$494,000
PENDING $1K PRICE DROP

540 N Harding Ave Harrison, MI 48625

Harrison Area

Estimated payment $2,975/month

Total Views 439
3 Beds
2 Baths
1,616 Sq Ft
$306 Price per Sq Ft

Highlights

  • 71 Feet of Waterfront
  • Wood Flooring
  • Separate Outdoor Workshop
  • Deck
  • No HOA
  • 2 Car Detached Garage

About This Home

Welcome to 540 N Harding in Harrison, Michigan—a gorgeous, completely remodeled lakefront home offering the perfect blend of modern updates, beautiful waterfront, and exceptional storage and workspace. Step inside and enjoy a home that has been thoughtfully renovated from top to bottom, creating a fresh, move-in-ready retreat designed for both everyday living and lake life. Outside, the property truly shines with gorgeous sandy frontage, perfect for swimming, relaxing by the water, launching the kayaks, or spending summer days with family and friends. One of the standout features is the large outbuilding, complete with a 10-foot overhead door and an expansive workshop area. Whether you need space for boats, lake toys, vehicles, equipment, hobbies, or a serious workspace, this building offers incredible flexibility. Beautifully remodeled, sandy lake frontage, and an impressive outbuilding—all in one property. 540 N Harding is the kind of lake home that's ready to enjoy from day one.

Listing Agent

Laura Ensley

Ensley Real Estate License #6502396036 Listed on: 08/13/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,988

Year Built

  • Built in 1991

Lot Details

  • 1,616 Sq Ft Lot
  • Lot Dimensions are 71x230
  • 71 Feet of Waterfront
  • Lake Front
  • Sprinkler System

Parking

  • 2 Car Detached Garage

Home Design

  • Shingle Roof
  • Shingle Siding

Interior Spaces

  • 1,616 Sq Ft Home
  • 1-Story Property
  • Electric Fireplace
  • Wood Flooring
  • Water Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Water Access
  • Deck
  • Separate Outdoor Workshop

Utilities

  • Heating System Uses Propane
  • Power Generator
  • Well
  • Liquid Propane Gas Water Heater
  • Water Softener is Owned
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,988

Year Built

Built in 1991

Lot Details

1,616 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1991
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 71.0
  • General Property Info: Association YN: No
  • Driveway:Driveway: Paved
  • Landscape:Landscape: Underground Sprinkler
  • Sewer:Sewer: Septic Tank
  • Util Avail at Street:Util Avail at Street: High Speed Internet, Cable Available, Electricity Available, Storm Sewer, Phone Available
  • Water Heater:Water Heater: Propane
  • Fireplace:Fireplace: Electric Built-in
  • Water Fea Amenities:Water Fea Amenities: All Sports, Dock, View
  • Other Structures:Other Structures: Workshop
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6IlQwMDAwMDAwNiIsIkxpc3RpbmdJRCI6IjI2MDQyNDQzIiwiU3RhbmRhcmRTdGF0dXMiOiJQZW5kaW5nIiwiTW9kaWZpY2F0aW9uVGltZXN0YW1wIjoiMjAyNi0wOC0yMlQxNDo1MTo0MC4wMDBaIiwiTGljZW5zZWVJRCI6Im9hdXRoMl8xNDYyOSIsIkxpY2Vuc2VlTmFtZSI6IkhvbWVzIFBybyJ9.PFsbGrKiZs2FMp9xrJ8Vb18_WeXhqf7wf5S4bIJHttc/badge
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Water Softener Owned, Refrigerator, Microwave, Dishwasher, Dryer, Washer, Range
  • Flooring: Wood
  • Interior Amenities: Pantry
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space, Full
  • LivingArea: 1616.0
  • Other Equipment: Generator
  • Kitchen Features:Kitchen Features: Pantry

Exterior Features

  • Construction Materials: Shingle Siding
  • List Price: 494000.0
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Shingle
  • Water Body Name: Lily Lake
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Roofing:Roofing: Shingle

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Paved, Detached

Utilities

  • Heating: Other
  • Heating: Yes
  • Laundry Features: Main Level
  • Utilities: Cable Available, Electricity Available, Storm Sewer, Phone Available
  • Water Source: Well
  • Heat Source:Heat Source: Propane, Other
  • Heat Type:Heat Type: Other

Lot Info

  • Lot Size Acres: 0.0371
  • Lot Size Area: 0.04
  • Lot Dimensions: 71x230
  • Lot Size Sq Ft: 1616.0

Tax Info

  • Tax Annual Amount: 2987.56
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,988 $246,400 $46,600 $199,800
2025 $1,113 $232,900 $46,600 $186,300
2024 $2,755 $170,300 $29,500 $140,800
2023 $2,639 $128,800 $29,500 $99,300
2021 $2,639 $95,200 $0 $0
2020 $1,881 $99,700 $0 $0
2019 $4,031 $99,400 $0 $0
2018 $3,836 $81,100 $0 $0
2017 $860 $83,900 $0 $0
2016 $852 $78,800 $0 $0
2015 -- $91,700 $0 $0
2014 -- $87,700 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/22/2026 08/22/26 Pending -- -- --
08/19/2026 08/19/26 Price Changed $494,000 -0.2% $306 / Sq Ft
08/13/2026 08/13/26 For Sale $495,000 -- $306 / Sq Ft
Source: MichRIC

Source: MichRIC

MLS Number: 26042443

MichRIC

APN: 006-370-010-00

Michigan Clare County Harrison 48625

540 N Harding Ave, Harrison, MI

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MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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Ensley Real Estate
(989) 966-3670
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