NOT LISTED FOR SALE

5431 Upper Mill Terrace S Frederick, MD 21703

Ballenger Creek Area

Estimated Value: $457,195

3 Beds
4 Baths
2,472 Sq Ft
$185/Sq Ft Est. Value

Sale Details

Date Sold: August 21, 2025

Last sale price $455,000 $184 Per Sq Ft

Current estimated payment $2,978 / mo

9 Days on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • 1 Fireplace
  • Colonial Architecture
  • Wood Flooring
  • Country Kitchen

About This Home

As of August 2025

OFFER DEADLINE MONDAY JULY 28 AT 4:00. Gorgeous 3 br. 2 full & 2 Half bath 1 car garage townhome. Featuring a deck overlooking a fenced rear yard, fire place, level walk out, family room off of table space kitchen, granite counters

Last Agent to Sell the Property

Paul Katrivanos

(301) 882-7567 broker@remax-plus.com RE/MAX Plus License #RM424570 Listed on: 07/20/2025

RE/MAX Plus

Last Buyer's Agent

Din Khaled

(410) 559-0155 mike@houwzer.com Houwzer, LLC

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Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,264

Year Built

  • Built in 2003

Lot Details

  • 2,200 Sq Ft Lot

HOA Fees

  • $74 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Frame Construction

Interior Spaces

  • 2,472 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • 1 Fireplace
  • Screen For Fireplace
  • Window Treatments
  • Combination Kitchen and Dining Room
  • Wood Flooring

Kitchen

  • Country Kitchen
  • Gas Oven or Range
  • Stove
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Schools

  • Tuscarora Elementary School
  • Crestwood Middle School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 133
  • Assessor Parcel Number 1128584989

Community Details

Overview

  • Association fees include snow removal, trash
  • Westview Office Community
  • Westview Corporate Center Subdivision

Recreation

  • Community Playground

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,264

Year Built

Built in 2003

Lot Details

2,200 Sq Ft Lot

HOA Fees

$74 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 7/28/2025 12:00:00 AM
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Gas, Refrigerator, Stove, Washer, Water Heater
  • Interior Amenities: Combination Kitchen/Dining, Kitchen - Country, Window Treatments, Primary Bath(s), Wood Floors, Floor Plan - Open
  • Fireplace Features: Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Daylight, Full, Full, Fully Finished
  • Total Sq Ft: 2472
  • Living Area Sq Ft: 2472
  • Price Per Sq Ft: 186.04
  • Above Grade Finished Sq Ft: 2472
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 74.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Snow Removal, Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: TUSCARORA
  • Middle Or Junior School: CRESTWOOD

Lot Info

  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2200.00
  • Zoning: RE
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4264.00
  • Assessor Parcel Number: 1128584989
  • Tax Lot: 133
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2025
Closed on
Aug 21, 2025
Sold by
Bought by
Seller's Agent
Paul Katrivanos
RE/MAX Plus
Buyer's Agent
Din Khaled
Houwzer, LLC
List Price
$459,900
Sold Price
$455,000
Premium/Discount to List
-$4,900
-1.07%
Views
62
Current Estimated Value
$457,195

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,195
Avg. Annual Appreciation
0.51%
Original Mortgage
$432,250
Outstanding Balance
$428,433
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$28,762

Purchase Details

Listed on
Feb 10, 2016
Closed on
May 9, 2016
Sold by
Bought by
Seller's Agent
Ryan Donovan
Keller Williams Realty Dulles
Buyer's Agent
Carolyn Hurwitz
Compass
List Price
$289,999
Sold Price
$280,000
Premium/Discount to List
-$9,999
-3.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.37%
Original Mortgage
$274,928
Interest Rate
3.37%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 29, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,720
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 22, 2003
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$455,000 Old Republic National Title In
$280,000 First American Title Ins Co
$340,900 --
$233,464 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $432,250
Previous Owner $274,928
Previous Owner $272,720
Previous Owner $50,000
Previous Owner $268,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/21/2025 08/21/25 Sold $455,000 -1.1% $184 / Sq Ft
07/29/2025 07/29/25 Pending -- -- --
07/20/2025 07/20/25 For Sale $459,900 +64.3% $186 / Sq Ft
05/09/2016 05/09/16 Sold $280,000 0.0% $113 / Sq Ft View Prior Sale
04/08/2016 04/08/16 Pending -- -- --
03/18/2016 03/18/16 Price Changed $279,999 -3.4% $113 / Sq Ft
02/10/2016 02/10/16 For Sale $289,999 -- $117 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,635 $392,067
2025 $4,314 $372,100 $80,000 $292,100
2024 $4,314 $348,967
2023 $3,872 $325,833 $0 $0
2022 $3,604 $302,700 $70,000 $232,700
2021 $3,372 $292,733 $0 $0
2020 $3,372 $282,767 $0 $0
2019 $3,256 $272,800 $63,000 $209,800
2018 $3,254 $270,100 $0 $0
2017 $3,194 $272,800 $0 $0
2016 $3,064 $264,700 $0 $0
2015 $3,064 $261,600 $0 $0
2014 $3,064 $258,500 $0 $0
Source: Public Records

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Map

Source: Bright MLS

MLS Number: MDFR2067516

Bright MLS

APN: 28-584989

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