Seller's Agent in 2026
Frances Sterling
ERA Martin Associates
(410) 603-0928
108 in this area
188 Total Sales
5461 Loch Ness Terrace Salisbury, MD 21801
South Salisbury Neighborhood
4
Beds
3.5
Baths
3,271
Sq Ft
0.88
Acres Lot
Highlights
- Spa
- Deck
- Traditional Floor Plan
- Cape Cod Architecture
- Vaulted Ceiling
- Wood Flooring
About This Home
As of April 2026Welcome to this beautiful home in the desirable community of West Nithsdale, perfectly situated on a high lot offering curb appeal and privacy. This spacious 4-bedroom, 3.5-bath home features an inviting floor plan with three bedrooms on the first floor, including a luxurious primary suite with dual closets, a spa-like ensuite bath, with double vanities , a step-in shower, and a large jetted tub. The family room impresses with Brazilian Cherry hardwood floors, built-ins, a gas fireplace, wet bar and vaulted ceiling. The formal dining room also features Brazilian Cherry flooring, adding warmth and elegance. The kitchen is a chef’s delight, complete with quartz countertops, Frigidaire appliances, a range and wall oven, and plenty of counter and cabinet space. The enclosed porch has been thoughtfully finished into a cozy den with hardwood floors and a mini-split system for year-round comfort. Upstairs, you’ll find a comfortable loft area and a second ensuite bedroom, perfect for guests or a private retreat. Additional highlights include 9-foot ceilings on the first floor, exceptional craftsmanship, and a layout ideal for both entertaining and everyday living. Don’t miss this opportunity to own a beautifully maintained home in one of Salisbury’s most sought-after neighborhoods which offers amenities including a boat ramp, playground and tennis courts!
Last Agent to Sell the Property
(410) 749-1818 Frances@MySterlingProperties.com ERA Martin Associates Brokerage Phone: 4107491818 License #RS-0024235 Listed on: 10/16/2025
Last Buyer's Agent
(410) 749-1818 eric@eradelmarva.com ERA Martin Associates License #5012369
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,831
Year Built
- Built in 1994
Lot Details
- 38,138 Sq Ft Lot
- Sprinkler System
HOA Fees
- $27 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 4 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
Home Design
- Cape Cod Architecture
- Block Foundation
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 3,271 Sq Ft Home
- Property has 1.5 Levels
- Traditional Floor Plan
- Wet Bar
- Built-In Features
- Chair Railings
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace With Glass Doors
- Fireplace Mantel
- Gas Fireplace
- Window Treatments
- Window Screens
- Family Room
- Living Room
- Formal Dining Room
- Home Office
- Loft
- Crawl Space
- Attic
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Built-In Oven
- Electric Oven or Range
- Down Draft Cooktop
- Built-In Microwave
- Dishwasher
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile or Brick
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Whirlpool Bathtub
- Hydromassage or Jetted Bathtub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Spa
- Deck
Schools
- Westside Elementary School
- Salisbury Middle School
- James M. Bennett High School
Utilities
- Ductless Heating Or Cooling System
- Forced Air Heating and Cooling System
- Heat Pump System
- Back Up Gas Heat Pump System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Water Treatment System
- Well
- Propane Water Heater
- Water Conditioner is Owned
- On Site Septic
Listing and Financial Details
- Tax Lot 11A
- Assessor Parcel Number 2309069089
Community Details
Overview
- Association fees include common area maintenance, reserve funds
- West Nithsdale HOA
- West Nithsdale Subdivision
- Property Manager
Amenities
- Common Area
Recreation
- Tennis Courts
- Community Playground
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 16, 2025
Closed on
Apr 30, 2026
Sold by
Bought by
Seller's Agent
Frances Sterling
ERA Martin Associates
Buyer's Agent
Eric Johnson
ERA Martin Associates
List Price
$485,000
Sold Price
$485,000
Views
132
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.95%
Original Mortgage
$265,000
Outstanding Balance
$265,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$229,101
Purchase Details
Closed on
Aug 7, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
3.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 12, 1994
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,800
Interest Rate
8.47%
Purchase Details
Closed on
Jul 21, 1992
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,250
Interest Rate
8.09%
Purchase Details
Closed on
Apr 19, 1989
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,200
Interest Rate
11.11%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $485,000 | Capitol Title | |
| Deed | $349,900 | Mid Atlantic Title & Escrow | |
| Deed | $39,900 | -- | |
| Deed | $27,000 | -- | |
| Deed | $33,300 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $265,000 | New Conventional | |
| Previous Owner | $250,000 | New Conventional | |
| Previous Owner | $213,800 | No Value Available | |
| Previous Owner | $20,250 | No Value Available | |
| Previous Owner | $23,200 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/30/2026 04/30/26 | Sold | $485,000 | 0.0% | $148 / Sq Ft |
| 10/30/2025 10/30/25 | Pending | -- | -- | -- |
| 10/16/2025 10/16/25 | For Sale | $485,000 | -- | $148 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,588 | $453,100 | $0 | $0 |
| 2024 | $3,564 | $399,600 | $0 | $0 |
| 2023 | $3,482 | $346,100 | $51,500 | $294,600 |
| 2022 | $3,463 | $334,000 | $0 | $0 |
| 2021 | $3,255 | $321,900 | $0 | $0 |
| 2020 | $3,255 | $309,800 | $44,500 | $265,300 |
| 2019 | $3,296 | $309,167 | $0 | $0 |
| 2018 | $3,305 | $308,533 | $0 | $0 |
| 2017 | $3,298 | $307,900 | $0 | $0 |
| 2016 | -- | $306,300 | $0 | $0 |
| 2015 | $2,917 | $304,700 | $0 | $0 |
| 2014 | $2,917 | $303,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Frances Sterling
-
Eric Johnson
Buyer's Agent in 2026
Eric Johnson
ERA Martin Associates
(443) 783-3408
12 in this area
50 Total Sales
Map
Source: Bright MLS
MLS Number: MDWC2020000
APN: 09-069089
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