$320,000
SOLD JUN 9, 2025

522 Riviera Dr Unit C Joppa, MD 21085

2 Beds
2 Baths
1,254 Sq Ft
$385/mo HOA Fee

Recently Sold

$255 Per Sq Ft

9% Below List Price

37 Days on Market

Highlights

  • 24 Feet of Waterfront
  • Marina View
  • Contemporary Architecture
  • Private Dock Site
  • Fishing Allowed
  • Wood Flooring

About This Home

As of June 2025

Looking for modern waterfront living ? Look no further! Luxury abounds in this stunning Penthouse condo offers sleek updates, breathtaking views of the Gunpowder River, and your very own private boat slip. Nestled in the peaceful community of Gunpowder Cove, this beautifully renovated home boasts smart technology throughout, including updated electrical wiring to seamlessly integrate with an Alexa home system. With Alexa, you can control everything from room lighting and shades to the two expansive sliding glass doors and the Nest thermostat, all at your fingertips!
Step inside and enjoy the spacious, open floor plan, featuring crown molding, recessed lighting, and ambient accent lighting, all easily controlled via Alexa. Start your mornings with a cup of coffee on the balcony, taking in the stunning southwestern views of the river. The kitchen is a chef's dream with ample granite counter tops, a breakfast bar, and stainless steel appliances, including a dishwasher as well as JENN AIR appliances including the built-in oven, microwave, and refrigerator with an ice maker.
The large primary bedroom is both stylish and functional, featuring a charming ship lap accent wall, fresh paint, a walk-in closet, and a full en-suite bathroom. It's spacious enough to accommodate a king-sized bed, offering plenty of room to unwind. The beautifully updated primary bathroom includes new fixtures, a matching ship lap accent wall, and a modern vanity.
The second bedroom also boasts a lovely ship lap accent wall, fresh paint, and a walk-in closet. The second full bathroom is just outside and features stone accent flooring and crown molding. Additional features of this home include an in-unit washer and dryer and a brand-new BOSCH HVAC (May 2024).

Ready to take your boat out on the water? The sale includes an assigned boat slip, complete with electricity and water, so you can cruise to the vast waters of the Chesapeake Bay in just minutes! Water & Sewer is included in the Condo Assoc. Fee! Seller is motivated, bring your offer! *Transferrable one year warranty included in the sale that the seller just renewed in February*

This one-of-a-kind waterfront condo won't last long—schedule your tour today!

Last Agent to Sell the Property

Amanda Branham

(443) 642-7922 amandabtherealtor@gmail.com Iron Valley Real Estate of Central MD License #5008565 Listed on: 03/24/2025

Iron Valley Real Estate of Central MD

Last Buyer's Agent

Hans Perkasa

(240) 361-7858 hans.perkasa@exprealty.com Epique Realty

Epique Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,452

Year Built

  • Built in 1979

Lot Details

  • 24 Feet of Waterfront
  • Home fronts navigable water
  • Property is in excellent condition

HOA Fees

  • $385 Monthly HOA Fees

Property Views

  • Marina
  • River

Home Design

  • Contemporary Architecture
  • Entry on the 3rd floor
  • Shingle Roof

Interior Spaces

  • 1,254 Sq Ft Home
  • Property has 1 Level
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Living Room
  • Dining Room
  • Wood Flooring
  • Home Security System

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Stacked Washer and Dryer

Parking

  • Parking Lot
  • Parking Space Conveys
  • 1 Assigned Parking Space

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Private Dock Site
  • Powered Boats Permitted
  • Balcony

Schools

  • Riverside Elementary School
  • Magnolia Middle School
  • Joppatowne High School

Utilities

  • 90% Forced Air Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 522C
  • Assessor Parcel Number 1301148567

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance, lawn maintenance, snow removal, trash, exterior building maintenance, water, sewer
  • Low-Rise Condominium
  • Pelican Property Managment Condos
  • Gunpowder Cove Subdivision

Recreation

  • Boat Dock
  • Pier or Dock
  • Fishing Allowed

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,452

Year Built

Built in 1979

Lot Details

0

HOA Fees

$385 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Contemporary
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2025-03-24
  • Year Built: 1979
  • Automatically Close On Close Date: No
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Refrigerator, Washer/Dryer Stacked, Dishwasher, Icemaker, Oven - Wall, Stove, Stainless Steel Appliances
  • Entry Floor: 3
  • Flooring Type: Hardwood
  • Interior Amenities: Breakfast Area, Built-Ins, Ceiling Fan(s), Crown Moldings, Primary Bath(s), Recessed Lighting, Walk-In Closet(s)
  • Fireplace: No
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Bedroom 1, Laundry
  • Basement: No
  • Laundry Type: Washer In Unit, Dryer In Unit, Has Laundry, Main Floor
  • Total Sq Ft: 1254
  • Living Area Sq Ft: 1254
  • Price Per Sq Ft: 269.14
  • Above Grade Finished Sq Ft: 1254
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Roof: Shingle
  • View: River, Water, Marina
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Private Access, Personal Watercraft (PWC), Boat - Powered, Public Access
  • Water Access: Yes
  • Water Body Name: Gunpowder River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 24

Garage/Parking

  • Assigned Spaces Count: 1
  • Garage: No
  • Parking Features: Assigned, Parking Space Conveys
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 385.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Pelican Property Managment
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Lawn Maintenance, Snow Removal, Trash, Ext Bldg Maint, Water, Sewer
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: RIVERSIDE
  • High School: JOPPATOWNE
  • Middle Or Junior School: MAGNOLIA

