$287,500
SOLD APR 13, 2026

523 Bluff St Delta, CO 81416

3 Beds
2 Baths
1,056 Sq Ft
7,405 Sq Ft Lot Lot

Sale Details

Date Sold: April 13, 2026

$272 Per Sq Ft

4% Below List Price

172 Days on Market

Highlights

  • Ranch Style House
  • Double Pane Windows
  • Tile Flooring
  • Formal Dining Room
  • Shed
  • Forced Air Heating System

About This Home

As of April 2026

**BACK ON THE MARKET & NO FAULT OF THE HOME & PROPERTY!** Built in 1995, this delightful 3BD/2BA home offers 1,056± sq. ft. of comfort, character, and thoughtful design. Outside, you’ll find an easy-care landscape with excellent sun exposure—perfect for tiered gardens or creative landscaping projects. Two storage sheds provide plenty of space, including the historic “Stage Coach Carriage House.” With a little imagination and elbow grease, this unique structure could be transformed into something truly special. Conveniently located within walking distance to downtown shopping, the city park, and local schools, this home blends charm with everyday practicality. Additional highlights include: Durable metal roof, lit closets, abundant storage throughout, clean, tidy, and move-in ready. If you’re looking for timeless charm paired with quality, this Bluff Street gem is one you won’t want to miss!

Last Agent to Sell the Property

Sheila Grettner

Mason Real Estate, Inc. Listed on: 09/26/2025

Last Buyer's Agent

Montrose NON MEMBER

NON-MEMBER/FSBO Montrose

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,063

Year Built

  • Built in 1995

Lot Details

  • 7,405 Sq Ft Lot
  • Partially Fenced Property

Home Design

  • Ranch Style House
  • Slab Foundation
  • Metal Roof
  • Siding
  • Stick Built Home

Interior Spaces

  • 1,056 Sq Ft Home
  • Ceiling Fan
  • Double Pane Windows
  • Vinyl Clad Windows
  • Window Treatments
  • Formal Dining Room
  • Oven or Range
  • Washer and Dryer Hookup

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Shed

Schools

  • Delta 6-8 Middle School
  • Delta 9-12 High School

Utilities

  • Evaporated cooling system
  • Forced Air Heating System
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • High Speed Internet
  • Internet Available
  • Phone Available
  • Cable TV Available

Community Details

  • Garnet Mesa Subdivision

Listing and Financial Details

  • Assessor Parcel Number 345724111013

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,063

Year Built

Built in 1995

Lot Details

7,405 Sq Ft Lot

Listing Details

  • Appliance Inclusions: Range/Oven, Refrigerator, Exhaust Fan
  • Estimated Total Acres: 0.17
  • Class: RESIDENTIAL
  • Em Deposit: 3,000.00
  • Em Holder: LTGC
  • Exterior Inclusions: Shed/Storage
  • Interior Inclusions: Window Coverings, Ceiling Fan(s), W/D Hookup
  • Legal Lot Block: Lots 5 and 6, Block 12, Garnet Mesa Subdivision of the Town, now City of Delta, Colorado, County of Delta, State of Colorado.
  • Lot Size Acreage: Less than .25
  • Parcel Id Number: 345724111013
  • Price Per Sq Ft: 272.25
  • Real Estate Included: Yes
  • Residence Stories: One Story
  • Residence Style: Ranch
  • Sale/Rent: For Sale
  • Siding: Masonite
  • Sold Price Sq Ft: 272.25
  • Street Descriptionaccess: City/Town, Gravel
  • Street Designation: Street
  • Tax Account Id: R014808
  • Zoning: Residential Single Family
  • Type: Stick Built
  • Internet Service: Yes
  • Total Taxes Dollar: 1063.32
  • Year Built: 1995
  • Foreign Owned Y N: No
  • Prop Description Remarks: **BACK ON THE MARKET & NO FAULT OF THE HOME & PROPERTY!** Built in 1995, this delightful 3BD/2BA home offers 1,056± sq. ft. of comfort, character, and thoughtful design. Outside, you’ll find an easy-care landscape with excellent sun exposure—perfect for tiered gardens or creative landscaping projects. Two storage sheds provide plenty of space, including the historic “Stage Coach Carriage House.” With a little imagination and elbow grease, this unique structure could be transformed into something truly special. Conveniently located within walking distance to downtown shopping, the city park, and local schools, this home blends charm with everyday practicality. Additional highlights include: Durable metal roof, lit closets, abundant storage throughout, clean, tidy, and move-in ready. If you’re looking for timeless charm paired with quality, this Bluff Street gem is one you won’t want to miss!
  • Subdv Name: Garnet Mesa
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 17

