Price
$105,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.29%
Original Mortgage
$113,265
Interest Rate
4.01%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 26, 2012
Sold by
Bought by
Purchase Details
Closed on
Feb 12, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,217
Interest Rate
6%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $309,000 | Southern Heritage Title | ||
| $105,000 | Midflorida Title Professiona | ||
| -- | None Available | ||
| $118,100 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $303,403 | ||
| Closed | $113,265 | ||
| Previous Owner | $116,217 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/03/2025 12/03/25 | Sold | $309,000 | 0.0% | $186 / Sq Ft | |
| 11/08/2025 11/08/25 | Pending | -- | -- | -- | |
| 10/15/2025 10/15/25 | Price Changed | $309,000 | +3.0% | $186 / Sq Ft | |
| 10/02/2025 10/02/25 | For Sale | $299,990 | +185.7% | $181 / Sq Ft | |
| 05/26/2015 05/26/15 | Off Market | $105,000 | -- | -- | |
| 05/16/2012 05/16/12 | Sold | $105,000 | 0.0% | $63 / Sq Ft | View Prior Sale |
| 03/16/2012 03/16/12 | Pending | -- | -- | -- | |
| 03/08/2012 03/08/12 | For Sale | $105,000 | -- | $63 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,163 | $222,634 | $40,000 | $182,634 |
| 2024 | $4,298 | $227,304 | $40,000 | $187,304 |
| 2023 | $4,298 | $215,708 | $0 | $0 |
| 2022 | $3,902 | $196,098 | $0 | $0 |
| 2021 | $3,525 | $178,271 | $31,000 | $147,271 |
| 2020 | $3,343 | $168,087 | $30,000 | $138,087 |
| 2018 | $3,041 | $148,381 | $23,000 | $125,381 |
| 2017 | $2,669 | $137,600 | $0 | $0 |
| 2016 | $2,717 | $130,126 | $0 | $0 |
| 2015 | $1,739 | $127,743 | $0 | $0 |
| 2014 | $1,811 | $126,729 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kim Davis
-
Sarah Garner
S
Buyer's Agent in 2025
Sarah Garner
COLDWELL BANKER REALTY
(863) 303-4665
2 in this area
8 Total Sales
-
Gloria Bragg
Seller's Agent in 2012
Gloria Bragg
TOWN & COUNTRY REAL ESTATE
(863) 412-2184
6 Total Sales
-
Michael Krigelski
Buyer's Agent in 2012
Michael Krigelski
A+ REALTY LLC
(863) 651-7272
61 in this area
61 Total Sales
Map
Source: Stellar MLS
MLS Number: P4936530
APN: 26-29-14-687804-000120
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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