NOT LISTED FOR SALE

54 Snug Harbor Dr White Stone, VA 22578

Estimated Value: $532,000 - $677,000

3 Beds
2 Baths
1,764 Sq Ft
$342/Sq Ft Est. Value

Sale Details

Date Sold: September 2, 2022

Last sale price $495,000 $281 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $3,449 / mo

9 Days on Market

Highlights

  • Pier or Dock
  • Wood Burning Stove
  • Wood Flooring
  • River View
  • Ranch Style House
  • No HOA

About This Home

As of September 2022

Brick house on Mosquito Creek with wide open views of the Rappahannock River. Comfortable 1764 sq.ft home with all one floor living. 2 car attached garage, 3 bedrooms 2 bathrooms, hardwood floors throughout, even under carpet in bedroom, bulkhead with rip-rap on waterside for shoreline protection. Roof approximately 10-12 years old, private artesian well, private septic system, Dock was built in 2012. Wood Stove insert in living room. Verizon DSL internet and Direct TV. Screen Porch on waterside.

Last Agent to Sell the Property

David Dew

Isabell K. Horsley R. E., Ltd. Listed on: 07/25/2022

Last Buyer's Agent

David Dew

Isabell K. Horsley R. E., Ltd. Listed on: 07/25/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,847

Year Built

  • Built in 1973

Lot Details

  • 1.58 Acre Lot
  • River Front

Parking

  • 2 Car Attached Garage
  • Stone Driveway
  • Open Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • 1,764 Sq Ft Home
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Wood Burning Stove
  • Living Room with Fireplace
  • Dining Area
  • Screened Porch
  • River Views
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Built-In Oven
  • Range Hood

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Heat Pump System
  • 200+ Amp Service
  • Artesian Water
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 39-23C

Community Details

Overview

  • No Home Owners Association

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,847

Year Built

Built in 1973

Lot Details

1.58 Acres

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.58
  • Water Body Name: Rappahannock River
  • Subdivision Name: None
  • Directions: From Stoplight in White Stone, Windmill Point Rd. to right on Oyster House Rd. left on Snug Harbor, home on Right.
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built: 1973
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Surface Units, Range Hood, Refrigerator, Wall Oven
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning Stove, Living Room, One Fireplace
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: 1st Floor Bedroom
  • Living Area: 1764
  • Dining Room Features: Living Room Combo, Dining Area

Exterior Features

  • Lot Features: 1-1.9 acres
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: River/Creek Front, Pier/Dock
  • Waterfront: Yes
  • Disclosures: Yes
  • Construction Type: Brick, Sheetrock Walls
  • Patio And Porch Features: Screened Porch
  • Roof: Age 10+ yrs, Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached, Two Car, Stone Driveway
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Ceiling Fan(s), Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Electric: Amps (200)
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 68824.8
  • Zoning Description: R-1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2847
  • Tax Book Number: LR 13/1685
  • Tax Map Number: 39-23C

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 25, 2022
Closed on
Aug 19, 2022
Sold by
Williams Family Land Trust
Bought by
Erwin Brian P and Erwin Lori J
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
List Price
$495,000
Sold Price
$495,000
Current Estimated Value
$603,658

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$108,658
Avg. Annual Appreciation
5.56%
Original Mortgage
$295,000
Outstanding Balance
$281,340
Interest Rate
5.54%
Mortgage Type
New Conventional
Estimated Equity
$322,318
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Erwin Brian P $495,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Erwin Brian P $295,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/02/2022 09/02/22 Sold $495,000 0.0% $281 / Sq Ft
08/03/2022 08/03/22 Pending -- -- --
07/25/2022 07/25/22 For Sale $495,000 -- $281 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,989 $543,400 $243,100 $300,300
2024 $2,989 $543,400 $243,100 $300,300
2023 $2,847 $451,900 $238,100 $213,800
2022 $2,847 $451,900 $238,100 $213,800
2021 $2,847 $451,900 $238,100 $213,800
2020 $2,847 $451,900 $238,100 $213,800
2019 $2,847 $451,900 $238,100 $213,800
2018 $2,612 $442,700 $242,100 $200,600
2017 $2,612 $442,700 $242,100 $200,600
2016 -- $442,700 $242,100 $200,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 112555

APN: 39-23C

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