$345,000

539 Summit Ave Schenectady, NY 12307

Hamilton Hill Neighborhood

Estimated payment $2,305/month

6 Beds
2 Baths
2,200 Sq Ft
$157 Price per Sq Ft

Highlights

  • No HOA
  • Bathroom on Main Level
  • Forced Air Heating System

About This Home

Attention Investors and Savvy Homebuyers! Discover an incredible opportunity at 539 Summit Ave, Schenectady, NY, a classic 2,060-square-foot multi-family property built in 1910 that is bursting with potential. Featuring a generous layout with 6 spacious bedrooms and 2 full bathrooms, this dual-unit residence is perfectly configured for an owner-occupant looking to live in one unit while letting tenant income cover the mortgage, or an investor seeking a high-yield asset in a high-demand Capital Region rental market. Situated on a low-maintenance lot close to local schools, parks, and downtown amenities, this historic property offers the ideal canvas for value-add renovations that will maximize cash flow and build immediate equity.

Both units will be vacant at time of closing. Right now upstairs unit available for showings

Listing Agent

Brendan Nally

eXp Realty License #10401335670 Listed on: 09/17/2026

eXp Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,700

Year Built

  • Built in 1910

Lot Details

  • 3,049 Sq Ft Lot

Home Design

  • Duplex
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 2,200 Sq Ft Home
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Parking

  • 1 Parking Space
  • Driveway
  • Open Parking

Schools

  • Schenectady High School

Utilities

  • Forced Air Heating System
  • 100 Amp Service

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 51.000 / 3
  • Assessor Parcel Number 49.31-3-51

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,700

Year Built

Built in 1910

Lot Details

3,049 Sq Ft Lot

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1910
  • Directions: Driving west on Summit Ave, property on your left
  • Above Grade Finished Sq Ft: 2200.0
  • Architectural Style: Other
  • Lot Size Acres: 0.07
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Rental Income: 3200.0
  • Rental Income Description: Estimated
  • Subdivision Name: Select One
  • Special Features: None

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 2200.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Fireplace: No

Exterior Features

  • Exterior Features: None
  • Construction Type: Stone, Vinyl Siding
  • Waterfront: No

Garage/Parking

  • Parking Features: Driveway
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 1.0

Utilities

  • Sewer: Public Sewer
  • Electric: 100 Amp Service
  • Heating: Forced Air
  • Water Source: Public
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 49.31-3-51
  • Lot Size Sq Ft: 3049.2

Tax Info

  • Tax Annual Amount: 4700.0
  • Tax Block: 3
  • Tax Lot: 51.000

MLS Schools

  • HighSchool: Schenectady

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,049 $73,000 $8,400 $64,600
2024 $4,049 $55,800 $8,400 $47,400
2023 $39 $55,800 $8,400 $47,400
2022 $3,726 $55,800 $8,400 $47,400
2021 $3,689 $55,800 $8,400 $47,400
2020 $3,613 $55,800 $8,400 $47,400
2019 $2,456 $55,800 $8,400 $47,400
2018 $3,640 $55,800 $8,400 $47,400
2017 $2,872 $55,800 $8,400 $47,400
2016 $3,697 $55,800 $8,400 $47,400
2015 -- $55,800 $8,400 $47,400
2014 -- $55,800 $8,400 $47,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/17/2026 09/17/26 For Sale $345,000 -- $157 / Sq Ft
Source: Global MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $270,000 None Listed On Document
Deed $21,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $256,500 New Conventional
Source: Public Records

Source: Global MLS

MLS Number: 202626404

Global MLS

APN: 049-031-0003-051-000-0000

New York Schenectady County Schenectady 12307 Hamilton Hill

539 Summit Ave, Schenectady, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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