NOT LISTED FOR SALE

522 Ridgeway Dr Eclectic, AL 36024

Estimated Value: $1,480,000 - $1,551,000

5 Beds
3.5 Baths
1,454 Sq Ft
$1,045/Sq Ft Est. Value

Sale Details

Date Sold: January 30, 2026

Last sale price $1,581,000 $1,087 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $8,588 / mo

285 Days on Market

Highlights

  • 104 Feet of Waterfront
  • Pier
  • Wooded Lot
  • Eclectic Elementary School Rated A-
  • Covered Deck
  • Lake House

About This Home

As of January 2026

Welcome to your perfect lake retreat, nestled on the serene Kowaliga Bay of Lake Martin. Experience tranquil outdoor living with professional landscaping that creates an inviting atmosphere for relaxation or entertaining. This property features two private piers, ideal for boating and fishing adventures.
The fantastic new outdoor kitchen makes meal preparation a joy, while soaking in the stunning lake views. For golf enthusiasts, a new putting green lakeside provides the perfect opportunity to practice your short game right at home.
Step inside to find a spacious interior, showcasing an inviting layout, enhanced by fresh, new paint throughout. Enjoy modern comforts with new AC units and new hot water heaters, ensuring efficiency and reliability year-round. Schedule your showing today!

Last Agent to Sell the Property

Danie'l Callegan

Securance Realty License #84952 Listed on: 04/04/2025

Securance Realty

Last Buyer's Agent

NonMember Agent

Non-Member

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • 18,731 Sq Ft Lot
  • 104 Feet of Waterfront
  • Fenced
  • Wooded Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Lake House
  • Architectural Shingle Roof
  • HardiePlank Siding

Interior Spaces

  • 1-Story Property
  • 2 Fireplaces
  • Property Views
  • Basement

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Pier
  • Seawall
  • Covered Deck

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • Lands End Subdivision

Listing and Financial Details

  • Assessor Parcel Number 07-05-21-2-001-008002-0

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

0.43 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.43
  • Water Body Name: Lake Martin
  • Subdivision Name: Lands End
  • Directions: From HWY 63, turn on Hwy 229 (Red Hill Road). Turn left on Ridgeway , go to the end of the road and turn right, house is on the left.
  • Architectural Style: Lake Home
  • Building Stories: 1
  • Year Built: 1998
  • Utilities Fuel: Alabama Power: Yes
  • Utilities Fuel: Cable T V Available: Yes
  • Floors: Partial Carpet: Yes
  • Water:Public Water: Yes
  • Cooling: Heat Pump2: Yes
  • Roof: Architectural: Yes
  • Floors: Tile2: Yes
  • Sewage: Septic: Yes
  • Exterior: Deck: Yes
  • Exterior: Shrubs: Yes
  • Exterior: Wooded: Yes
  • Waterfront Frontage: 104
  • Siding: Hardi-plank: Yes
  • Floors: Wood Floors: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Exterior: Covered Deck: Yes
  • Architectural Style:Lake Home: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Wood, Carpet, Tile
  • Foundation: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Oven (Elec): Yes
  • Appliances:Water Heater (Elec): Yes
  • Appliances:Range (Elec): Yes

Exterior Features

  • Lot Features: Wooded, Views
  • Waterfront Features: Pier, Seawall
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Exterior Features: Shrubs
  • Foundation Details: Basement
  • Patio And Porch Features: Covered Deck, Deck
  • Roof: Architectural
  • General Property Description:Waterfront: Yes
  • Waterfront Features:Pier: Yes
  • Waterfront Features:Seawall: Yes
  • Lot Features:Views: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached
  • General Property Description:Garage Stall2: 2
  • General Property Description:Garage Remarks2: Attached

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Public
  • Heating:Heat Pump: Yes

Schools

  • Junior High Dist: Alexander City

Lot Info

  • Lot Size Sq Ft: 18730.8
  • Parcel #: 07-05-21-2-001-008002-0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
Jan 30, 2026
Sold by
Bought by
Seller's Agent
Danie'l Callegan
Securance Realty
Buyer's Agent
NonMember Agent
Non-Member
List Price
$1,690,000
Sold Price
$1,581,000
Premium/Discount to List
-$109,000
-6.45%
Views
151
Current Estimated Value
$1,520,140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$60,860
Avg. Annual Appreciation
-7.55%
Original Mortgage
$1,264,800
Interest Rate
0.0675%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 20, 2022
Closed on
Jul 25, 2022
Sold by
Bought by
Seller's Agent
Jimmy Baker
Lake Dog Realty
Buyer's Agent
Daniél Callegan
Love Lake Martin
List Price
$1,150,000
Sold Price
$1,090,000
Premium/Discount to List
-$60,000
-5.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.14%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,581,000 None Listed On Document
$1,090,000 Attorney Only
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $1,264,800
Previous Owner $427,000
Previous Owner $179,079
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/30/2026 01/30/26 Sold $1,581,000 -5.6% $1,087 / Sq Ft
01/14/2026 01/14/26 Pending -- -- --
05/23/2025 05/23/25 Price Changed $1,675,000 -0.9% $1,152 / Sq Ft
04/04/2025 04/04/25 For Sale $1,690,000 +55.0% $1,162 / Sq Ft
06/22/2023 06/22/23 Off Market $1,090,000 -- --
07/25/2022 07/25/22 Sold $1,090,000 -5.2% $750 / Sq Ft View Prior Sale
06/20/2022 06/20/22 Pending -- -- --
06/20/2022 06/20/22 For Sale $1,150,000 -- $791 / Sq Ft
Source: Lake Martin Area Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,892 $113,680 $0 $0
2024 $2,892 $106,260 $0 $0
2023 $2,707 $1,071,930 $238,190 $833,740
2022 $1,421 $56,831 $23,125 $33,706
2021 $1,267 $52,391 $23,125 $29,266
2020 $1,169 $48,471 $23,125 $25,346
2019 $1,031 $44,117 $24,281 $19,836
2018 $1,164 $47,087 $23,125 $23,962
2017 $1,040 $43,320 $23,132 $20,188
2016 $1,281 $50,957 $23,125 $27,832
2014 $1,239 $492,770 $211,770 $281,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Martin Area Association of REALTORS®

MLS Number: 25-1522

APN: 07-05-21-2-001-008002-0

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