Lot Info

  • Outdoor Living Structures: Balcony
  • Property Condition: Excellent
  • Zoning: R4
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2452.00
  • Assessor Parcel Number: 1301148567
  • Tax Lot: 522C
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2025
Closed on
Jun 9, 2025
Sold by
Szyjka Michael Joseph
Bought by
Timofejeva Jelena
Seller's Agent
Amanda Branham
Iron Valley Real Estate of Central MD
Buyer's Agent
Hans Perkasa
Epique Realty
List Price
$350,000
Sold Price
$320,000
Premium/Discount to List
-$30,000
-8.57%
Views
135
Current Estimated Value
$323,764

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,764
Avg. Annual Appreciation
1.87%
Original Mortgage
$256,000
Outstanding Balance
$254,888
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$68,876

Purchase Details

Listed on
Dec 22, 2023
Closed on
Feb 29, 2024
Sold by
Kriczky Dennis and Kriczky Vicki
Bought by
Szyjka Michael Joseph
Seller's Agent
Ronald Trzcinski
Samson Properties
Buyer's Agent
Amanda Branham
Iron Valley Real Estate of Central MD
List Price
$310,000
Sold Price
$307,500
Premium/Discount to List
-$2,500
-0.81%
Views
512

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.16%
Original Mortgage
$187,500
Interest Rate
6.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 4, 2021
Closed on
Feb 20, 2021
Sold by
Montanaro Peter J
Bought by
Kriczky Dennis and Kriczky Vicki
Seller's Agent
Jim Leyh
MJL Realty LLC
Buyer's Agent
Ronald Trzcinski
Samson Properties
List Price
$245,000
Sold Price
$238,000
Premium/Discount to List
-$7,000
-2.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.88%
Original Mortgage
$190,400
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 2007
Sold by
Jamison Shawnnette L
Bought by
Montanaro Peter J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,365
Interest Rate
6.43%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 16, 2007
Sold by
Jamison Shawnnette L
Bought by
Montanaro Peter J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,365
Interest Rate
6.43%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2005
Sold by
Thurston Gerald P
Bought by
Jamison Shawnnette L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,600
Interest Rate
5.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 14, 1992
Sold by
Yingling Robert D
Bought by
Thurston Gerald P
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $320,000 Advantage Title
Deed $320,000 Advantage Title
Deed $307,500 Stewart Title
Deed $238,000 Broadview Title
Deed $300,000 --
Deed $300,000 --
Deed $212,000 --
Deed $90,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $256,000 New Conventional
Closed $256,000 New Conventional
Previous Owner $187,500 New Conventional
Previous Owner $190,400 New Conventional
Previous Owner $295,365 Purchase Money Mortgage
Previous Owner $295,365 Purchase Money Mortgage
Previous Owner $169,600 New Conventional
Previous Owner $21,200 Stand Alone Second
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/09/2025 06/09/25 Sold $320,000 -5.2% $255 / Sq Ft
05/01/2025 05/01/25 Pending -- -- --
04/10/2025 04/10/25 Price Changed $337,500 -0.7% $269 / Sq Ft
03/31/2025 03/31/25 Price Changed $340,000 -2.9% $271 / Sq Ft
03/24/2025 03/24/25 For Sale $350,000 +13.8% $279 / Sq Ft
02/29/2024 02/29/24 Sold $307,500 -0.8% $211 / Sq Ft View Prior Sale
12/22/2023 12/22/23 For Sale $310,000 +30.3% $213 / Sq Ft
02/25/2021 02/25/21 Sold $238,000 -2.9% $190 / Sq Ft View Prior Sale
01/24/2021 01/24/21 Pending -- -- --
01/04/2021 01/04/21 For Sale $245,000 0.0% $195 / Sq Ft
09/24/2019 09/24/19 Rented $1,650 0.0% --
08/25/2019 08/25/19 For Rent $1,650 +3.1% --
04/15/2019 04/15/19 Rented $1,600 0.0% --
03/26/2019 03/26/19 For Rent $1,600 0.0% --
03/25/2017 03/25/17 Rented $1,600 -3.0% --
03/25/2017 03/25/17 Under Contract -- -- --
09/23/2016 09/23/16 For Rent $1,650 +3.1% --
01/01/2016 01/01/16 Rented $1,600 -5.9% --
12/11/2015 12/11/15 Under Contract -- -- --
09/29/2015 09/29/15 For Rent $1,700 +3.0% --
07/01/2014 07/01/14 Rented $1,650 -12.0% --
06/06/2014 06/06/14 Under Contract -- -- --
02/04/2014 02/04/14 For Rent $1,875 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,452 $246,667 $0 $0
2024 $2,452 $225,000 $50,000 $175,000
2023 $2,307 $211,667 $0 $0
2022 $2,162 $198,333 $0 $0
2021 $2,162 $185,000 $50,000 $135,000
2020 $2,116 $183,333 $0 $0
2019 $2,096 $181,667 $0 $0
2018 $2,077 $180,000 $50,000 $130,000
2017 $1,944 $180,000 $0 $0
2016 -- $170,000 $0 $0
2015 $2,402 $165,000 $0 $0
2014 $2,402 $165,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2041130

Bright MLS

APN: 01-148567