$949,000
SOLD MAY 15, 2026

5210 Covesound Way Apollo Beach, FL 33572

4 Beds
3.5 Baths
2,900 Sq Ft
6,600 Sq Ft Lot

Sale Details

Date Sold: May 15, 2026

$327 Per Sq Ft

4% Below List Price

27 Days on Market

Highlights

  • 60 Feet of Lagoon Waterfront
  • Boat Lift
  • Fitness Center
  • Dock has access to electricity and water
  • Access To Lagoon or Estuary
  • Screened Pool

About This Home

As of May 2026

This fantastic waterfront home features a huge 1600 square foot patio & pool entertainment area overlooking the scenic Mirabay lagoon! Also, a private dock with boat lift, complete with electric and water, makes storing and using your boat a breeze, with direct access to Tampa Bay. This popular floor plan is conducive to relaxing with loved ones, entertaining friends, and even working from home, too! So much to love about this home: four bedrooms, 3 full baths, 1 powder room, a charming old-fashioned front porch, AND a delightful second floor balcony with water views! The first floor features a convenient Office/Study with French doors near the front entrance, a formal living room and dining room, first floor Primary Suite, all in a spacious, open layout. The kitchen sparkles with new quartz counters, backsplash, stainless appliances, and the most amazing views! Two new Trane AC's and a new roof provide energy efficiency for this well-maintained, move-in ready property. FANTASTIC resort community of Mirabay features three public pools, state-of-the-art fitness facility, clubhouse with restaurant/grill/bar, tennis, pickleball, basketball, kayaks & paddleboards, and all the social groups and events you could imagine. Ask listing agent, for community details and don't miss this gem!

Last Agent to Sell the Property

Gail Underwood

SMITH & ASSOCIATES REAL ESTATE Brokerage Phone: 813-839-3800 License #3382537 Listed on: 02/27/2026

SMITH & ASSOCIATES REAL ESTATE

Last Buyer's Agent

Dave Allen

DALTON WADE INC License #3603444

DALTON WADE INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,237

Year Built

  • Built in 2004

Lot Details

  • 6,600 Sq Ft Lot
  • 60 Feet of Lagoon Waterfront
  • Northeast Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Metered Sprinkler System
  • Property is zoned PD

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Coastal Architecture
  • Key West Architecture
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 2,900 Sq Ft Home
  • Open Floorplan
  • Bar Fridge
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Game Room
  • Lagoon Views
  • Attic Ventilator

Kitchen

  • Eat-In Kitchen
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Fence Around Pool

Outdoor Features

  • Access To Lagoon or Estuary
  • Rip-Rap
  • Boat Lift
  • Dock has access to electricity and water
  • Floating Dock
  • Dock made with wood
  • Balcony
  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters
  • Private Mailbox

Schools

  • Apollo Beach Elementary School
  • Eisenhower Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Thermostat
  • Natural Gas Connected
  • Gas Water Heater
  • Fiber Optics Available
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Rizzetta Association, Phone Number (813) 933-5571
  • Visit Association Website
  • Mirabay Ph 3A 1 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Trails

Security

  • Security Service
  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,237

Year Built

Built in 2004

Lot Details

6,600 Sq Ft Lot

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal, Key West
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 2900
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 4220
  • Lot Size Sq Ft: 6600
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 392.05
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: Bay to Bay Blvd.
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 327.24
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood,Dock w/Electric,Dock w/Water Supply,Floating Dock,Lift
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Canal Front,Community Boat Ramp,Dock,Fishing,Lake,Water Access,Waterfront
  • Attribution Contact: 813-839-3800
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Attic Ventilator, Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Bar Fridge, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Additional Rooms: Den/Library/Office,Family Room
  • Living Area Meters: 269.42

Exterior Features

  • Direction Faces: Northeast
  • Pool Features: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Exterior Features: Balcony, French Doors, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: MIRABAY LAGOON
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Patio, Porch
  • Road Surface Type: Asphalt
  • Water Access: Lagoon
  • Water Extras: Lift,Riprap
  • Water View: Lagoon
  • Water View YN: 1
  • Waterfront Feet Total: 60
  • Flood Zone Panel: 12057C0656J
  • Additional Water Information: Channels connect Mirabay Lagoon to Tampa Bay
  • Water Frontage Feet Lagoon: 60

