NOT LISTED FOR SALE

54 Snug Harbor Dr White Stone, VA 22578

Estimated Value: $612,000 - $662,000

3 Beds
2 Baths
1,764 Sq Ft
$365/Sq Ft Est. Value

Last Sold September 01, 2022

Last sale price $495,000 $281 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $3,726/month

7 Days on Market

Highlights

  • Dock Available
  • River Front
  • Granite Countertops
  • Home fronts a creek
  • Wood Flooring
  • Screened Porch

About This Home

As of September 2022

Brick house on Mosquito Creek with wide open views of the Rappahannock River. Comfortable 1764 sq.ft home with all one floor living. 2 car attached garage, 3 bedrooms 2 bathrooms, hardwood floors throughout, even under carpet in bedroom, bulkhead with rip-rap on waterside for shoreline protection. Roof approximately 10-12 years old, private artesian well, private septic system, Dock was built in 2012. Wood Stove insert in living room. Verizon DSL internet and Direct TV. Screen Porch on waterside.

Last Agent to Sell the Property

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 07/25/2022

Last Buyer's Agent

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 07/25/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,847

Year Built

  • Built in 1973

Lot Details

  • 1.58 Acre Lot
  • Home fronts a creek
  • River Front
  • Zoning described as R1

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • 1,764 Sq Ft Home
  • 1-Story Property
  • Wired For Data
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Fireplace Features Masonry
  • Dining Area
  • Screened Porch
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Built-In Oven
  • Induction Cooktop
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Linoleum
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Mooring
  • Dock Available

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Heater
  • Septic Tank

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Assessor Parcel Number 39-23C

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,847

Year Built

Built in 1973

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1973
  • Property Attached Yn: No
  • Lot Size Acres: 1.58
  • Water Body Name: Mosquito Creek
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Linoleum, Tile, Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Dishwasher, Electric Water Heater, Refrigerator, Smooth Cooktop
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Masonry, Wood Burning, Insert
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Dining Area, Fireplace, Granite Counters, Wired for Data
  • Living Area: 1764.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Waterfront
  • Pool Features: None
  • Waterfront Features: Creek, Dock Access, Mooring, River Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Brick, Drywall
  • Exterior Features: Porch
  • Patio And Porch Features: Rear Porch, Screened, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 39-23C
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 2847.0

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 25, 2022
Closed on
Aug 19, 2022
Sold by
Williams Family Land Trust
Bought by
Erwin Brian P and Erwin Lori J
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
List Price
$495,000
Sold Price
$495,000
Current Estimated Value
$643,104

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$148,104
Avg. Annual Appreciation
10.86%
Original Mortgage
$295,000
Outstanding Balance
$284,346
Interest Rate
5.54%
Mortgage Type
New Conventional
Estimated Equity
$390,699
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Erwin Brian P $495,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Erwin Brian P $295,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/01/2022 09/01/22 Sold $495,000 0.0% $281 / Sq Ft
08/02/2022 08/02/22 Pending -- -- --
07/25/2022 07/25/22 For Sale $495,000 -- $281 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,989 $543,400 $243,100 $300,300
2023 $2,847 $451,900 $238,100 $213,800
2022 $2,847 $451,900 $238,100 $213,800
2021 $2,847 $451,900 $238,100 $213,800
2020 $2,847 $451,900 $238,100 $213,800
2019 $2,847 $451,900 $238,100 $213,800
2018 $2,612 $442,700 $242,100 $200,600
2017 $2,612 $442,700 $242,100 $200,600
2016 -- $442,700 $242,100 $200,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2220970

Chesapeake Bay & Rivers Association of REALTORS®

APN: 39-23C