$3,995,000
$400K PRICE DROP

540 Ponder Point Dr Sandpoint, ID 83864

Sandpoint Area

Estimated payment $23,180/month

Total Views 55,093
5 Beds
5 Baths
6,848 Sq Ft
$583 Price per Sq Ft

Highlights

  • Docks
  • Waterfront
  • Covered Deck
  • Lake View
  • 1.11 Acre Lot
  • Wood Flooring

About This Home

Wake to panoramic, south-facing views of Lake Pend Oreille framed by the surrounding mountains. Enjoy a private swimming cove with protected, calm water--ideal for all ages--complete with a spacious dock, fire pit, and lawn extending to the water's edge across 1.11 acres. This exceptionally maintained and spacious home within the desirable Ponder Point neighborhood spans 6,848 square feet across three levels. The main floor features a formal living and dining anchored by a wood-burning fireplace, a well-appointed gourmet kitchen with large island and gathering area, two bedrooms with ensuite baths, guest bath, and laundry. Upstairs, a private owner's retreat includes a spacious bedroom, ensuite bath, and office or den, along with a separate bonus room--ideal for a home theater or additional living space, thoughtfully positioned for privacy and sound separation. The lower level offers a generous family room, bedroom, bath, fitness area, game room, and dedicated hobby space. Cont'd... An oversized three-car garage provides ample storage. Major systems--including the roof, furnaces, and water heaters--were replaced in 2018. Ideal for full-time living, a refined getaway, or a compelling investment opportunity! Desirable proximity with direct access onto miles of paved trails for recreational enjoyment, all just minutes from downtown Sandpoint, Schweitzer Mountain Resort, and nearby golf. The cove. The trails. The view. A setting that's rarely available--and nearly impossible to replicate

Listing Agent

Cindy Bond

eXp Realty License #AB24659 Listed on: 12/12/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,664

Year Built

  • Built in 1990

Lot Details

  • 1.11 Acre Lot
  • Waterfront
  • Open Space
  • Southern Exposure
  • Landscaped
  • Level Lot
  • Open Lot
  • Backyard Sprinklers
  • Lawn
  • Property is zoned Suburban, Suburban

Parking

  • Attached Garage

Property Views

  • Lake
  • Mountain
  • Territorial

Home Design

  • Brick Exterior Construction
  • Concrete Foundation
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Cedar

Interior Spaces

  • 6,848 Sq Ft Home
  • Multi-Level Property
  • Skylights
  • Fireplace

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • 5 Bathrooms
  • Jetted Tub in Primary Bathroom

Laundry

  • Washer
  • Gas Dryer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Docks
  • Covered Deck
  • Fire Pit
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Furnace
  • Gas Available
  • Gas Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Ponder Point Subdivision

Listing and Financial Details

  • Assessor Parcel Number RP003570020010A

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,664

Year Built

Built in 1990

Lot Details

1.11 Acres

Listing Details

  • Property Sub Type: Residential Waterfront
  • Prop. Type: Residential
  • Lot Size Acres: 1.11
  • Road Surface Type: Paved
  • Water Body Name: Pend Oreille Lake
  • Subdivision Name: Ponder Point
  • Directions: Hwy 200 E from Sandpoint; Turn S onto Kootenai Bay Rd.; continue on Ponder Pt. Dr. to home on left.
  • Year Built: 1990
  • General Property Description:Lot Acres2: 1.11
  • General Property Description:Lot Type 1: Residential
  • Legal and Taxes:Zoning2: Suburban
  • Legal and Taxes:Tax Year2: 2024
  • View:Mountain(s): Yes
  • View:Territorial: Yes
  • Road Paved: Yes
  • Water:City5: Yes
  • Sewer:City Sewer: Yes
  • General Property Description:Building Style: Multi-Level
  • General Property Description:New Construction: No
  • Property Subject to:Homeowners Assoc: None
  • Property Subject to:Flood Zone: No
  • Common Walls:No Common Walls: Yes
  • Fuel:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Bsmt:Full Size: Yes
  • Basement Walkout: Yes
  • Foundation:Concrete: Yes
  • Roof:Comp Shingle: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Flooring:Wood4: oak
  • Fuel:Gas: Yes
  • Exterior:Cedar: Yes
  • Foundation:Slab: Yes
  • General Property Description:Total SqFt2: 6848.0
  • Lot Features:Landscaping: Yes
  • DelayedMarketingYN: No
  • Contract Information: Delayed Marketing: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dual Fuel Range, Gas Dryer, Electric Dryer, Gas Water Heater, Washer, Refrigerator, Microwave, Disposal, Dishwasher
  • Has Basement: None, Slab on grade, Walk-out
  • Basement YN: Yes
  • Total Bedrooms: 5
  • Flooring: Wood, Tile, Carpet
  • Interior Amenities: Fireplace, High Speed Internet, Jetted Tub, Washer Hookup
  • Living Area: 6848.0
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 2
  • Window Features: Skylight(s)
  • Rooms per Level:Bsmt Bath: 1
  • Interior Features:Central Air: Yes
  • Interior Features:Dryer Hookup - Elec2: Yes
  • Interior Features:Fireplace: Yes
  • Interior Features:Skylight(s): Yes
  • Interior Features:Washer Hookup: Yes
  • Other Rooms:Bonus Room: TV (Theater) Room
  • Other Rooms:Formal Dining: Infrml Dining + Sit
  • Other Rooms:Storage2: Mech & Utility Rooms
  • Appliances Dishwasher: Yes
  • Appliances:Dryer Electric: Yes
  • Interior Features:High Speed Internet: Yes
  • Basement:None-Slab on Grade: Yes
  • Interior Features:Dryer Hookup - Gas2: Yes
  • Appliances:RangeOven Combo - GasElec: Yes
  • Appliances:Dryer Gas: Yes
  • Appliances:Gas Water Heater2: Yes
  • Basement:_percent_ Finished: 100
  • Interior Features:Jetted Tub: Yes