Interior Features

  • Dining Room: Separate Dining
  • Bedrooms: 3
  • Flooring: Carpet-Partial, Tile, Vinyl
  • Estimated Total Sq Ft: 1056
  • Full Bathrooms: 1
  • Half Bathrooms: 0
  • Bathrooms Quarter: 0
  • Bathrooms Three Quarters: 1
  • Total Bathrooms: 2
  • Foundation: Slab
  • Main Level Sq Ft: 1056
  • Total Office Den: 0

Exterior Features

  • Fence: Partial Property
  • Windows: Double Pane, Vinyl
  • Construction Type: Wood Frame
  • Exterior Structures: Shed
  • Roof: Metal

Utilities

  • Utilities: Electric, Natural Gas, Cable TV, Internet, Internet - DSL, Phone - Cell Reception, Phone - Landline
  • Cooling: Evaporative Cooler
  • Electric Supplier: City of Delta
  • Gas Supplier: Black Hills Energy
  • Heating System: Forced Air
  • Sewer Supplier: City of Delta
  • Water Heater: Gas Water Heater
  • Water Supplier: City of Delta

Schools

  • High School: Delta 9-12

Lot Info

  • Geo Subdivision: CO

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2025

MLS Schools

  • Elementary School: Open Enrollment
  • Middle School: Delta 6-8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2025
Closed on
Apr 13, 2026
Sold by
Comerica Bank & Trust Na
Bought by
Moore Jonathan
Seller's Agent
Sheila Grettner
Mason Real Estate, Inc.
Buyer's Agent
Montrose NON MEMBER
NON-MEMBER/FSBO Montrose
List Price
$299,900
Sold Price
$287,500
Premium/Discount to List
-$12,400
-4.13%
Views
94

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
95.31%
Original Mortgage
$230,000
Outstanding Balance
$230,000
Interest Rate
5.98%
Mortgage Type
New Conventional
Estimated Equity
$71,293

Purchase Details

Listed on
Jul 12, 2024
Closed on
Oct 9, 2024
Sold by
Daniel & Barbara Dunham Living Trust
Bought by
Comerica Bank & Trust
Seller's Agent
Dianne Dinnel
Keller Williams Colorado West Realty
Buyer's Agent
Dawn Carson
Phelps Real Estate Group
List Price
$329,900
Sold Price
$315,000
Premium/Discount to List
-$14,900
-4.52%
Views
29

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.87%

Purchase Details

Closed on
Nov 24, 2021
Sold by
Dunham Daniel D and Dunham Barbara J
Bought by
Daniel & Barbara Dunham Living Trust

Purchase Details

Closed on
Oct 11, 1995
Sold by
Macilla Horiski
Bought by
Dunham

Purchase Details

Closed on
Oct 14, 1992
Sold by
Nichols
Bought by
Macilla

Purchase Details

Closed on
Jun 30, 1992
Sold by
Wilson
Bought by
Nichols
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $315,000 Land Title Guarantee
Interfamily Deed Transfer -- None Available
Deed $10,000 --
Deed $5,200 --
Warranty Deed $2,800 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/13/2026 04/13/26 Sold $287,500 -4.1% $272 / Sq Ft
03/17/2026 03/17/26 Pending -- -- --
03/10/2026 03/10/26 For Sale $299,900 0.0% $284 / Sq Ft
02/18/2026 02/18/26 Pending -- -- --
02/13/2026 02/13/26 Price Changed $299,900 -2.5% $284 / Sq Ft
01/06/2026 01/06/26 Price Changed $307,500 -2.4% $291 / Sq Ft
11/12/2025 11/12/25 Price Changed $315,000 -3.0% $298 / Sq Ft
09/26/2025 09/26/25 For Sale $324,900 +3.1% $308 / Sq Ft
10/09/2024 10/09/24 Sold $315,000 -3.0% $298 / Sq Ft View Prior Sale
09/18/2024 09/18/24 Pending -- -- --
09/15/2024 09/15/24 Price Changed $324,900 -1.5% $308 / Sq Ft
07/12/2024 07/12/24 For Sale $329,900 -- $312 / Sq Ft
Source: Colorado Real Estate Network (CREN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,063 $15,624 $3,125 $12,499
2024 $802 $12,119 $2,569 $9,550
2023 $802 $12,119 $2,569 $9,550
2022 $734 $11,375 $3,128 $8,247
2021 $741 $11,702 $3,218 $8,484
2020 $661 $10,283 $2,860 $7,423
2019 $654 $10,283 $2,860 $7,423
2018 $537 $8,136 $2,016 $6,120
2017 $521 $8,136 $2,016 $6,120
2016 $530 $9,053 $2,229 $6,824
2014 -- $9,128 $2,428 $6,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Colorado Real Estate Network (CREN)

MLS Number: 828802

Colorado Real Estate Network (CREN)

APN: R014808

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