$890,000

Estimated payment $5,057/month

Total Views 1,028
1 Acre
$893,933 Price per Acre
43,368 Sq Ft Lot

Highlights

  • Home fronts a creek
  • 1 Acre Lot
  • No HOA
  • Warren Elementary School Rated A
  • Corner Lot
  • 5-minute walk to Cottleville Bark Park

About This Lot

Positioned in the highly desirable Old Town Cottleville district, 5556 Oak Street presents a rare commercial opportunity in one of St. Charles County’s most sought-after and walkable areas. Surrounded by established local businesses, restaurants, and ongoing revitalization, this property offers exceptional potential for a wide range of commercial or mixed-use concepts.
Situated on approximately 1 acre (M/L) in a prominent Old Town location, the site provides a unique blank-slate for investors or owner-operators looking to reimagine or repurpose a property in an area known for its charm, foot traffic, and strong community support. Whether your vision includes office space, boutique retail, service-oriented business, creative workspace, or redevelopment, this property offers the flexibility to bring that vision to life (buyer to verify zoning and permitted uses).
Old Town Cottleville continues to see strong demand driven by its historic character, locally owned businesses, community-focused events, and limited commercial inventory—making opportunities like this increasingly rare.
Highlights include: ***Prime Old Town Cottleville location***High-visibility Main Street address***Generous lot size with redevelopment potential***Strong surrounding commercial activity***Excellent opportunity for investors or owner-users***
Bring your ideas and take advantage of the momentum and long-term upside that Old Town Cottleville has to offer.

Listing Agent

Jacob Gould

Capstone Real Estate, LLC License #2013037768 Listed on: 08/21/2026

Property Details

Property Type

  • Land

Lot Details

  • 43,368 Sq Ft Lot
  • Home fronts a creek
  • Corner Lot
  • Zero Lot Line

Schools

  • Warren Elem. Elementary School
  • Saeger Middle School
  • Francis Howell Central High School

Utilities

  • Underground Utilities
  • Single-Phase Power
  • Natural Gas Connected
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number see county record

Property Details

Property Type

Land

Lot Details

1.0 Acres

Listing Details

  • Property Type: Land
  • Cross Street: Oak St
  • Current Use: Office
  • ResoLotFeatures: Adjoins Wooded Area, Corner Lot, Waterfront, Zero Lot Line
  • Lot Size Acres: 0.9956
  • Road Frontage Type: City Street
  • Co List Office Phone: 314-402-0736
  • MLS Status: Active
  • Subdivision Name: Old Town
  • Financial Info Electric: Single Phase
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: LotsLands

Exterior Features

  • Waterfront Features: Creek
  • Waterfront: Yes
  • Disclosures: Agent Owned, Flood Plain Yes, Historic Restriction, Occupancy Permit Required

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Warren Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Saeger Middle

Lot Info

  • Zoning: See Remarks
  • Topography: Flood Plain,Rolling
  • Development Status: Other
  • Lot Size Sq Ft: 43368.34
  • Parcel Number: see county record

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,023 $32,580
2025 $2,023 $32,580
2023 $1,920 $30,663 $0 $0
2022 $1,696 $25,082 $0 $0
2021 $1,697 $25,082 $0 $0
2020 $1,614 $23,060 $0 $0
2019 $1,607 $23,060 $0 $0
2018 $1,591 $21,807 $0 $0
2017 $1,579 $21,807 $0 $0
2016 $1,499 $19,907 $0 $0
2015 $1,469 $19,907 $0 $0
2014 $1,529 $20,085 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/21/2026 08/21/26 For Sale $890,000 -- --
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $125,000 Select Title Group
Warranty Deed $116,000 Ust
Warranty Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $82,450 Purchase Money Mortgage
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26054109

MARIS MLS

APN: 3-0105-0304-00-0012.0000000

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