$6,950,000

545 Ocean Cay Key Largo, FL 33037

Estimated payment $38,526/month

Total Views 5,184
3 Beds
3 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Ocean Front
  • Private Dock
  • Balcony
  • Coral Shores High School Rated A
  • In Ground Pool
  • 1-minute walk to Key Largo Community Park

About This Home

Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes.

Listing Agent

Joy Martin

American Caribbean Real Estate License #3006986 Listed on: 11/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,709

Year Built

  • Built in 2001

Lot Details

  • 100 Ft Wide Lot
  • Ocean Front
  • Home fronts a canal
  • West Facing Home
  • Fenced
  • Property is zoned IS

HOA Fees

  • $250 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Driveway
  • Open Parking

Property Views

  • Ocean
  • Canal

Home Design

  • Metal Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • Wet Bar
  • Ceiling Fan
  • Awning
  • Electric Shutters
  • Storage Room
  • Tile Flooring
  • High Impact Door

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry in Utility Room
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • In Ground Pool
  • Property has ocean access
  • Private Dock
  • Balcony
  • Outdoor Grill

Utilities

  • Central Air
  • Heating Available

Community Details

  • Port Largo Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 00453475-016100

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,709

Year Built

Built in 2001

Lot Details

0

HOA Fees

$250 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2001
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, Three Or More Stories
  • Directions: MM 100-- Turn east onto Ocean Cay Dr and follow to gate at end of street. Gated Community.
  • Garage Yn: Yes
  • Horses: No
  • Inclusions: Private Dock
  • New Construction: No
  • Structure Type: House
  • Subdivision Name: Port Largo
  • Year Built Details: Resale
  • MIAMIRE_PoolYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: No
  • CurrentPrice: 6950000
  • InternetRemarks: Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living.
  • ShowingTimeFlag: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Other Equipment/Appliances, Gas Range, Refrigerator, Washer
  • Interior Amenities: First Floor Entry, Second Floor Entry, Elevator, Walk-In Closet(s), Wet Bar, Storage, Utility Room/Laundry
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: High Impact Doors
  • Flooring: Tile
  • Other Equipment: Elevator
  • Window Features: Electric Shutters
  • Bedroom Features: Primary Bath Shower, Primary Bath Tub, Primary Bedroom Upstairs
  • Living Room Features: Storage Room, Utility Room/Laundry

Exterior Features

  • Roof: Metal Roof
  • View: Canal, Ocean, Water
  • Exterior Features: Barbeque, Built-In Grill, Open Balcony
  • Construction Type: CBS Construction
  • Direction Faces: West
  • Fencing: Fenced
  • Lot Features: 1/4 To Less Than 1/2 Acre Lot
  • Patio And Porch Features: Awning(s), Open Balcony
  • Pool Features: In Ground
  • Pool Private: No
  • View: Yes
  • Waterfront Features: Ocean Access, Canal Front, Ocean Front
  • Waterfront: Yes

Garage/Parking

  • Park Building Name: Port Largo
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Open Parking: Yes
  • Parking Features: Covered, Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Other
  • Heating Yn: Yes
  • Laundry Features: Utility Room/Laundry

Condo/Co-op/Association

  • Association Fee: 3000
  • Association Fee Frequency: Annually
  • Association: Yes
  • Community Features: Mandatory Hoa

Association/Amenities

  • MIAMIRE_TypeofAssociation: Homeowners

Lot Info

  • Parcel Number: 00453475-016100
  • Zoning: IS

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 16709

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,709 $2,128,706 -- --
2024 $16,254 $2,068,714 -- --
2023 $16,254 $2,008,461 $0 $0
2022 $15,244 $1,949,963 $0 $0
2021 $15,639 $1,893,168 $0 $0
2020 $15,529 $1,867,030 $0 $0
2019 $15,208 $1,825,054 $0 $0
2018 $15,223 $1,791,025 $0 $0
2017 $14,891 $1,754,188 $0 $0
2016 $15,117 $1,718,108 $0 $0
2015 $15,259 $1,706,165 $0 $0
2014 $15,556 $1,692,624 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/13/2025 11/13/25 For Sale $6,950,000 -- --
Source: MIAMI REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $6,500,000 Vital Title
Warranty Deed $180,500 --
Source: Public Records

Source: MIAMI REALTORS® MLS

MLS Number: A11914298

MIAMI REALTORS® MLS

APN: 00453475-016100

Florida Monroe County Key Largo 33037

545 Ocean Cay, Key Largo, FL

For Sale

Detached

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MIAMI REALTORS® MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Joy Martin
Listing Agent
Joy Martin
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American Caribbean Real Estate
(305) 394-7866
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