NOT LISTED FOR SALE

Estimated Value: $354,480

3 Beds
2 Baths
1,876 Sq Ft
$189/Sq Ft Est. Value

Sale Details

Date Sold: October 20, 2025

Last sale price $350,000 $187 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,153 / mo

16 Days on Market

Highlights

  • Pond View
  • Vaulted Ceiling
  • Mature Landscaping
  • Open Floorplan
  • Solid Surface Countertops
  • Home Office

About This Home

As of October 2025

THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING OUR PREFERRED LENDER! Welcome to this inviting 3-bedroom, 2-bath split floorplan home with a den/office in the desirable Waterford community of Palmetto, FL. that is NOT IN A FLOOD ZONE! This home also has HURRICANE IMPACT WINDOWS THROUGHOUT with a fully transferrable warranty and ROOF REPLACED 2021.

From the moment you enter through the elegant leaded-glass front door, you’ll be greeted by a formal living and dining area with vaulted ceilings that offers additional space to gather. The primary suite is a private retreat off the back of the home with laminate flooring, sliding doors to the lanai, a walk-in closet, and an ensuite bath with walk-in shower. Two bedrooms and a full bath with tub/shower provide privacy and comfort for guests or family. Den or bonus room in the back offers lanai access.

The spacious kitchen features stainless steel appliances, a breakfast bar with pendant lighting, a cozy dinette, and a pantry closet—perfect for everyday living and entertaining. It opens seamlessly to the family room, where sliding glass doors lead out to a screened lanai with tranquil backyard lake views.

Additional highlights include a versatile den/office, dedicated laundry room, two-car garage, and mature, low-maintenance landscaping for easy Florida living.

Residents of Waterford enjoy a welcoming community lifestyle with a clubhouse and heated pool. The home’s location offers quick access to Buffalo Creek Golf Course, Moccasin Wallow Golf Club, Buffalo Creek Park, Terra Ceia Preserve and State Park, and the Felts Audubon Preserve—where you can immerse yourself in nature. Minutes away from Sunshine Skyway Bridge and fishing pier, Ellenton Premium Outlets, fine dining, entertainment, etc. Approximately 30 minutes to our area sugar sand beaches! With shopping, dining, and I-75 nearby for an easy commute, this home combines both convenience and the beauty of Florida living.

Last Agent to Sell the Property

Brandi Furlan

KW COASTAL LIVING III Brokerage Phone: 941-900-4151 License #3147016 Listed on: 09/02/2025

KW COASTAL LIVING III

Last Buyer's Agent

Habib Massari

REAL BROKER, LLC License #3539993

REAL BROKER, LLC
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,338

Year Built

  • Built in 2005

Lot Details

  • 5,702 Sq Ft Lot
  • Lot Dimensions are 57x100
  • North Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Property is zoned PDR

HOA Fees

  • $90 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,876 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Pendant Lighting
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Home Office
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Screened Patio
  • Rear Porch

Schools

  • Barbara A. Harvey Elementary School
  • Buffalo Creek Middle School
  • Palmetto High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • Association fees include pool
  • C&S Community Management Services Association, Phone Number (941) 758-9454
  • Visit Association Website
  • Waterford Ph I A, II & II A Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,338

Year Built

Built in 2005

Lot Details

5,702 Sq Ft Lot

HOA Fees

$90 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1876
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 2474
  • Lot Size Sq Ft: 5702
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 229.84
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 3
  • RATIO Current Price By Calculate: 186.57
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 941-900-4151
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 174.29

Exterior Features

  • Direction Faces: North
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12081C0159E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 270
  • Association Fee Frequency: Quarterly
  • Association Name: C&S Community Management Services
  • Phone: 941-758-9454 131
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Only normal pets allowed
  • Association Fee Requirement: Required
  • Association Email: ngrier@cscmsi.com
  • Association URL: https://www.cscmsi.com/waterford-community

Fee Information

  • Total Annual Fees: 1080.00
  • Total Monthly Fees: 90.00
  • Monthly HOA Amount: 90.00

Schools

  • Elementary School: Barbara A. Harvey Elementary
  • High School: Palmetto High
  • Middle Or Junior School: Buffalo Creek Middle

Lot Info

  • Zoning: PDR
  • Parcel Number: 647133059
  • Additional Parcels: No
  • Lot Dimensions: 57x100
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Online application: https://www.cscmsi.com/application-waterford-community-association

Tax Info

  • Tax Annual Amount: 4337.85
  • Tax Book Number: 43-172
  • Tax Lot: 102

Multi Family

  • Approval Process: $125 fee

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2025
Closed on
Oct 20, 2025
Sold by
Bought by
Seller's Agent
Brandi Furlan
KW COASTAL LIVING III
Buyer's Agent
Habib Massari
REAL BROKER, LLC
List Price
$350,000
Sold Price
$350,000
Views
257
Current Estimated Value
$354,480

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,480
Avg. Annual Appreciation
1.51%
Original Mortgage
$280,000
Outstanding Balance
$277,563
Interest Rate
5.62%
Mortgage Type
New Conventional
Estimated Equity
$76,917

Purchase Details

Listed on
Jan 23, 2023
Closed on
Feb 27, 2023
Sold by
Bought by
Seller's Agent
Liza Knipe
RE/MAX PALM
Buyer's Agent
Jenny Welch
COLDWELL BANKER REALTY
List Price
$410,000
Sold Price
$410,000
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.80%

Purchase Details

Closed on
Feb 2, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,830
Interest Rate
5.75%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$350,000 Celebration Title Group
$410,000 --
$199,800 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $280,000
Previous Owner $159,830
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/20/2025 10/20/25 Sold $350,000 0.0% $187 / Sq Ft
09/18/2025 09/18/25 Pending -- -- --
09/02/2025 09/02/25 For Sale $350,000 -14.6% $187 / Sq Ft
02/27/2023 02/27/23 Sold $410,000 0.0% $219 / Sq Ft View Prior Sale
01/26/2023 01/26/23 Pending -- -- --
01/23/2023 01/23/23 For Sale $410,000 -- $219 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 -- $340,713 $40,800 $299,913
2025 $1,416 $344,163 $40,800 $303,363
2024 $1,416 $344,248 $40,800 $303,448
2023 $1,416 $124,880 $0 $0
2022 $1,363 $121,243 $0 $0
2021 $1,293 $117,712 $0 $0
2020 $1,324 $116,087 $0 $0
2019 $1,293 $113,477 $0 $0
2018 $1,271 $111,361 $0 $0
2017 $1,168 $109,071 $0 $0
2016 $1,157 $106,828 $0 $0
2015 $1,159 $106,085 $0 $0
2014 $1,159 $105,243 $0 $0
2013 $1,135 $102,715 $0 $0
Source: Public Records

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Map

Source: Stellar MLS

MLS Number: A4663515

Stellar MLS

APN: 6471-3305-9

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