Exterior Features

  • Lot Features: Sprinklers In Rear, Sprinklers In Front, Open Lot, Sloped, Landscaped, Level, Southern Exposure
  • View: Mountain(s), Territorial, Lake
  • View: Yes
  • Waterfront: Yes
  • Common Walls: No Common Walls
  • Construction Type: Cedar, Brick, Frame
  • Exterior Features: Boat Slip, Dock, Fire Pit, Lighting, Open Deck, Rain Gutters, Lawn
  • Foundation Details: Concrete Perimeter, Slab
  • Patio And Porch Features: Covered Deck
  • Roof: Composition
  • Lot Features:Open: Yes
  • Lot Features:Sloping: Yes
  • Lot Features:Southern Exposure: Yes
  • View:Lake: Yes
  • Exterior Features:Covered Deck: Yes
  • Exterior Features:Lawn: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Open Deck: Yes
  • Exterior Features:Rain Gutters: Yes
  • Construction:Frame: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Fire Pit: Yes
  • Exterior Features:DockBoat Slip: Yes
  • Exterior:Brick2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Paved Parking
  • General Property Description:Garage Type2: Att Garage
  • General Property Description:Garage Stall2: 3 Car
  • Exterior Features:Paved Parking: Yes

Utilities

  • Laundry Features: Gas Dryer Hookup, Electric Dryer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas, Fireplace(s), Electric, Forced Air, Furnace
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Furnace: Yes
  • Heating:Fireplace2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Kitchen Amenities:Kitchen Island: Yes
  • Kitchen Amenities:Counter Type: granite
  • Kitchen Amenities:Walk-In Pantry: Yes

Schools

  • Junior High Dist: Lk Pend Oreille - 84

Lot Info

  • Lot Size Sq Ft: 48351.6
  • Parcel #: RP003570020010A
  • Zoning: Suburban

Tax Info

  • Tax Annual Amount: 14664.0
  • Tax Year: 2024

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,660 $3,951,538 $2,816,668 $1,134,870
2024 $10,896 $3,926,468 $2,816,668 $1,109,800
2023 $10,779 $2,688,041 $1,672,994 $1,015,047
2022 $8,985 $2,044,087 $1,027,446 $1,016,641
2021 $9,920 $1,529,772 $803,193 $726,579
2020 $10,348 $1,495,990 $776,893 $719,097
2019 $8,854 $1,338,486 $707,421 $631,065
2018 $9,266 $1,185,501 $707,421 $478,080
2017 $9,266 $1,185,501 $0 $0
2016 $9,528 $1,186,351 $0 $0
2015 $9,213 $1,155,344 $0 $0
2014 $9,361 $1,164,614 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/30/2026 07/30/26 Price Changed $3,995,000 -0.1% $583 / Sq Ft
05/21/2026 05/21/26 Price Changed $3,997,000 -6.9% $584 / Sq Ft
01/17/2026 01/17/26 Price Changed $4,295,000 -2.3% $627 / Sq Ft
12/12/2025 12/12/25 Price Changed $4,395,000 -2.2% $642 / Sq Ft
12/12/2025 12/12/25 For Sale $4,495,000 +282.6% $656 / Sq Ft
02/25/2014 02/25/14 Sold -- -- -- View Prior Sale
01/13/2014 01/13/14 Pending -- -- --
09/14/2012 09/14/12 For Sale $1,175,000 -- $183 / Sq Ft
Source: Coeur d'Alene Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Titleone
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $3,273,319 New Conventional
Closed $2,500,000 New Conventional
Source: Public Records

Source: Coeur d'Alene Multiple Listing Service

MLS Number: 25-11493

Coeur d

APN: RP003-570-020010A

Your Personal Tour Guide

Ask me questions while you tour the home.