Hillary Justice
Coldwell Banker Realty
(513) 647-6201
175 Total Sales
1 in Downtown Covington
$470,000 Price
522 Garrard St Unit 1 Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $764,869 - $976,000
1
Bed
1
Bath
750
Sq Ft
$1,161/Sq Ft
Est. Value
Highlights
- River View
- Property is near public transit
- Solid Surface Countertops
- 0.28 Acre Lot
- Wood Flooring
- No HOA
About This Home
As of June 2025Unbeatable location in Covington's Licking Riverside neighborhood! Luxury one bedroom/one bath apartment with off street parking, in-unit laundry, hardwood floors, redone kitchen and bath. Additional street parking by permit. Application required. All appliances provided. Tenant is responsible for electric, gas and internet. Available for mmediate occupancy.
Last Agent to Rent the Property
Comey & Shepherd REALTORS License #220494 Listed on: 01/23/2025
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Property Details
Home Type
- Multi-Family
Lot Details
- 12,345 Sq Ft Lot
- Historic Home
Parking
- Off-Street Parking
Property Views
- River
- Neighborhood
Home Design
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Interior Spaces
- 750 Sq Ft Home
- 1-Story Property
- Non-Functioning Fireplace
- Wood Frame Window
- Panel Doors
- Living Room
- Wood Flooring
- Basement Fills Entire Space Under The House
- Stacked Washer and Dryer
Kitchen
- Eat-In Galley Kitchen
- Gas Range
- Microwave
- Dishwasher
- Solid Surface Countertops
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
- Entry through bedroom
- Bathtub and Shower Combination in Primary Bathroom
- Bathtub with Shower
Outdoor Features
- Balcony
- Covered Patio or Porch
Location
- Property is near public transit
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Mini Split Air Conditioners
- Window Unit Cooling System
- Radiant Heating System
- Hot Water Heating System
- Separate Meters
- Cable TV Available
Listing and Financial Details
- Security Deposit $1,495
- Tenant pays for electricity, cable TV
- No Smoking Allowed
- 12 Month Lease Term
- Assessor Parcel Number 000-000-522-01
Community Details
Overview
- No Home Owners Association
Pet Policy
- Pets up to 25 lbs
- Pet Size Limit
- Pet Deposit $200
- 1 Pet Allowed
- Dogs and Cats Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
May 15, 2026
Sold by
Bought by
Current Estimated Value
Purchase Details
Closed on
Oct 12, 2022
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$464,000
Interest Rate
5.89%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Hillary Justice
-
Brandon Stamper
Brandon Stamper
Plum Tree Realty
(859) 888-1472
127 Total Sales
1 in Downtown Covington
$950,000 Price
-
Lena Keith
Lena Keith
Responds QuicklyPivot Realty Group
(859) 279-4304
108 Total Sales
2 in Downtown Covington
$130K - $590K Price Range
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
206 Total Sales
2 in Downtown Covington
$425K - $650K Price Range
-
Shane Reno
Shane Reno
Huff Realty - Florence
(859) 600-0793
73 Total Sales
1 in Downtown Covington
$305,000 Price
-
Sydney Meyer
Sydney Meyer
Sibcy Cline, REALTORS-Florence
(513) 650-6313
109 Total Sales
1 in Downtown Covington
$303,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $950,000 | None Listed On Document | ||
| $580,000 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $464,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/01/2025 06/01/25 | Rented | $1,450 | -3.0% | -- |
| 05/15/2025 05/15/25 | Under Contract | -- | -- | -- |
| 01/23/2025 01/23/25 | For Rent | $1,495 | -- | -- |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,685 | $580,000 | $91,000 | $489,000 |
| 2024 | $7,627 | $580,000 | $91,000 | $489,000 |
| 2023 | $7,851 | $580,000 | $91,000 | $489,000 |
| 2022 | $4,243 | $301,500 | $91,000 | $210,500 |
| 2021 | $4,847 | $301,500 | $91,000 | $210,500 |
| 2020 | $4,824 | $301,500 | $91,000 | $210,500 |
| 2019 | $4,876 | $301,500 | $91,000 | $210,500 |
| 2018 | $5,084 | $301,500 | $91,000 | $210,500 |
| 2017 | $4,724 | $274,000 | $63,500 | $210,500 |
| 2015 | $5,171 | $274,000 | $63,500 | $210,500 |
| 2014 | $5,205 | $274,000 | $63,500 | $210,500 |
Source: Public Records
Agents Affiliated with this Home
-
Shawn Masters
Landlord's Agent in 2025
Shawn Masters
Comey & Shepherd REALTORS
(859) 393-0383
13 in this area
106 Total Sales
-
Rebecca Weber
Landlord's Co-Listing Agent in 2025
Rebecca Weber
Comey & Shepherd REALTORS
(513) 676-1432
48 in this area
213 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 629388
APN: 054-23-25-002.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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