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Natural Gas Connected, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump, Natural Gas
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Park, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Association Fee: 157
  • Association Fee Frequency: Annually
  • Association Name: Rizzetta
  • Phone: 813-933-5571
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Maximum weight of pets per household = 175 lbs.
  • Association Fee Requirement: Required
  • Max Pet Weight: 175
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: https://portal.rizzetta.com

Fee Information

  • Total Annual Fees: 157.00
  • Total Monthly Fees: 13.08
  • Monthly HOA Amount: 13.08

Schools

  • Elementary School: Apollo Beach-HB
  • High School: Lennard-HB
  • Middle Or Junior School: Eisenhower-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-32-31-19-62G-000002-00009.0
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Property Attached Yn: No
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Size Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Owner must live in residence for one year prior to leasing the home.

Tax Info

  • Tax Annual Amount: 12237.36
  • Tax Block: 2
  • Tax Book Number: 93-79
  • Tax Lot: 9
  • Tax Other Annual Assessment Amount: 4112

Multi Family

  • Waterfront Features: Lagoon
  • Approval Process: Submit lease to HOA for approval

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2026
Closed on
May 15, 2026
Sold by
Bought by
Seller's Agent
Gail Underwood
SMITH & ASSOCIATES REAL ESTATE
Buyer's Agent
Dave Allen
DALTON WADE INC
List Price
$989,000
Sold Price
$949,000
Premium/Discount to List
-$40,000
-4.04%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.62%
Original Mortgage
$655,000
Outstanding Balance
$655,000
Interest Rate
6.46%
Mortgage Type
VA
Estimated Equity
$322,637

Purchase Details

Closed on
Sep 19, 2019
Sold by
Bought by

Purchase Details

Listed on
Jan 2, 2018
Closed on
Mar 29, 2018
Sold by
Bought by
Seller's Agent
Michael Parkinson
QUICKSILVER REAL ESTATE GROUP
Buyer's Agent
Dustin Bailey
REMAX EXPERTS
List Price
$469,900
Sold Price
$460,000
Premium/Discount to List
-$9,900
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.58%
Original Mortgage
$368,000
Interest Rate
3.99%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 27, 2017
Sold by
Bought by

Purchase Details

Closed on
Nov 3, 2008
Sold by
Bought by

Purchase Details

Closed on
Jul 17, 2008
Sold by
Bought by

Purchase Details

Closed on
Dec 1, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$539,968
Interest Rate
8.12%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 7, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,563
Interest Rate
5.54%
Mortgage Type
Balloon
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $949,000 Luxe Title Services
Interfamily Deed Transfer -- Attorney
Warranty Deed $460,000 Fidelity National Title Of L
Quit Claim Deed -- Attorney
Special Warranty Deed $338,000 Albertelli Title Inc
Trustee Deed -- Attorney
Warranty Deed $675,000 First American Title Ins Co
Warranty Deed $423,100 Stewart Title Of Tamp
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $655,000 VA
Previous Owner $368,000 Adjustable Rate Mortgage/ARM
Previous Owner $539,968 Unknown
Previous Owner $331,563 Balloon
Closed $59,965 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2026 05/15/26 Sold $949,000 -4.0% $327 / Sq Ft
03/26/2026 03/26/26 Pending -- -- --
02/27/2026 02/27/26 For Sale $989,000 +115.0% $341 / Sq Ft
03/29/2018 03/29/18 Sold $460,000 -2.1% $159 / Sq Ft View Prior Sale
03/02/2018 03/02/18 Pending -- -- --
01/02/2018 01/02/18 For Sale $469,900 -- $162 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,747 $466,569 -- --
2024 $11,805 $453,420 -- --
2023 $11,557 $440,214 $0 $0
2022 $10,571 $382,188 $0 $0
2021 $10,242 $371,056 $0 $0
2020 $10,133 $365,933 $0 $0
2019 $9,646 $357,706 $96,096 $261,610
2018 $10,615 $343,495 $0 $0
2017 $10,000 $341,449 $0 $0
2016 $9,132 $290,399 $0 $0
2015 $8,782 $263,999 $0 $0
2014 $8,827 $259,149 $0 $0
2013 -- $257,882 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8478602

Stellar MLS

APN: U-32-31-19-62G-000002-00009.0

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