Seller's Agent in 2024
George Tsoukleris
United Real Estate Premier
(301) 775-6398
12 in this area
27 Total Sales
5409 Harbour Bluff Mineral, VA 23117
Margo NeighborhoodEstimated Value: $493,000 - $540,000
3
Beds
2
Baths
1,219
Sq Ft
$425/Sq Ft
Est. Value
Highlights
- 90 Feet of Waterfront
- Boat Ramp
- Lake View
- Seaplane Permitted
- Fishing Allowed
- Lake Privileges
About This Home
As of May 2024RARE OPPORTUNITY TO OWN AFFORDABLE LAKE ANNA WATERFRONT HOME!!! Situated on a no wake Cove, this waterfront chalet style cottage has three bedrooms and two full baths and is waiting for your finishing touches. Access this 1-acre lot located on the public side of Lake Anna via the circular gravel driveway. Enter through the unfinished lower level which is waiting for your ideas and imagination. This area has been insulated and some electric has already been installed. French doors and/or windows could be installed for lake views and access to wrap around covered patio. Home has been freshly painted and carpets cleaned. Main floor great room has hardwood floors and opens to the kitchen. Three sliders give access to wrap around deck with so much light. Views of fully wooded lot (no grass to mow!) makes you feel like you’re in a tree house. Great room also has views of the lake and common area. Kitchen has countertop seating for at least 3 and opens to great room. Main floor primary bedroom has slider to covered deck and lake views. The laundry room is adjacent to primary bedroom and full bath is across the hall. Enjoy your morning coffee and sunrises on the wrap around partially covered deck. Upper level has two carpeted bedrooms and a full bath. One bedroom has French doors opening to balcony. Both bedrooms have water views. Walk down to approximately 90 feet of shoreline. Take the community maintained boardwalk to the common area, which has boat launch, pavilion and plenty of room for picnics/gatherings. Install a paddleboard/kayak rack near your waterfront and explore nature in the no wake cove. Take a short boat ride to Tim’s, Moo-Thru ice cream and put –put golf or cruise over to The Cove. Garage/storage with electric garage door opener located on the lower level. Home is half an hour to Fredericksburg and Culpeper. One Hour to Richmond and Charlottesville. Two hour drive to DC suburbs. Home is being sold strictly AS-IS. Seller will make no repairs. Inspections are welcome but for informational purposes only.COME ENJOY WATERFRONT LIVING NOW!
Last Agent to Sell the Property
United Real Estate Premier License #0225239253 Listed on: 04/22/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,947
Year Built
- Built in 1989
Lot Details
- 1 Acre Lot
- 90 Feet of Waterfront
- Home fronts navigable water
- Interior Lot
- Level Lot
- Partially Wooded Lot
- Backs to Trees or Woods
- Back, Front, and Side Yard
- Property is in average condition
- Property is zoned RR
HOA Fees
- $22 Monthly HOA Fees
Parking
- 1 Car Direct Access Garage
- 4 Driveway Spaces
- Basement Garage
- Front Facing Garage
- Garage Door Opener
- Gravel Driveway
Property Views
- Lake
- Woods
Home Design
- Chalet
- Cottage
- Slab Foundation
- Asbestos Shingle Roof
Interior Spaces
- Property has 3 Levels
- Family Room Off Kitchen
- Combination Kitchen and Living
- Dining Area
- Attic
Kitchen
- Country Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Built-In Range
- Range Hood
- Dishwasher
Flooring
- Wood
- Carpet
- Concrete
- Vinyl
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Dryer
- Washer
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Exterior Basement Entry
- Garage Access
Outdoor Features
- Seaplane Permitted
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Personal Watercraft
- Waterski or Wakeboard
- Swimming Allowed
- Powered Boats Permitted
- Lake Privileges
- Balcony
- Deck
- Patio
- Porch
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Water Treatment System
- Well
- Electric Water Heater
- On Site Septic
- Cable TV Available
Listing and Financial Details
- Tax Lot 30
- Assessor Parcel Number 68B2-30-
Community Details
Overview
- Association fees include common area maintenance, pier/dock maintenance
- Rose Valley Homeowners Association
- Rose Valley Subdivision
Amenities
- Picnic Area
- Common Area
Recreation
- Boat Ramp
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 22, 2024
Closed on
May 16, 2024
Sold by
Tilley Jayne Hartley Poindexter and Williams Rea T
Bought by
Koonts Zachary and Koonts Christina
Seller's Agent
George Tsoukleris
United Real Estate Premier
Buyer's Agent
Ashley Hoffman
Lake Anna Island Realty, Inc.
List Price
$525,000
Sold Price
$485,000
Premium/Discount to List
-$40,000
-7.62%
Views
60
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,982
Avg. Annual Appreciation
3.95%
Original Mortgage
$436,500
Interest Rate
6.82%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Koonts Zachary | $485,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Koonts Zachary | $449,250 | |
| Closed | Koonts Zachary | $436,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/17/2024 05/17/24 | Sold | $485,000 | -7.6% | $398 / Sq Ft |
| 04/22/2024 04/22/24 | For Sale | $525,000 | -- | $431 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,178 | $432,800 | $120,000 | $312,800 |
| 2024 | $2,178 | $296,600 | $120,000 | $176,600 |
| 2023 | $2,037 | $264,000 | $110,000 | $154,000 |
| 2022 | $1,948 | $264,000 | $110,000 | $154,000 |
| 2021 | $1,926 | $237,900 | $100,000 | $137,900 |
| 2020 | $1,926 | $237,900 | $100,000 | $137,900 |
| 2019 | $1,970 | $232,500 | $100,000 | $132,500 |
| 2018 | $1,937 | $232,500 | $100,000 | $132,500 |
| 2017 | $1,956 | $230,100 | $100,000 | $130,100 |
| 2016 | $1,956 | $230,100 | $100,000 | $130,100 |
| 2015 | -- | $228,200 | $100,000 | $128,200 |
| 2014 | -- | $228,200 | $100,000 | $128,200 |
Source: Public Records
Agents Affiliated with this Home
-
George Tsoukleris
-
Ashley Hoffman
Buyer's Agent in 2024
Ashley Hoffman
Lake Anna Island Realty, Inc.
(540) 834-6417
107 in this area
560 Total Sales
Map
Source: Bright MLS
MLS Number: VASP2024316
APN: 68B-2-30
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