NOT LISTED FOR SALE

528 Whitaker St Morehead, KY 40351

Estimated Value: $245,939 - $256,000

3 Beds
2 Baths
1,376 Sq Ft
$183/Sq Ft Est. Value

Sale Details

Date Sold: March 19, 2026

Last sale price $254,000 $185 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,506 / mo

6 Days on Market

Highlights

  • Ranch Style House
  • No HOA
  • First Floor Utility Room
  • Wood Flooring
  • Covered Patio or Porch
  • 2 Car Attached Garage

About This Home

As of March 2026

Welcome to this charming 3-bedroom, 2-bath ranch home nestled in one of Morehead's most desirable neighborhoods. Enjoy the perfect blend of convenience and comfort—just minutes from St. Claire Regional Medical Center, Morehead State University, and all major shopping and dining, yet tucked away in a quiet, cozy community that offers a private, neighborhood feel. Inside, you'll find an open-concept living and dining area ideal for everyday living and entertaining. The thoughtfully designed layout provides comfortable one-level living with well-appointed bedrooms and baths. The attached two-car garage features durable epoxy flake flooring, adding both style and functionality. Step out back to discover a welcoming outdoor space, perfect for relaxing evenings or gathering around a firepit with friends and family. This home offers the location, layout, and lifestyle you've been looking for—don't miss the opportunity to make it yours.

Last Agent to Sell the Property

Heather Daniel

HomeLand Real Estate Inc License #289179 Listed on: 02/16/2026

Last Buyer's Agent

Zachary Otis

HomeLand Real Estate Inc License #291757

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1971

Lot Details

  • 12,937 Sq Ft Lot
  • Landscaped

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 1,376 Sq Ft Home
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Insulated Doors
  • Living Room
  • First Floor Utility Room
  • Utility Room
  • Attic Access Panel
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Mcbrayer Elementary School
  • Rowan Co Middle School
  • Rowan Co High School

Utilities

  • Central Air
  • Heating Available
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Hidden Valley Subdivision

Listing and Financial Details

  • Assessor Parcel Number 045-30 00 075.00

Home Details

Home Type

Single Family

Year Built

Built in 1971

Lot Details

0.3 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 1971
  • Above Grade Finished Sq Ft: 1376.0
  • Levels: One
  • New Construction: No
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: No
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: No
  • Room Types: Utility Room Level: First
  • Construction Materials:Construction Materials: Brick Veneer
  • Cooling:Cooling: Central Air, Ceiling Fan(s)
  • Fireplace Features:Fireplace Features: Gas Log
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: One
  • Patio And Porch Details:Patio And Porch Details: Front Patio, Covered Porch, Rear Patio
  • Patio And Porch Features:Patio And Porch Features: Patio, Porch
  • Sewer:Sewer: Public Sewer
  • Structure Type:Structure Type: House
  • Water Heater:Water Heater: Gas
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
  • Interior Amenities: Eat-in Kitchen, Ceiling Fan(s)
  • Flooring: Hardwood, Laminate, Tile, Vinyl
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: No
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Total Fireplaces: 1
  • LivingArea: 1376.0
  • Lot Size Area: 0.3
  • Window Features: Insulated Windows, Window Treatments, Screens
  • Interior: Basement YN: No
  • Interior: Fireplace YN: Yes
  • Room Types: Living Room Level: First
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bedroom 2 Level: First
  • Room Types: Bedroom 3 Level: First
  • Room Types: Primary Bathroom Level: First
  • Attic Features:Attic Features: Access Only
  • Interior Features:Interior Features: Eat-in Kitchen, Ceiling Fan(s)
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Window Features:Window Features: Insulated Windows, Window Treatments, Screens

Exterior Features

  • Roof: Shingle
  • Construction Materials: Brick Veneer
  • Fencing: None
  • Foundation Details: Block
  • Horse: No
  • List Price: 254999.0
  • Lot Features: Landscaped
  • Pool Private: No
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
  • Parking Information: Garage YN: Yes
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Electric
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: McBrayer
  • High School: Rowan Co
  • Middle or Junior School: Rowan Co

Lot Info

  • Lot Size Acres: 0.297
  • Lot Size Sq Ft: 12937.32
  • Parcel Number: 045-30 00 075.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 16, 2026
Closed on
Mar 19, 2026
Sold by
Bought by
Seller's Agent
Heather Daniel
HomeLand Real Estate Inc
Buyer's Agent
Zachary Otis
HomeLand Real Estate Inc
List Price
$254,999
Sold Price
$254,000
Premium/Discount to List
-$999
-0.39%
Views
115
Current Estimated Value
$251,485

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,515
Avg. Annual Appreciation
-3.90%
Original Mortgage
$203,200
Outstanding Balance
$201,967
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$49,518

Purchase Details

Closed on
Jul 16, 2025
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Interest Rate
6.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 24, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,000
Interest Rate
2.78%

Purchase Details

Closed on
Feb 5, 2021
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$254,000 None Listed On Document
$260,000 Bluegrass Land Title
$223,000 None Available
$106,000 None Listed On Document
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $203,200
Previous Owner $234,000
Previous Owner $143,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/19/2026 03/19/26 Sold $254,000 -0.4% $185 / Sq Ft
02/22/2026 02/22/26 Pending -- -- --
02/16/2026 02/16/26 For Sale $254,999 +0.4% $185 / Sq Ft
02/15/2026 02/15/26 Off Market $254,000 -- --
02/13/2026 02/13/26 Price Changed $254,999 -3.8% $185 / Sq Ft
12/16/2025 12/16/25 For Sale $264,999 -- $193 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,867 $223,000 $20,000 $203,000
2024 $1,902 $223,000 $20,000 $203,000
2023 $1,900 $223,000 $20,000 $203,000
2022 $1,927 $223,000 $20,000 $203,000
2021 $886 $100,000 $20,000 $80,000
2020 $902 $100,000 $0 $100,000
2019 $912 $100,000 $0 $100,000
2018 $908 $100,000 $0 $100,000
2017 -- $100,000 $0 $100,000
2016 -- $100,000 $0 $100,000
2014 $558 $100,000 $0 $0
2013 $558 $100,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25508008

ImagineMLS (Bluegrass REALTORS®)

APN: 045-30-00-075.00

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